Bank San Francisco California NEW (BSFO)

OTHER OTC:BSFO

BSFO

Bank San Francisco California NEW

RESEARCH TOOLSreports

Want to see BSFO full AI Analyst Report?

Bank San Francisco California NEW (BSFO) Price & Analysis

10 Followers

BSFO Stock Chart & Stats

$37.75

$0.00(0.00%)

At close: Dec 23 4:00 PM EST

$37.75

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$26.25 - $45.00

Previous CloseN/A

Volume78.00

Average Volume (3M)517.00

Market Cap

$87.00M

Enterprise Value$2.47M

Total Cash (Recent Filing)$109.15M

Total Debt (Recent Filing)$0.00

Price to Earnings (P/E)11.8

Beta0.08

Next Earnings

Jul 30, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)2.98

Shares Outstanding2,021,003

10 Day Avg. Volume405

30 Day Avg. Volume517

Financial Highlights & Ratios

PEG Ratio3.95

Price to Book (P/B)0.82

Price to Sales (P/S)1.84

P/FCF Ratio9.70

Enterprise Value/Market Cap0.03

Enterprise Value/Revenue0.08

Enterprise Value/Gross Profit0.09

Enterprise Value/Ebitda0.28

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative Balance Sheet & Capital GrowthThe bank's very low leverage and steadily growing equity provide durable financial resilience. A stronger capital base reduces regulatory and credit risk, supports lending capacity and loss absorption, and gives management flexibility to pursue growth or weather stress without needing urgent external financing.

Consistent Positive Cash GenerationSustained positive operating and free cash flow underpin long-term self-funding ability for dividends, loan originations, or technology investments. Even with some year-to-year variability, consistent cash generation reduces reliance on debt markets and supports durable internal capital accumulation.

Rebounding Revenue And EPS GrowthA strong rebound in top-line and outsized EPS growth signal improving operational performance and earning power. If sustained, this trend can rebuild momentum after prior weakness, expand retained earnings, and improve the bank's capacity to invest in products and credit growth over the medium term.

Bears Say

Margin CompressionA notable decline in net margins indicates pressure on core profitability that can persist absent structural fixes. Lower margins reduce free cash flow conversion and ROE, constrain reinvestment and dividend flexibility, and make earnings more sensitive to credit or funding cost shifts over time.

Volatile Revenue TrajectoryWide swings in revenue create forecasting and allocation challenges, limiting management's ability to plan for steady lending or tech investments. Persistent volatility raises the risk of earnings miss cycles and could require larger capital buffers or conservative credit underwriting to manage future shocks.

Small Scale And Limited LiquidityThe bank's small operational scale and thin secondary-market liquidity limit diversification, pricing power and ability to absorb adverse shocks. Limited scale can raise per-unit costs for compliance and technology and reduce strategic optionality compared with larger regional peers over the medium term.

BSFO FAQ

What was Bank San Francisco California NEW’s price range in the past 12 months?

Bank San Francisco California NEW lowest stock price was $26.25 and its highest was $45.00 in the past 12 months.

What is Bank San Francisco California NEW’s market cap?

Bank San Francisco California NEW’s market cap is $87.00M.

When is Bank San Francisco California NEW’s upcoming earnings report date?

Bank San Francisco California NEW’s upcoming earnings report date is Jul 30, 2026 which is in 39 days.

How were Bank San Francisco California NEW’s earnings last quarter?

Bank San Francisco California NEW released its earnings results on Apr 30, 2026. The company reported $0.945 earnings per share for the quarter, beating the consensus estimate of N/A by $0.945.

Is Bank San Francisco California NEW overvalued?

According to Wall Street analysts Bank San Francisco California NEW’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Bank San Francisco California NEW pay dividends?

Bank San Francisco California NEW does not currently pay dividends.

What is Bank San Francisco California NEW’s EPS estimate?

Bank San Francisco California NEW’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Bank San Francisco California NEW have?

Bank San Francisco California NEW has 2,021,003 shares outstanding.

What happened to Bank San Francisco California NEW’s price movement after its last earnings report?

Bank San Francisco California NEW reported an EPS of $0.945 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.583%.

Which hedge fund is a major shareholder of Bank San Francisco California NEW?

Currently, no hedge funds are holding shares in BSFO

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Bank San Francisco California NEW Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

9.40%

Trailing 12-Months

Asset Growth

20.13%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Bank San Francisco California NEW

Operating within the greater San Francisco Bay Area, the Bank of San Francisco delivers a wide array of financial solutions and services. Its diverse clientele includes businesses, nonprofit organizations, individual entrepreneurs, professionals, and both private individuals and families. For personal customers, the bank offers various deposit accounts such as standard and interest-bearing checking, savings, and money market options, alongside certificates of deposit (CDs) and individual retirement accounts (IRAs). Their lending solutions for individuals encompass financing for tenancy in common (TIC) and co-op arrangements, single-family homes and condominiums, condo conversions, multi-unit properties, and loans for vacation or investment properties. Additional personal banking conveniences include online and mobile banking, bill payment services, debit and credit cards, wire transfers, foreign draft processing, public notary services, and direct deposit capabilities. The bank further extends a variety of commercial lending options. These include revolving lines of credit, financing for business acquisitions, specialized funding for medical, dental, and professional service practices, commercial real estate and construction loans, and Small Business Administration (SBA) guaranteed loans. Established in 2005, the Bank of San Francisco maintains its headquarters in San Francisco, California.