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CBKM Stock Chart & Stats
$31.43
$0.25(0.84%)
At close: 4:00 PM EDT
$31.43
$0.25(0.84%)
Day’s Range― - ―
52-Week Range$20.70 - $32.99
Previous CloseN/A
Volume360.00
Average Volume (3M)935.00
Market Cap
$102.21M
Enterprise Value$119.92
Total Cash (Recent Filing)$275.69M
Total Debt (Recent Filing)$28.71M
Price to Earnings (P/E)9.3
Beta0.13
Next Earnings
Oct 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.61%
Share Statistics
EPS (TTM)3.34
Shares Outstanding3,144,775
10 Day Avg. Volume948
30 Day Avg. Volume935
Financial Highlights & Ratios
PEG Ratio19.93
Price to Book (P/B)0.82
Price to Sales (P/S)1.10
P/FCF Ratio12.89
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Steady Revenue GrowthConsistent revenue expansion across reporting periods signals durable customer demand and effective local franchise execution. Over 2-6 months this supports stable net interest income and fee inflows, enabling predictable earnings, reinvestment in digital/branches, and measured loan book growth without relying on one-off items.
Improved Leverage ProfileA materially lower debt-to-equity ratio reduces financial risk and increases capital flexibility. Over the medium term this strengthens resilience to interest-rate shocks, supports regulatory capital metrics, and provides scope to fund lending or absorb credit volatility while preserving shareholder returns and strategic optionality.
Solid Free Cash FlowNear-parity of free cash flow to net income and recent FCF growth indicate the franchise converts earnings into usable cash. This durable cash generation supports dividend funding, internal investments, loan growth, and balance-sheet de-risking without frequent external financing, improving long-term financial self-sufficiency.
Bears Say
Volatile Cash ConversionInconsistent operating cash conversion undermines predictability of internal funding and heightens reliance on deposits or capital markets in stress. Over several months this variability complicates planning for dividends, loan growth, and capital buffers, and increases the risk of short-term liquidity management actions that could be costly.
Margins Below Prior PeaksA sustained margin normalization versus peak levels suggests pressure from funding costs, pricing or competitive dynamics. If margins remain compressed over months, earnings growth and return on equity could be constrained, reducing capacity to build reserves, invest in growth initiatives, or sustain dividend levels.
Concentrated Regional FootprintA small, locally concentrated community bank lacks geographic and business-line diversification. This structural concentration raises sensitivity to local economic cycles, real estate and industry shocks, and limits scale economies that larger peers exploit, constraining durable growth and increasing cyclic risk over 2-6 months.
Consumers Bancorp News
CBKM FAQ
What was Consumers Bancorp Inc’s price range in the past 12 months?
Consumers Bancorp Inc lowest stock price was $20.70 and its highest was $32.99 in the past 12 months.
What is Consumers Bancorp Inc’s market cap?
Consumers Bancorp Inc’s market cap is $102.21M.
When is Consumers Bancorp Inc’s upcoming earnings report date?
Consumers Bancorp Inc’s upcoming earnings report date is Oct 26, 2026 which is in 46 days.
How were Consumers Bancorp Inc’s earnings last quarter?
Consumers Bancorp Inc released its earnings results on Aug 04, 2026. The company reported $0.94 earnings per share for the quarter.
Is Consumers Bancorp Inc overvalued?
According to Wall Street analysts Consumers Bancorp Inc’s price is currently Overvalued.
Does Consumers Bancorp Inc pay dividends?
Consumers Bancorp Inc pays a Quarterly dividend of $0.22 which represents an annual dividend yield of 2.61%. See more information on Consumers Bancorp Inc dividends here
What is Consumers Bancorp Inc’s EPS estimate?
Consumers Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Consumers Bancorp Inc have?
Consumers Bancorp Inc has 3,144,775 shares outstanding.
What happened to Consumers Bancorp Inc’s price movement after its last earnings report?
Consumers Bancorp Inc reported an EPS of $0.94 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Consumers Bancorp Inc?
Currently, no hedge funds are holding shares in CBKM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Consumers Bancorp Stock Smart Score
Neutral
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6
7
8
9
10
Blogger Sentiment
Bullish
CBKM Sentiment 100%
Sector Average 58%
Sector Average 58%
Insider Transactions
Bought Shares
Worth $7.8K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
61.89%
12-Months-Change
Fundamentals
Return on Equity
2.61%
Trailing 12-Months
Asset Growth
9.90%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Consumers Bancorp Inc
Consumers Bancorp, Inc. functions as the holding company for Consumers National Bank, delivering a comprehensive suite of commercial and retail banking solutions. These services cater to a diverse client base, including individual customers, agricultural businesses, and small to medium-sized enterprises. The bank's financial products include a variety of deposit accounts. Its extensive lending portfolio features commercial loans for equipment, inventory, and accounts receivable, alongside commercial real estate financing for farmers, developers, owners of multi-family investment properties, and other commercial properties. Additionally, it offers residential real estate loans, covering one-to-four-family homes and home equity, as well as various consumer credit options like automobile loans, personal lines of credit, and unsecured personal loans. Beyond traditional banking, Consumers Bancorp, Inc. also strategically invests in securities, such as obligations from United States government-sponsored entities, municipal bonds, and mortgage-backed securities. As of June 30, 2021, the company maintained a network of 19 full-service branches and one dedicated loan production office. These operations span Carroll, Columbiana, Jefferson, Stark, Summit, Wayne, and adjacent counties within Ohio. Founded in 1965, the company maintains its corporate headquarters in Minerva, Ohio.
Technical Analysis
Bank Of The Jame Financial
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Summit State Bank
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United Bancorp
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First US Bancshares
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First Northwest Bancorp
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Ownership Overview
13.34% Insiders
0.26% Other Institutional Investors
86.40% Public Companies and
Individual Investors