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BILL Stock Chart & Stats
$47.71
$2.25(5.45%)
At close: 4:00 PM EDT
$47.71
$2.25(5.45%)
Day’s Range― - ―
52-Week Range$31.41 - $57.21
Previous CloseN/A
Volume1.71M
Average Volume (3M)1.57M
Market Cap
$3.89B
Enterprise Value$3.36B
Total Cash (Recent Filing)$1.94B
Total Debt (Recent Filing)$1.90B
Price to Earnings (P/E)―
Beta1.67
Next Earnings
Nov 05, 2026EPS Estimate
0.98Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.11
Shares Outstanding85,276,780
10 Day Avg. Volume1,309,528
30 Day Avg. Volume1,571,820
Financial Highlights & Ratios
PEG Ratio2.22
Price to Book (P/B)1.02
Price to Sales (P/S)2.19
P/FCF Ratio8.55
Enterprise Value/Market Cap0.86
Enterprise Value/Revenue2.03
Enterprise Value/Gross Profit2.51
Enterprise Value/Ebitda26.72
Forecast
1Y Price Target
$56.92Price Target Upside19.31% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering14
EPS Forecast (FY)3.76
Revenue Forecast (FY)$1.83B
Bulls Say, Bears Say
Bulls Say
Strong Gross MarginsAn approximately 81% gross margin indicates BILL’s software and payment platform retains substantial economic value after direct costs. This provides room to fund product development, absorb pricing or mix pressure, and convert future revenue growth into stronger operating profitability.
AI-enabled Efficiency And Risk ImprovementBroad AI adoption is improving automation, processing efficiency, and risk management across BILL’s platform. These capabilities can deepen customer value, support cross-selling, reduce operating effort, and strengthen underwriting economics as usage expands over the next several quarters.
Integrated Platform TractionRising multi-product adoption and 111% cohort net revenue retention show that BILL is increasing value within its existing customer base. Cross-sell and retention can make revenue more durable, lower reliance on new customer acquisition, and reinforce the platform’s competitive position.
Bears Say
Severe Cash-flow DeteriorationThe sharp collapse in operating and free cash flow weakens BILL’s ability to self-fund growth, absorb operating volatility, and return capital without relying on its balance sheet. Unless cash conversion recovers, this volatility could constrain strategic flexibility over coming quarters.
Slowing Growth And Inconsistent ProfitabilityDecelerating revenue growth combined with a return to a net loss suggests BILL has not yet established consistent operating leverage. A slower expansion rate can reduce the benefits of its platform scale, while uneven profits make sustained investment and shareholder returns less predictable.
Go-to-market Execution HeadwindsReorganizing sales teams, retraining staff, and exiting roles can temporarily weaken customer acquisition and execution consistency. The lower net-new customer additions indicate this transition is already affecting momentum, while recovery depends on the revised sales model producing better results.
Bill.com Holdings News
BILL FAQ
What was Bill.com Holdings’s price range in the past 12 months?
Bill.com Holdings lowest stock price was $31.41 and its highest was $57.21 in the past 12 months.
What is Bill.com Holdings’s market cap?
Bill.com Holdings’s market cap is $3.89B.
When is Bill.com Holdings’s upcoming earnings report date?
Bill.com Holdings’s upcoming earnings report date is Nov 05, 2026 which is in 16 days.
How were Bill.com Holdings’s earnings last quarter?
Bill.com Holdings released its earnings results on Aug 19, 2026. The company reported $0.84 earnings per share for the quarter, beating the consensus estimate of $0.708 by $0.132.
Is Bill.com Holdings overvalued?
According to Wall Street analysts Bill.com Holdings’s price is currently Undervalued.
Does Bill.com Holdings pay dividends?
Bill.com Holdings does not currently pay dividends.
What is Bill.com Holdings’s EPS estimate?
Bill.com Holdings’s EPS estimate is 0.98.
How many shares outstanding does Bill.com Holdings have?
Bill.com Holdings has 85,276,780 shares outstanding.
What happened to Bill.com Holdings’s price movement after its last earnings report?
Bill.com Holdings reported an EPS of $0.84 in its last earnings report, beating expectations of $0.708. Following the earnings report the stock price went down -0.65%.
Which hedge fund is a major shareholder of Bill.com Holdings?
Currently, no hedge funds are holding shares in BILL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bill.com Holdings Stock Smart Score
Neutral
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$56.92 (19.31% Upside)
$56.92 (19.31% Upside)
Blogger Sentiment
Bullish
BILL Sentiment 67%
Sector Average 65%
Sector Average 65%
Hedge Fund Trend
Decreased
By 500.5K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▼ 1.0%
Last 30 Days ▲ 2.1%
Last 30 Days ▲ 2.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-8.15%
12-Months-Change
Fundamentals
Return on Equity
-0.30%
Trailing 12-Months
Asset Growth
1.45%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Bill.com Holdings
Bill.com Holdings, Inc. offers a powerful cloud-based platform designed to streamline, digitize, and automate the core financial operations for small and medium-sized businesses worldwide. Through its software-as-a-service (SaaS) model, the company provides sophisticated cloud payment solutions and spend management tools. These offerings empower businesses to fully automate both accounts payable and accounts receivable processes, foster seamless connections with their suppliers and clients, abolish traditional expense reports, optimize cash flow, and significantly enhance overall office efficiency. Beyond its core products, Bill.com also furnishes comprehensive support services, covering initial implementation assistance, ongoing technical help, and educational training. Its diverse client base encompasses accounting firms, financial service organizations, and various software enterprises. Established in 2006, Bill.com Holdings, Inc. maintains its corporate headquarters in San Jose, California.
BILL Company Deck
BILL Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized meaningful operational and financial progress: solid Q4 revenue growth (+16% core revenue), significant margin expansion and profitability improvements, large-scale AI adoption delivering productivity and risk improvements (invoice financing volume/revenue +~30% and >50% loss-rate improvement), strong cross-product adoption (35% growth) and active capital returns (share buybacks). Management also candidly disclosed near-term headwinds tied to go-to-market reorganization, slower net-new customer adds, SPP rollout timing, bank-channel consolidation, and S&E acceptance/rewards dynamics which together were modeled as roughly a 3-point headwind to FY27 growth. On balance the company presented durable growth targets (FY27 core revenue +11%–14%), clear margin targets (23%–24% non-GAAP operating margin) and GAAP profitability plans, with multiple operational levers (AI, platform cross-sell, Embed 2.0) expected to drive future upside — overall the positives (growth, margin expansion, AI-driven improvements, buybacks, and guidance) outweigh the disclosed near-term execution risks.View all BILL earnings summariesBILL Revenue Breakdown
89.25% Subscription and transaction fees
10.75% Interest on funds held for customers
BILL Stock 12 Month Forecast
Average Price Target
$56.92
▲(19.31% Upside)
Technical Analysis
Ownership Overview
11.85% Insiders
25.47% Mutual Funds
0.26% Other Institutional Investors
38.73% Public Companies and
Individual Investors