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Commercial National Financial Corporation (CEFC)
OTHER OTC:CEFC
US Market
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Commercial National Financial (CEFC) Stock Statistics & Valuation Metrics

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Total Valuation

Commercial National Financial has a market cap or net worth of $61.46M. The enterprise value is $13.27.
Market Cap$61.46M
Enterprise Value$13.27

Share Statistics

Commercial National Financial has 3,965,304 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,965,304
Owned by Insiders
Owned by Institutions

Financial Efficiency

Commercial National Financial’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 1.19%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.19%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee296.32K
Profits Per Employee69.59K
Employee Count95
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Commercial National Financial is 11.8. Commercial National Financial’s PEG ratio is 0.64.
PE Ratio11.8
PS Ratio1.92
PB Ratio0.96
Price to Fair Value0.96
Price to FCF8.65
Price to Operating Cash Flow0.00
PEG Ratio0.64

Income Statement

In the last 12 months, Commercial National Financial had revenue of 28.15M and earned 6.61M in profits. Earnings per share was 1.67.
Revenue28.15M
Gross Profit22.35M
Operating Income8.05M
Pretax Income8.05M
Net Income6.61M
EBITDA8.05M
Earnings Per Share (EPS)1.67

Cash Flow

In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00

Dividends & Yields

Commercial National Financial pays an annual dividend of $0.15, resulting in a dividend yield of 3.74%
Dividend Per Share$0.15
Dividend Yield3.74%
Payout Ratio33.12%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.29
52-Week Price Change44.56%
50-Day Moving Average14.80
200-Day Moving Average13.74
Relative Strength Index (RSI)60.09
Average Volume (3m)3.86K

Important Dates

Commercial National Financial upcoming earnings date is Oct 23, 2026, Before Open (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 23, 2026
Ex-Dividend Date

Financial Position

Commercial National Financial as a current ratio of 0.00, with Debt / Equity ratio of 53.27%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.43
Net Debt to EBITDA-4.23
Interest Coverage Ratio1.37

Taxes

In the past 12 months, Commercial National Financial has paid 1.44M in taxes.
Income Tax1.44M
Effective Tax Rate0.18

Enterprise Valuation

Commercial National Financial EV to EBITDA ratio is 2.49, with an EV/FCF ratio of 3.21.
EV to Sales0.71
EV to EBITDA2.49
EV to Free Cash Flow3.21
EV to Operating Cash Flow3.11

Balance Sheet

Commercial National Financial has $60.28M in cash and marketable securities with $18.31M in debt, giving a net cash position of $41.97M billion.
Cash & Marketable Securities$60.28M
Total Debt$18.31M
Net Cash$41.97M
Net Cash Per Share$10.58
Tangible Book Value Per Share$13.39

Margins

Gross margin is 92.85%, with operating margin of 28.61%, and net profit margin of 23.49%.
Gross Margin92.85%
Operating Margin28.61%
Pretax Margin28.61%
Net Profit Margin23.49%
EBITDA Margin28.61%
EBIT Margin28.61%

Analyst Forecast

The average price target for Commercial National Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast-2.88%
EPS Growth Forecast12.11%

Scores

Smart Score5
AI Score