Want to see CBKM full AI Analyst Report?

Consumers Bancorp (CBKM) Price & Analysis

18 Followers

CBKM Stock Chart & Stats

$31.43

$0.25(0.84%)

At close: Jul 24 4:00 PM EDT

$31.43

$0.25(0.84%)

Day’s Range― - ―

52-Week Range$22.50 - $34.02

Previous CloseN/A

Volume360.00

Average Volume (3M)3.66K

Market Cap

$99.50M

Enterprise Value$134.14M

Total Cash (Recent Filing)$283.85M

Total Debt (Recent Filing)$56.22M

Price to Earnings (P/E)8.7

Beta0.16

Next Earnings

Jan 27, 2027

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.7%

Share Statistics

EPS (TTM)3.56

Shares Outstanding3,156,730

10 Day Avg. Volume4,535

30 Day Avg. Volume3,659

Financial Highlights & Ratios

PEG Ratio0.29

Price to Book (P/B)1.00

Price to Sales (P/S)1.37

P/FCF Ratio9.65

Enterprise Value/Market Cap1.35

Enterprise Value/Revenue2.05

Enterprise Value/Gross Profit3.00

Enterprise Value/Ebitda10.14

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Steady Revenue And ProfitabilitySteady revenue expansion alongside healthy net and EBIT margins indicates that the regional banking franchise continues to generate meaningful operating profits. This earnings base can support ongoing lending activity, service delivery, and internal investment over the next several quarters.

Moderate Leverage And Growing EquityA moderate leverage profile and expanding equity base provide Consumers Bancorp with a stronger capital foundation for supporting asset growth. Although leverage has recently increased, the balance sheet remains more resilient than at its 2022 level and supports financial stability.

Governance Continuity And Refreshed OversightThe leadership transition preserves governance continuity while refreshing board oversight through new director terms. Stable leadership and confirmed accounting oversight can support consistent strategic execution and investor confidence in the bank’s operating framework.

Bears Say

Material Deterioration In Cash GenerationThe sharp decline in operating and free cash flow indicates weaker cash earnings quality and less dependable internal funding. Persistent volatility could reduce flexibility to support growth, absorb credit-related pressure, or maintain capital allocation without relying more heavily on balance-sheet resources.

Profit Margins Have CompressedMargin compression shows that earnings power is below the company’s earlier peak despite continued profitability. If the less favorable profitability environment persists, reduced earnings conversion could limit capital generation and weaken the bank’s ability to compound results at prior rates.

Higher Leverage And Lower Equity ReturnsRising leverage combined with lower return on equity suggests declining efficiency in converting shareholder capital into profits. This can constrain financial flexibility and increase sensitivity to future operating pressures, even though current leverage remains moderate relative to earlier periods.

Consumers Bancorp News

Consumers Bancorp Announces Leadership Transition and Board Updates

Consumers Bancorp ( ($CBKM) ) has provided an update. Effective October 29, 2026, Consumers Bancorp, Inc. and Consumers...

1d ago

CBKM

Consumers Bancorp Holds Annual Shareholders Meeting Decisions

Consumers Bancorp ( ($CBKM) ) has issued an announcement. On October 23, 2025, Consumers Bancorp held its Annual...

1y ago

CBKM

CBKM FAQ

What was Consumers Bancorp Inc’s price range in the past 12 months?

Consumers Bancorp Inc lowest stock price was $22.50 and its highest was $34.02 in the past 12 months.

What is Consumers Bancorp Inc’s market cap?

Consumers Bancorp Inc’s market cap is $99.50M.

When is Consumers Bancorp Inc’s upcoming earnings report date?

Consumers Bancorp Inc’s upcoming earnings report date is Jan 27, 2027 which is in 88 days.

How were Consumers Bancorp Inc’s earnings last quarter?

Consumers Bancorp Inc released its earnings results on Oct 26, 2026. The company reported $0.96 earnings per share for the quarter.

Is Consumers Bancorp Inc overvalued?

According to Wall Street analysts Consumers Bancorp Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Consumers Bancorp Inc pay dividends?

Consumers Bancorp Inc pays a Quarterly dividend of $0.22 which represents an annual dividend yield of 2.7%. See more information on Consumers Bancorp Inc dividends here

What is Consumers Bancorp Inc’s EPS estimate?

Consumers Bancorp Inc’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Consumers Bancorp Inc have?

Consumers Bancorp Inc has 3,156,730 shares outstanding.

What happened to Consumers Bancorp Inc’s price movement after its last earnings report?

Consumers Bancorp Inc reported an EPS of $0.96 in its last earnings report. Following the earnings report the stock price went down -1.254%.

Which hedge fund is a major shareholder of Consumers Bancorp Inc?

Currently, no hedge funds are holding shares in CBKM

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Consumers Bancorp Stock Smart Score

Neutral

Fundamentals

Return on Equity

2.97%

Trailing 12-Months

Asset Growth

8.91%

Trailing 12-Months

Learn more about TipRanks Smart Score

Top Smart Score Stocks >

Company Description

Consumers Bancorp Inc

Consumers Bancorp, Inc. functions as the holding company for Consumers National Bank, delivering a comprehensive suite of commercial and retail banking solutions. These services cater to a diverse client base, including individual customers, agricultural businesses, and small to medium-sized enterprises. The bank's financial products include a variety of deposit accounts. Its extensive lending portfolio features commercial loans for equipment, inventory, and accounts receivable, alongside commercial real estate financing for farmers, developers, owners of multi-family investment properties, and other commercial properties. Additionally, it offers residential real estate loans, covering one-to-four-family homes and home equity, as well as various consumer credit options like automobile loans, personal lines of credit, and unsecured personal loans. Beyond traditional banking, Consumers Bancorp, Inc. also strategically invests in securities, such as obligations from United States government-sponsored entities, municipal bonds, and mortgage-backed securities. As of June 30, 2021, the company maintained a network of 19 full-service branches and one dedicated loan production office. These operations span Carroll, Columbiana, Jefferson, Stark, Summit, Wayne, and adjacent counties within Ohio. Founded in 1965, the company maintains its corporate headquarters in Minerva, Ohio.