BILL Holdings, Inc. (BILL)
NYSE:BILL
Want to see BILL full AI Analyst Report?
BILL Stock Chart & Stats
$38.81
-$0.92(-1.10%)
At close: 4:00 PM EST
$38.81
-$0.92(-1.10%)
Day’s Range― - ―
52-Week Range$34.35 - $57.21
Previous CloseN/A
Volume802.47K
Average Volume (3M)2.43M
Market Cap
$3.69B
Enterprise Value$4.58B
Total Cash (Recent Filing)$2.17B
Total Debt (Recent Filing)$1.89B
Price to Earnings (P/E)24233.4
Beta1.53
Next Earnings
Aug 20, 2026EPS Estimate
0.7Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)>-0.01
Shares Outstanding99,596,725
10 Day Avg. Volume2,877,817
30 Day Avg. Volume2,431,243
Financial Highlights & Ratios
PEG Ratio-1.09
Price to Book (P/B)1.22
Price to Sales (P/S)3.28
P/FCF Ratio15.47
Enterprise Value/Market Cap1.24
Enterprise Value/Revenue2.86
Enterprise Value/Gross Profit3.55
Enterprise Value/Ebitda33.48
Forecast
1Y Price Target
$55.25Price Target Upside42.36% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering13
EPS Forecast (FY)2.64
Revenue Forecast (FY)$1.65B
Bulls Say, Bears Say
Bulls Say
Cash GenerationConsistent, sizable free cash flow and strong operating cash flow provide durable internal funding for product investment, AI R&D, and strategic initiatives without needing to rely on external financing. Sustained FCF supports capital returns, cushions execution risk, and enables multi-year scaling of go-to-market programs.
Margin Expansion & ProfitabilityMeaningful margin expansion and recent GAAP profitability indicate structural operating leverage from higher take rates, product mix shift, and cost discipline. Combined with announced workforce and efficiency measures, improved margins are likely to be durable and fund reinvestment while improving the company's ability to sustain positive earnings.
AI Adoption & Product LeadershipRapid AI adoption and expanded automation meaningfully lower marginal service cost, improve retention, and raise switching costs. Centralizing product and tech leadership to accelerate an AI-native platform strengthens differentiation, drives productivity gains that compound over time, and supports scalable margin improvement.
Bears Say
Large Workforce ReductionA reduction of up to 30% is a material operational change that creates execution, service continuity, and morale risks. Savings are durable if executed, but the transition can disrupt customer support, slow product roadmaps, and introduce retention risk among enterprise clients during a multi-quarter transformation.
Slowing Net New Customer AddsA deliberate shift upmarket that reduces small-account adds will make unit growth lumpy and slow top-line volume expansion. While ARPU may rise, revenue growth pacing could be uneven for quarters, increasing execution sensitivity and requiring sustained enterprise sales investment to replace volume lost at the SMB level.
Long Enterprise Sales Cycles For SPPSupplier Payments Plus requires extended enterprise sales and onboarding times, delaying monetization and making revenue realization back-end loaded. This elongation increases working-capital risk, stretches payback periods on sales investment, and raises sensitivity to execution in enterprise go-to-market over multiple quarters.
Bill.com Holdings News
BILL FAQ
What was BILL Holdings, Inc.’s price range in the past 12 months?
BILL Holdings, Inc. lowest stock price was $34.35 and its highest was $57.21 in the past 12 months.
What is BILL Holdings, Inc.’s market cap?
BILL Holdings, Inc.’s market cap is $3.69B.
When is BILL Holdings, Inc.’s upcoming earnings report date?
BILL Holdings, Inc.’s upcoming earnings report date is Aug 20, 2026 which is in 78 days.
How were BILL Holdings, Inc.’s earnings last quarter?
BILL Holdings, Inc. released its earnings results on May 07, 2026. The company reported $0.68 earnings per share for the quarter, beating the consensus estimate of $0.553 by $0.127.
Is BILL Holdings, Inc. overvalued?
According to Wall Street analysts BILL Holdings, Inc.’s price is currently Undervalued.
Does BILL Holdings, Inc. pay dividends?
BILL Holdings, Inc. does not currently pay dividends.
What is BILL Holdings, Inc.’s EPS estimate?
BILL Holdings, Inc.’s EPS estimate is 0.7.
How many shares outstanding does BILL Holdings, Inc. have?
BILL Holdings, Inc. has 99,596,725 shares outstanding.
What happened to BILL Holdings, Inc.’s price movement after its last earnings report?
BILL Holdings, Inc. reported an EPS of $0.68 in its last earnings report, beating expectations of $0.553. Following the earnings report the stock price went up 11.073%.
Which hedge fund is a major shareholder of BILL Holdings, Inc.?
Currently, no hedge funds are holding shares in BILL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bill.com Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$55.25 (42.36% Upside)
$55.25 (42.36% Upside)
Blogger Sentiment
Bullish
BILL Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 3.0M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 9.6%
Last 30 Days ▼ 9.6%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-9.54%
12-Months-Change
Fundamentals
Return on Equity
<0.01%
Trailing 12-Months
Asset Growth
4.63%
Trailing 12-Months
Company Description
BILL Holdings, Inc.
Bill.com Holdings, Inc. provides cloud-based software that simplifies, digitizes, and automates back-office financial operations for small and midsize businesses worldwide. The company provides software-as-a-service, cloud-based payments, and spend management products, which allow users to automate accounts payable and accounts receivable transactions, as well as enable users to connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve office efficiency. It also offers onboarding implementation support, and ongoing support and training services. The company serves accounting firms, financial institutions, and software companies. Bill.com Holdings, Inc. was incorporated in 2006 and is headquartered in San Jose, California.
BILL Company Deck
BILL Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasizes durable revenue growth, meaningful margin expansion and a strategic pivot to an AI-native operating model with measurable early AI adoption metrics. Management achieved GAAP profitability, raised full-year guidance, authorized a $1B buyback and outlined significant cost-savings initiatives. However, the company is executing a sizable workforce reduction (up to 30%), expects net new customer adds to moderate as it moves upmarket, and faces uneven demand across some verticals plus longer sales cycles in enterprise supplier offerings. On balance, the positives around strong financial results, margin improvement, AI-driven productivity gains and capital returns outweigh the execution and transition risks disclosed.View all BILL earnings summariesBILL Revenue Breakdown
89.25% Subscription and transaction fees
10.75% Interest on funds held for customers
BILL Stock 12 Month Forecast
Average Price Target
$55.25
▲(42.36% Upside)
Technical Analysis
Ownership Overview
10.62% Insiders
21.49% Mutual Funds
39.76% Other Institutional Investors
8.35% Public Companies and
Individual Investors