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Bread Financial Holdings Inc (BFH)
:BFH
RESEARCH TOOLSreports
Total Valuation
Bread Financial Holdings has a market cap or net worth of $2.48B. The enterprise value is -$1.86B.
Market Cap$2.48B
Enterprise Value-$1.86B
Share Statistics
Bread Financial Holdings has 46,549,180 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding46,549,180
Owned by Insiders2.89%
Owned by Institutions23.71%
Financial Efficiency
Bread Financial Holdings’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is -5.13%.
Return on Equity (ROE)0.09
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)-5.13%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee639.67K
Profits Per Employee46.17K
Employee Count6,000
Asset Turnover0.17
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Bread Financial Holdings is 10.93. Bread Financial Holdings’s PEG ratio is 4.92.
PE Ratio10.93
PS Ratio0.00
PB Ratio0.81
Price to Fair Value0.99
Price to FCF1.29
Price to Operating Cash Flow1.37
PEG Ratio4.92
Income Statement
In the last 12 months, Bread Financial Holdings had revenue of 3.84B and earned 277.00M in profits. Earnings per share was 5.58.
Revenue3.84B
Gross Profit3.84B
Operating Income279.00M
Pretax Income381.00M
Net Income277.00M
EBITDA471.00M
Earnings Per Share (EPS)5.58
Cash Flow
In the last 12 months, operating cash flow was 1.80B and capital expenditures 17.00M, giving a free cash flow of 1.82B billion.
Operating Cash Flow1.80B
Free Cash Flow1.82B
Free Cash Flow per Share39.14
Dividends & Yields
Bread Financial Holdings pays an annual dividend of $0.836, resulting in a dividend yield of 1.57%
Dividend Per Share$0.836
Dividend Yield1.57%
Payout Ratio10.76%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.40
52-Week Price Change26.53%
50-Day Moving Average48.73
200-Day Moving Average53.82
Relative Strength Index (RSI)59.89
Average Volume (3m)1.02M
Important Dates
Bread Financial Holdings upcoming earnings date is Jul 24, 2025, TBA Not Confirmed.
Last Earnings DateApr 24, 2025
Next Earnings DateJul 24, 2025
Ex-Dividend DateMay 09, 2025
Financial Position
Bread Financial Holdings as a current ratio of 0.43, with Debt / Equity ratio of 0.00%
Current Ratio0.43
Quick Ratio0.43
Debt to Market Cap1.83
Net Debt to EBITDA4.26
Interest Coverage Ratio0.29
Taxes
In the past 12 months, Bread Financial Holdings has paid 102.00M in taxes.
Income Tax102.00M
Effective Tax Rate0.27
Enterprise Valuation
Bread Financial Holdings EV to EBITDA ratio is 10.69, with an EV/FCF ratio of 2.71.
EV to Sales1.31
EV to EBITDA10.69
EV to Free Cash Flow2.71
EV to Operating Cash Flow2.71
Balance Sheet
Bread Financial Holdings has $4.21B in cash and marketable securities with $0.00 in debt, giving a net cash position of -$4.21B billion.
Cash & Marketable Securities$4.21B
Total Debt$0.00
Net Cash-$4.21B
Net Cash Per Share-$90.48
Tangible Book Value Per Share$46.47
Margins
Gross margin is 96.64%, with operating margin of 7.27%, and net profit margin of 7.22%.
Gross Margin96.64%
Operating Margin7.27%
Pretax Margin9.93%
Net Profit Margin7.22%
EBITDA Margin12.27%
EBIT Margin9.93%
Analyst Forecast
The average price target for Bread Financial Holdings is $55.60, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$55.60
Price Target Upside4.93% Upside
Analyst ConsensusHold
Analyst Count11
Revenue Growth Forecast-3.20%
EPS Growth Forecast-28.69%