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CBWA Stock Chart & Stats
$18.70
$0.15(0.80%)
At close: 4:00 PM EDT
$18.70
$0.15(0.80%)
Day’s Range― - ―
52-Week Range$11.87 - $19.50
Previous CloseN/A
Volume340.00
Average Volume (3M)1.40K
Market Cap
$78.44M
Enterprise Value$60.54
Total Cash (Recent Filing)$103.15M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)10.0
Beta0.12
Next Earnings
Oct 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.89
Shares Outstanding4,150,183
10 Day Avg. Volume564
30 Day Avg. Volume1,404
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)1.03
Price to Sales (P/S)1.69
P/FCF Ratio203.37
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetLow leverage, growing equity and a larger asset base provide durable capital buffers that support loan growth, absorb credit losses and satisfy regulators. Improved ROE (~11.1% in 2025) signals better capital efficiency, enabling longer-term strategic initiatives without immediate external funding.
Revenue And Profitability ReboundSustained top-line growth and a meaningful rebound in net income indicate improving core banking performance. Stronger margins and higher earnings provide recurring capacity to reinvest in operations, support credit extension and build reserves, improving the durability of future profits.
Relationship-driven Commercial Banking ModelA focus on commercial lending and relationship banking creates sticky deposits, recurring fee income and cross-sell opportunities. This business model supports stable net interest and noninterest income over time and helps preserve customer relationships through economic cycles.
Bears Say
Weak Cash Conversion In 2025A sharp decline in operating and free cash flow despite higher reported earnings signals weaker earnings quality and potential timing or working-capital issues. Reduced internal cash generation limits capacity to fund growth, service obligations or absorb stress without tapping external funding.
Earnings And Margin VolatilityWide swings in net margin and earnings across recent years highlight sensitivity to interest margins, credit conditions and fee income variability. Persistent volatility complicates forecasting, capital planning and consistent dividend or payout policies, increasing execution risk over the medium term.
Funding Mix And Debt Profile ChangesA rapid decline in reported debt suggests the bank altered its funding mix; such shifts can change interest expense, liquidity structure and NIM dynamics. If lower leverage was achieved via less costly deposits or asset sales, future margins and growth capacity may be structurally affected.
CBWA FAQ
What was Commencement Bank’s price range in the past 12 months?
Commencement Bank lowest stock price was $11.87 and its highest was $19.50 in the past 12 months.
What is Commencement Bank’s market cap?
Commencement Bank’s market cap is $78.44M.
When is Commencement Bank’s upcoming earnings report date?
Commencement Bank’s upcoming earnings report date is Oct 29, 2026 which is in 89 days.
How were Commencement Bank’s earnings last quarter?
Currently, no data Available
Is Commencement Bank overvalued?
According to Wall Street analysts Commencement Bank’s price is currently Overvalued.
Does Commencement Bank pay dividends?
Commencement Bank pays a Notavailable dividend of $0.2 which represents an annual dividend yield of N/A. See more information on Commencement Bank dividends here
What is Commencement Bank’s EPS estimate?
Commencement Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Commencement Bank have?
Commencement Bank has 4,150,183 shares outstanding.
What happened to Commencement Bank’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Commencement Bank?
Currently, no hedge funds are holding shares in CBWA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Commencement Bank Stock Smart Score
Neutral
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5
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7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
31.67%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
5.12%
Trailing 12-Months
Company Description
Commencement Bank
Commencement Bancorp Inc. functions as the parent entity for Commencement Bank, delivering a comprehensive array of financial products and services. These offerings are designed for individual customers, as well as small and medium-sized enterprises across western Washington. The bank accepts various deposit types, including non-interest-bearing, demand, savings, NOW, money market, and time accounts, alongside certificates of deposit. Its lending options span term loans, home equity loans and lines of credit, personal reserve overdraft facilities, and a wide spectrum of commercial real estate financing, encompassing residential (1-4 family), multi-family, commercial, construction, and land projects. Additionally, the company provides government-guaranteed and other specialized loans, coupled with credit/debit card services and ATM access. Founded in 2006 and headquartered in Tacoma, Washington, the bank maintains four branches situated in Tacoma, Enumclaw, Auburn, and Olympia.
Technical Analysis
Ownership Overview
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Insiders
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Mutual Funds
3.15% Other Institutional Investors
96.85% Public Companies and
Individual Investors