Consumers Bancorp Inc (CBKM)
OTHER OTC:CBKM
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CBKM Stock Chart & Stats
$25.68
$0.00(0.00%)
At close: 4:00 PM EST
$25.68
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$18.45 - $28.43
Previous CloseN/A
Volume8.00
Average Volume (3M)1.17K
Market Cap
$87.11M
Enterprise Value$97.87M
Total Cash (Recent Filing)$275.69M
Total Debt (Recent Filing)$28.71M
Price to Earnings (P/E)8.4
Beta0.11
Next Earnings
Aug 04, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.36%
Share Statistics
EPS (TTM)3.34
Shares Outstanding3,144,775
10 Day Avg. Volume1,415
30 Day Avg. Volume1,172
Financial Highlights & Ratios
PEG Ratio19.96
Price to Book (P/B)0.82
Price to Sales (P/S)1.10
P/FCF Ratio12.89
Enterprise Value/Market Cap1.12
Enterprise Value/Revenue1.57
Enterprise Value/Gross Profit2.33
Enterprise Value/Ebitda7.87
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved LeverageA materially lower debt-to-equity (~0.33 TTM) and rising equity reduce financial risk, expand capacity for lending and provisioning, and increase regulatory resilience. This structural de-risking enhances long-term capital flexibility for growth and stress absorption.
Steady Revenue GrowthConsistent revenue expansion and durable net margins (~16.8% TTM) indicate stable core franchise performance across lending and deposit services. This persistent top-line growth supports medium-term earnings visibility and funds investment in branches and digital channels.
Positive Free Cash FlowSustained positive free cash flow (~$8.3M TTM and ~0.96x of net income) shows the business converts earnings into spendable cash. This underpins capacity for dividends, loan growth or balance-sheet strengthening over the medium term, improving financial optionality.
Bears Say
Cash Conversion VolatilityOperating cash flow has been inconsistent (only ~0.40x of net income TTM and very weak in the last annual period), which undermines predictability of internal funding. Persistent volatility could constrain dividend coverage, capital actions, or loan loss absorption in downturns.
Margin & ROE ModerationROE and margins have softened from peak levels, signaling pressure on core profitability. If margin compression persists, the bank may face slower equity growth and reduced capacity to reinvest, which can limit long-term return generation versus prior cycles.
Limited Revenue DiversificationReliance on traditional net interest income and standard fee lines concentrates earnings on lending/deposit cycles. Limited fee diversification makes the business more sensitive to local credit cycles and rate shifts, constraining durable revenue resilience and growth optionality.
Consumers Bancorp News
CBKM FAQ
What was Consumers Bancorp Inc’s price range in the past 12 months?
Consumers Bancorp Inc lowest stock price was $18.45 and its highest was $28.43 in the past 12 months.
What is Consumers Bancorp Inc’s market cap?
Consumers Bancorp Inc’s market cap is $87.11M.
When is Consumers Bancorp Inc’s upcoming earnings report date?
Consumers Bancorp Inc’s upcoming earnings report date is Aug 04, 2026 which is in 59 days.
How were Consumers Bancorp Inc’s earnings last quarter?
Consumers Bancorp Inc released its earnings results on Apr 16, 2026. The company reported $0.895 earnings per share for the quarter, beating the consensus estimate of N/A by $0.895.
Is Consumers Bancorp Inc overvalued?
According to Wall Street analysts Consumers Bancorp Inc’s price is currently Overvalued.
Does Consumers Bancorp Inc pay dividends?
Consumers Bancorp Inc pays a Quarterly dividend of $0.21 which represents an annual dividend yield of 3.36%. See more information on Consumers Bancorp Inc dividends here
What is Consumers Bancorp Inc’s EPS estimate?
Consumers Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Consumers Bancorp Inc have?
Consumers Bancorp Inc has 3,144,775 shares outstanding.
What happened to Consumers Bancorp Inc’s price movement after its last earnings report?
Consumers Bancorp Inc reported an EPS of $0.895 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.727%.
Which hedge fund is a major shareholder of Consumers Bancorp Inc?
Currently, no hedge funds are holding shares in CBKM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Consumers Bancorp Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
32.27%
12-Months-Change
Fundamentals
Return on Equity
12.69%
Trailing 12-Months
Asset Growth
9.21%
Trailing 12-Months
Company Description
Consumers Bancorp Inc
Consumers Bancorp, Inc. operates as the bank holding company for the Consumers National Bank that provides various commercial and retail banking products and services for individuals, farmers, and small and medium-sized businesses. The company accepts various deposit products. It also provides commercial loans, which include financing for equipment, inventories, and accounts receivable; commercial real estate loans, including mortgage loans to farmers, owners of multi-family investment properties, developers, and owners of commercial real estate; residential real estate loans comprising one to four family residential real estate and home equity loans; and consumer loans consisting of automobile loans, personal lines of credit, and unsecured consumer loans. In addition, the company invests in securities consisting of obligations of the United States government sponsored entities, municipal obligations, and mortgage-backed securities. As of June 30, 2021, it operated 19 full-service branch locations and one loan production office in Carroll, Columbiana, Jefferson, Stark, Summit, and Wayne and contiguous counties in Ohio. The company was founded in 1965 and is headquartered in Minerva, Ohio.
Technical Analysis
Bank Of The Jame Financial
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Summit State Bank
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United Bancorp
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First US Bancshares
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First Northwest Bancorp
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Ownership Overview
12.89% Insiders
0.26% Other Institutional Investors
86.85% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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