blueharbor bank (BLHK)

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blueharbor bank

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blueharbor bank (BLHK) Price & Analysis

4 Followers

BLHK Stock Chart & Stats

$33.00

$0.00(0.00%)

At close: Dec 27 4:00 PM EST

$33.00

$0.00(0.00%)

Day’s Range― - ―

52-Week Range$25.25 - $43.89

Previous CloseN/A

Volume2.00

Average Volume (3M)940.00

Market Cap

$125.11M

Enterprise Value$120.03M

Total Cash (Recent Filing)$0.00

Total Debt (Recent Filing)$0.00

Price to Earnings (P/E)10.5

Beta0.34

Next Earnings

Jul 16, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield1.47%

Share Statistics

EPS (TTM)2.66

Shares Outstanding2,913,277

10 Day Avg. Volume101

30 Day Avg. Volume940

Financial Highlights & Ratios

PEG Ratio0.13

Price to Book (P/B)1.39

Price to Sales (P/S)2.75

P/FCF Ratio7.01

Enterprise Value/Market Cap0.96

Enterprise Value/Revenue4.12

Enterprise Value/Gross Profit5.96

Enterprise Value/Ebitda12.06

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue & Margin ReboundSustained top-line growth to ~$33.1M and a material 2025 margin rebound (net ~33%, EBIT ~42%) indicate improving core economics. Higher, durable margins boost cash generation and reinvestment capacity, strengthening long-term earnings power and competitive positioning.

Strong Cash GenerationOperating and free cash flow both near $13M in 2025 signal robust internal funding. Reliable cash generation supports dividends, loan originations or capital buffers and reduces dependency on external financing, providing durable financial flexibility for multi-year strategy execution.

Conservative Balance SheetLow leverage and steady equity growth (equity rose to ~$65M, assets to ~$608M) provide a strong solvency buffer. Conservative funding mix enhances resilience to stress, preserves lending capacity and supports strategic growth while limiting refinancing and credit risk over the medium term.

Bears Say

Margin & Growth VolatilityHistorical swings in margins and uneven growth reduce predictability of future earnings and complicate capital allocation. If margins are sensitive to rate or fee mix shifts, sustained volatility can impair long-term profitability and investor confidence in steady cash returns.

Transparency Gaps In 2025 MetricsKey 2025 ratios (leverage, ROE, some cash-flow metrics) are reported as zero, reducing clarity on risk and performance. Lack of up-to-date ratio disclosure hampers rigorous credit and capital assessment and increases uncertainty for lenders and long-term investors.

Choppy Cash Flow & Funding SwingsFree cash flow has been uneven (notably negative in 2023) and reported debt levels swing by year, suggesting episodic funding or operating disruptions. Such variability can strain capital planning, impair dividend sustainability, or force reactive funding moves under stress.

BLHK FAQ

What was blueharbor bank’s price range in the past 12 months?

blueharbor bank lowest stock price was $25.25 and its highest was $43.89 in the past 12 months.

What is blueharbor bank’s market cap?

blueharbor bank’s market cap is $125.11M.

When is blueharbor bank’s upcoming earnings report date?

blueharbor bank’s upcoming earnings report date is Jul 16, 2026 which is in 37 days.

How were blueharbor bank’s earnings last quarter?

blueharbor bank released its earnings results on Apr 21, 2026. The company reported $1.11 earnings per share for the quarter, beating the consensus estimate of N/A by $1.11.

Is blueharbor bank overvalued?

According to Wall Street analysts blueharbor bank’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does blueharbor bank pay dividends?

blueharbor bank pays a Semiannually dividend of $1 which represents an annual dividend yield of 1.47%. See more information on blueharbor bank dividends here

What is blueharbor bank’s EPS estimate?

blueharbor bank’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does blueharbor bank have?

blueharbor bank has 2,913,277 shares outstanding.

What happened to blueharbor bank’s price movement after its last earnings report?

blueharbor bank reported an EPS of $1.11 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.199%.

Which hedge fund is a major shareholder of blueharbor bank?

Currently, no hedge funds are holding shares in BLHK

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

blueharbor bank Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

20.36%

Trailing 12-Months

Asset Growth

19.34%

Trailing 12-Months

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Company Description

blueharbor bank

Blueharbor Bank offers a comprehensive range of financial solutions. Both individual and corporate clients can open checking, savings, and investment accounts. The institution extends credit facilities, including personal loans for property acquisition (such as residential lots), vehicle purchases, and home building projects. Furthermore, it provides commercial financing solutions like small business loans, construction financing for businesses, and revolving lines of credit. Additional offerings include credit card products, alongside convenient digital tools such as remote deposit capture and online banking. Operating within Iredell County, the northern part of Mecklenburg County, and adjacent regions, Blueharbor Bank maintains full-service branches in Mooresville, Statesville, and Huntersville, North Carolina. It also operates loan production facilities in Belmont and Morehead City, North Carolina, to extend its reach. Established in 2008, its corporate headquarters are situated in Mooresville, North Carolina.