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Chino Commercial Bancorp (CCBC) Ratios
Chino Commercial Bancorp Ratios
CCBC's free cash flow for Q1 2026 was $0.00. For the 2026 fiscal year, CCBC's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.12 | 0.13 | 0.11 | 0.11 | 0.43 |
| Quick Ratio | 0.12 | 0.13 | 0.11 | 0.11 | 0.43 |
| Cash Ratio | 0.12 | 0.13 | 0.11 | 0.11 | 0.43 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 39.30 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -399.53M | $ -377.18M | $ -371.98M | $ -329.90M | $ -212.45M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.15 | 0.03 | 0.06 | 0.07 | 0.07 |
| Debt-to-Equity Ratio | 1.50 | 0.31 | 0.75 | 0.87 | 0.95 |
| Debt-to-Capital Ratio | 0.60 | 0.23 | 0.43 | 0.46 | 0.49 |
| Long-Term Debt-to-Capital Ratio | 0.60 | 0.23 | 0.43 | 0.46 | 0.49 |
| Financial Leverage Ratio | 10.14 | 10.93 | 11.91 | 12.36 | 12.79 |
| Debt Service Coverage Ratio | 0.99 | 0.65 | 0.90 | 4.08 | 3.93 |
| Interest Coverage Ratio | 1.30 | 0.86 | 1.20 | 5.31 | 4.92 |
| Debt to Market Cap | 1.59 | 0.36 | 0.83 | 0.76 | 0.80 |
| Interest Debt Per Share | 24.74 | 6.67 | 10.54 | 9.13 | 9.02 |
| Net Debt to EBITDA | 3.19 | -4.32 | -1.03 | -1.21 | -23.04 |
| Profitability Margins | |||||
| Gross Profit Margin | 74.31% | 66.65% | 72.84% | 92.31% | 93.26% |
| EBIT Margin | 31.93% | 28.74% | 32.49% | 40.86% | 33.17% |
| EBITDA Margin | 33.39% | 29.88% | 33.80% | 42.94% | 35.70% |
| Operating Profit Margin | 31.93% | 28.74% | 32.49% | 40.86% | 33.17% |
| Pretax Profit Margin | 31.93% | 28.74% | 32.49% | 40.86% | 33.17% |
| Net Profit Margin | 22.88% | 20.61% | 23.25% | 29.28% | 23.96% |
| Continuous Operations Profit Margin | 22.88% | 20.61% | 23.25% | 29.28% | 23.96% |
| Net Income Per EBT | 71.65% | 71.69% | 71.57% | 71.66% | 72.24% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.18% | 1.10% | 1.11% | 1.18% | 0.83% |
| Return on Equity (ROE) | 11.99% | 12.03% | 13.17% | 14.57% | 10.58% |
| Return on Capital Employed (ROCE) | 6.59% | 6.09% | 5.54% | 10.56% | 7.28% |
| Return on Invested Capital (ROIC) | 4.72% | 4.36% | 3.97% | 7.57% | 5.26% |
| Return on Tangible Assets | 1.18% | 1.10% | 8.69% | 1.18% | 0.83% |
| Earnings Yield | 12.71% | 13.93% | 14.64% | 12.80% | 8.93% |
| Efficiency Ratios | |||||
| Receivables Turnover | 15.27 | 16.20 | 14.75 | 13.95 | 14.90 |
| Payables Turnover | 49.03 | 62.62 | 2.67 | 9.91 | 6.76 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.15 | 3.44 | 3.88 | 2.86 | 2.22 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.08 | -0.08 | -0.07 | -0.07 | -0.07 |
| Cash Conversion Cycle | 16.46 | 16.70 | -111.74 | -10.68 | -29.47 |
| Days of Sales Outstanding | 23.91 | 22.53 | 24.74 | 26.16 | 24.50 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 7.44 | 5.83 | 136.48 | 36.84 | 53.97 |
| Operating Cycle | 23.91 | 22.53 | 24.74 | 26.16 | 24.50 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.65 | 0.80 | 2.05 | 1.37 | 1.08 |
| Free Cash Flow Per Share | 1.27 | 0.15 | 2.01 | 1.35 | 0.12 |
| Dividend Paid and CapEx Coverage Ratio | 4.29 | 1.24 | 51.44 | 65.93 | 1.13 |
| Capital Expenditure Coverage Ratio | 4.29 | 1.24 | 52.50 | 65.93 | 1.13 |
| Operating Cash Flow Coverage Ratio | 0.07 | 0.20 | 0.23 | 0.16 | 0.12 |
| Operating Cash Flow to Sales Ratio | 0.21 | 0.10 | 0.31 | 0.27 | 0.27 |
| Free Cash Flow Yield | 8.85% | 1.34% | 19.15% | 11.76% | 1.12% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 7.87 | 7.18 | 6.83 | 7.81 | 11.20 |
| Price-to-Sales (P/S) Ratio | 1.80 | 1.48 | 1.59 | 2.29 | 2.68 |
| Price-to-Book (P/B) Ratio | 0.94 | 0.86 | 0.90 | 1.14 | 1.19 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 11.30 | 74.49 | 5.22 | 8.50 | 89.33 |
| Price-to-Operating Cash Flow Ratio | 8.67 | 14.36 | 5.12 | 8.37 | 10.09 |
| Price-to-Earnings Growth (PEG) Ratio | 0.57 | 1.84 | 1.43 | 0.15 | 0.61 |
| Enterprise Value Multiple | 8.58 | 0.64 | 3.67 | 4.12 | -15.53 |
| Enterprise Value | 73.19M | 4.74M | 26.32M | 28.47M | -72.43M |
| EV to EBITDA | 8.58 | 0.64 | 3.67 | 4.12 | -15.53 |
| EV to Sales | 2.86 | 0.19 | 1.24 | 1.77 | -5.54 |
| EV to Free Cash Flow | 17.99 | 9.57 | 4.08 | 6.58 | -184.45 |
| EV to Operating Cash Flow | 13.80 | 1.85 | 4.00 | 6.48 | -20.84 |
| Tangible Book Value Per Share | 15.19 | 13.30 | 11.22 | 10.07 | 9.21 |
| Shareholders’ Equity Per Share | 15.19 | 13.30 | 11.67 | 10.07 | 9.21 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 |
| Revenue Per Share | 7.96 | 7.76 | 6.61 | 5.01 | 4.07 |
| Net Income Per Share | 1.82 | 1.60 | 1.54 | 1.47 | 0.97 |
| Tax Burden | 0.72 | 0.72 | 0.72 | 0.72 | 0.72 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.29 | 0.28 | 0.29 | 0.36 | 0.38 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.91 | 0.50 | 1.33 | 0.93 | 1.11 |
Currency in USD
