Want to see CDLX full AI Analyst Report?
CDLX Stock Chart & Stats
$4.13
$0.12(3.31%)
At close: 4:00 PM EDT
$4.13
$0.12(3.31%)
Day’s Range― - ―
52-Week Range$3.49 - $32.80
Previous Close$3.74
Volume45.72K
Average Volume (3M)42.83K
Market Cap
$21.91M
Enterprise Value$187.71
Total Cash (Recent Filing)$28.04M
Total Debt (Recent Filing)$189.89M
Price to Earnings (P/E)―
Beta2.49
Next Earnings
Nov 11, 2026EPS Estimate
-1.93Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-18.58
Shares Outstanding5,888,716
10 Day Avg. Volume37,629
30 Day Avg. Volume42,830
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)-9.39
Price to Sales (P/S)0.26
P/FCF Ratio-9.41
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$5.00Price Target Upside21.07% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)-6.06
Revenue Forecast (FY)$148.65M
Bulls Say, Bears Say
Bulls Say
Advertiser Growth And RetentionExpanding advertisers and sharply lower churn improve the platform’s revenue durability. Better measurement and easier campaign scaling can support renewals, strengthen merchant relationships, and make future acquisition spending more productive.
AI-enabled Operating EfficiencyA faster, reliable campaign workflow can lower service costs and increase operating leverage as volumes recover. AI-generated spending insights may also improve advertiser outcomes, supporting differentiation and stronger long-term platform economics.
Bank-channel Engagement ExpansionBroader bank distribution and international partnership growth expand Cardlytics’ reachable audience and data network. Higher engagement can reinforce the platform’s merchant-bank-consumer flywheel and diversify growth beyond existing U.S. relationships.
Bears Say
Sustained Revenue And User ContractionPersistent top-line and audience declines reduce scale, weaken advertiser reach, and constrain the data available for targeting and measurement. Recovery also remains delayed by difficult comparisons from bank-partner changes through Q1 2027.
Negative Profitability And Margin PressureThe combination of shrinking revenue, materially lower gross margin, and recurring losses indicates the business has not yet established sustainable economics. Continued pressure could limit reinvestment and make operational improvements insufficient to offset scale losses.
Balance Sheet And Cash-flow StressNegative equity, sizeable debt, and recurring cash burn reduce financial flexibility and increase refinancing risk. Limited internally generated cash may force reliance on external funding while the company works toward durable profitability and self-sustainability.
Cardlytics News
CDLX FAQ
What was Cardlytics Inc’s price range in the past 12 months?
Cardlytics Inc lowest stock price was $3.49 and its highest was $32.80 in the past 12 months.
What is Cardlytics Inc’s market cap?
Cardlytics Inc’s market cap is $21.91M.
When is Cardlytics Inc’s upcoming earnings report date?
Cardlytics Inc’s upcoming earnings report date is Nov 11, 2026 which is in 68 days.
How were Cardlytics Inc’s earnings last quarter?
Cardlytics Inc released its earnings results on Aug 05, 2026. The company reported -$2.58 earnings per share for the quarter, missing the consensus estimate of -$2.3 by -$0.28.
Is Cardlytics Inc overvalued?
According to Wall Street analysts Cardlytics Inc’s price is currently Undervalued.
Does Cardlytics Inc pay dividends?
Cardlytics Inc does not currently pay dividends.
What is Cardlytics Inc’s EPS estimate?
Cardlytics Inc’s EPS estimate is -1.93.
How many shares outstanding does Cardlytics Inc have?
Cardlytics Inc has 5,888,716 shares outstanding.
What happened to Cardlytics Inc’s price movement after its last earnings report?
Cardlytics Inc reported an EPS of -$2.58 in its last earnings report, missing expectations of -$2.3. Following the earnings report the stock price went down -13.936%.
Which hedge fund is a major shareholder of Cardlytics Inc?
Currently, no hedge funds are holding shares in CDLX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Cardlytics Inc
Cardlytics, Inc. provides an advertising platform, operating in both the United States and the United Kingdom. Among its key offerings is the Cardlytics platform, a proprietary advertising channel integrated directly into banks' digital environments. This system allows marketers to engage customers through the vast networks of their financial institution partners, leveraging digital avenues such as online portals, mobile applications, email, and various real-time alerts. Furthermore, the company offers the Bridg platform, a comprehensive customer data solution that processes point-of-sale information. This enables marketers to conduct advanced analytics, implement highly targeted loyalty initiatives, and precisely evaluate the performance of their marketing efforts. Cardlytics, Inc. was founded in 2008 and is headquartered in Atlanta, Georgia.
CDLX Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call mixed strong operational and product progress—advertiser expansion, large improvements in churn, meaningful AI-driven efficiency gains, and U.K. momentum—against sizable year-over-year declines in billings and revenue, negative operating and free cash flow, and reduced MQUs driven by prior partner changes. Management emphasized execution, cost discipline, and a path toward self-sustainability, while Q3 guidance is cautious but consistent with stabilization.View all CDLX earnings summariesCDLX Revenue Breakdown
94.25% U.S.
5.75% U.K.
CDLX Stock 12 Month Forecast
Average Price Target
$5.00
▲(21.07% Upside)
Technical Analysis
Ownership Overview
15.71% Insiders
58.06% Mutual Funds
10.77% Other Institutional Investors
11.43% Public Companies and
Individual Investors