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Total Valuation
Commencement Bank has a market cap or net worth of $80.41M. The enterprise value is $60.54.
Market Cap$80.41M
Enterprise Value$60.54
Share Statistics
Commencement Bank has 4,150,183 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,150,183
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Commencement Bank’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 0.98%.
Return on Equity (ROE)0.11
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.98%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee458.49K
Profits Per Employee83.85K
Employee Count80
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Commencement Bank is 9.6. Commencement Bank’s PEG ratio is 0.07.
PE Ratio9.6
PS Ratio1.69
PB Ratio1.03
Price to Fair Value1.03
Price to FCF203.37
Price to Operating Cash Flow0.00
PEG Ratio0.07
Income Statement
In the last 12 months, Commencement Bank had revenue of 36.68M and earned 6.71M in profits. Earnings per share was 1.78.
Revenue36.68M
Gross Profit26.54M
Operating Income8.35M
Pretax Income8.35M
Net Income6.71M
EBITDA8.35M
Earnings Per Share (EPS)1.78
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Commencement Bank pays an annual dividend of $0.2, resulting in a dividend yield of ―
Dividend Per Share$0.2
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.13
52-Week Price Change59.44%
50-Day Moving Average17.64
200-Day Moving Average16.57
Relative Strength Index (RSI)84.34
Average Volume (3m)1.40K
Important Dates
Commencement Bank upcoming earnings date is Oct 29, 2026, During Market Hours (Not Confirmed).
Last Earnings DateJul 29, 2026
Next Earnings DateOct 29, 2026
Ex-Dividend Date―
Financial Position
Commencement Bank as a current ratio of 13.96, with Debt / Equity ratio of 7.95%
Current Ratio13.96
Quick Ratio13.96
Debt to Market Cap0.01
Net Debt to EBITDA-0.07
Interest Coverage Ratio0.91
Taxes
In the past 12 months, Commencement Bank has paid 1.64M in taxes.
Income Tax1.64M
Effective Tax Rate0.20
Enterprise Valuation
Commencement Bank EV to EBITDA ratio is 7.36, with an EV/FCF ratio of 201.46.
EV to Sales1.68
EV to EBITDA7.36
EV to Free Cash Flow201.46
EV to Operating Cash Flow35.48
Balance Sheet
Commencement Bank has $103.15M in cash and marketable securities with $0.00 in debt, giving a net cash position of $103.15M billion.
Cash & Marketable Securities$103.15M
Total Debt$0.00
Net Cash$103.15M
Net Cash Per Share$24.86
Tangible Book Value Per Share$15.84
Margins
Gross margin is 74.19%, with operating margin of 22.75%, and net profit margin of 18.29%.
Gross Margin74.19%
Operating Margin22.75%
Pretax Margin22.75%
Net Profit Margin18.29%
EBITDA Margin22.75%
EBIT Margin22.75%
Analyst Forecast
The average price target for Commencement Bank is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast17.65%
EPS Growth Forecast73.47%