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Consumers Bancorp Inc (CBKM)
OTHER OTC:CBKM
US Market
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Consumers Bancorp (CBKM) Stock Statistics & Valuation Metrics

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Total Valuation

Consumers Bancorp has a market cap or net worth of $99.50M. The enterprise value is $134.14M.
Market Cap$99.50M
Enterprise Value$134.14M

Share Statistics

Consumers Bancorp has 3,156,730 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding3,156,730
Owned by Insiders―
Owned by Institutions―

Financial Efficiency

Consumers Bancorp’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 0.87%.
Return on Equity (ROE)0.12
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.87%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee344.68K
Profits Per Employee58.76K
Employee Count190
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Consumers Bancorp is 8.7. Consumers Bancorp’s PEG ratio is 0.29.
PE Ratio8.7
PS Ratio1.37
PB Ratio1.00
Price to FCF9.65
Price to Operating Cash Flow68.13
PEG Ratio0.29

Income Statement

In the last 12 months, Consumers Bancorp had revenue of 65.49M and earned 11.16M in profits. Earnings per share was 3.55.
Revenue65.49M
Gross Profit44.65M
Operating Income13.18M
Pretax Income13.18M
Net Income11.16M
EBITDA14.52M
Earnings Per Share (EPS)3.55

Cash Flow

In the last 12 months, operating cash flow was 1.48M and capital expenditures -865.00K, giving a free cash flow of 617.00K billion.
Operating Cash Flow1.48M
Free Cash Flow617.00K
Free Cash Flow per Share0.20

Dividends & Yields

Consumers Bancorp pays an annual dividend of $0.22, resulting in a dividend yield of 2.7%
Dividend Per Share$0.22
Dividend Yield2.7%
Payout Ratio23.16%
Free Cash Flow Yield―
Earnings Yield―

Stock Price Statistics

Beta0.16
52-Week Price Change40.33%
50-Day Moving Average32.19
200-Day Moving Average28.42
Relative Strength Index (RSI)41.25
Average Volume (3m)3.66K

Important Dates

Consumers Bancorp upcoming earnings date is Jan 27, 2027, Before Open (Confirmed).
Last Earnings DateOct 26, 2026
Next Earnings DateJan 27, 2027
Ex-Dividend Date―

Financial Position

Consumers Bancorp as a current ratio of 1.26K, with Debt / Equity ratio of 4.13%
Current Ratio1.26K
Quick Ratio1.26K
Debt to Market Cap0.63
Net Debt to EBITDA2.06
Interest Coverage Ratio0.67

Taxes

In the past 12 months, Consumers Bancorp has paid 2.01M in taxes.
Income Tax2.01M
Effective Tax Rate0.15

Enterprise Valuation

Consumers Bancorp EV to EBITDA ratio is 8.24, with an EV/FCF ratio of 12.88.
EV to Sales1.83
EV to EBITDA8.24
EV to Free Cash Flow12.88
EV to Operating Cash Flow10.95

Balance Sheet

Consumers Bancorp has $283.85M in cash and marketable securities with $56.22M in debt, giving a net cash position of $227.63M billion.
Cash & Marketable Securities$283.85M
Total Debt$56.22M
Net Cash$227.63M
Net Cash Per Share$72.11
Tangible Book Value Per Share$27.72

Margins

Gross margin is 68.26%, with operating margin of 20.12%, and net profit margin of 17.05%.
Gross Margin68.26%
Operating Margin20.12%
Pretax Margin20.12%
Net Profit Margin17.05%
EBITDA Margin22.17%
EBIT Margin20.12%

Analyst Forecast

The average price target for Consumers Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast12.64%
EPS Growth Forecast27.09%

Scores

Smart Score7
AI Score―