Banco Bilbao(BBVA)
$26.21-0.28 (-1.06%)
BBVA
Banco Bilbao financials statements
$26.21
At close:-0.28 (-1.06%)
Want to see BBVA full AI Analyst Report?
Banco Bilbao (BBVA) Ratios
782 Followers
Banco Bilbao Ratios
BBVA's free cash flow for Q3 2026 was €-91.80B. For the 2026 fiscal year, BBVA's free cash flow was decreased by €-176.46M and operating cash flow was €1.99B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.44 | 0.32 | 0.48 | 0.48 | 0.55 |
| Quick Ratio | 0.44 | 0.32 | 0.48 | 0.48 | 0.55 |
| Cash Ratio | 0.15 | 0.10 | 0.15 | 0.17 | 0.17 |
| Solvency Ratio | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | -0.03 | -0.00 | 0.05 | -0.00 |
| Short-Term Operating Cash Flow Coverage | 0.00 | -0.27 | -0.01 | 0.44 | -0.02 |
| Net Current Asset Value | € -521.83B | € -527.12B | € -449.76B | € -424.16B | € -369.44B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.10 | 0.19 | 0.23 | 0.16 | 0.18 |
| Debt-to-Equity Ratio | 1.43 | 2.60 | 3.46 | 2.44 | 2.64 |
| Debt-to-Capital Ratio | 0.59 | 0.72 | 0.78 | 0.71 | 0.73 |
| Long-Term Debt-to-Capital Ratio | 0.59 | 0.57 | 0.58 | 0.56 | 0.57 |
| Financial Leverage Ratio | 14.99 | 13.88 | 15.00 | 15.18 | 15.10 |
| Debt Service Coverage Ratio | 0.00 | 0.12 | 0.08 | 0.12 | 0.11 |
| Interest Coverage Ratio | 0.00 | 0.42 | 0.62 | 1.03 | 1.13 |
| Debt to Market Cap | 0.69 | 2.64 | 3.43 | 3.10 | 3.43 |
| Interest Debt Per Share | 13.70 | 31.34 | 32.77 | 19.50 | 19.44 |
| Net Debt to EBITDA | -0.68 | 4.99 | 6.93 | 2.55 | 4.90 |
| Profitability Margins | |||||
| Gross Profit Margin | 83.56% | -18.76% | 100.00% | 100.00% | 107.37% |
| EBIT Margin | 43.94% | 43.42% | 45.72% | 44.60% | 38.96% |
| EBITDA Margin | 48.06% | 47.74% | 50.89% | 50.47% | 45.60% |
| Operating Profit Margin | 43.94% | 43.42% | 56.35% | 55.03% | 50.63% |
| Pretax Profit Margin | 43.94% | 43.42% | 45.72% | 44.69% | 38.96% |
| Net Profit Margin | 28.46% | 28.34% | 29.52% | 27.67% | 25.02% |
| Continuous Operations Profit Margin | 30.13% | 29.80% | 30.99% | 29.44% | 28.70% |
| Net Income Per EBT | 64.77% | 65.26% | 64.57% | 61.92% | 64.21% |
| EBT Per EBIT | 100.00% | 100.00% | 81.14% | 81.21% | 76.95% |
| Return on Assets (ROA) | 1.22% | 1.30% | 1.03% | 0.89% | 0.70% |
| Return on Equity (ROE) | 18.33% | 18.07% | 15.51% | 13.56% | 10.60% |
| Return on Capital Employed (ROCE) | 7.16% | 7.75% | 7.19% | 5.79% | 4.29% |
| Return on Invested Capital (ROIC) | 4.91% | 3.95% | 3.26% | 3.05% | 2.53% |
| Return on Tangible Assets | 1.23% | 1.31% | 1.04% | 0.90% | 0.70% |
| Earnings Yield | 8.87% | 18.57% | 15.49% | 17.40% | 14.08% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 1.12 | 0.70 | 0.60 | 0.64 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.89 | 3.73 | 3.00 | 2.72 | 2.62 |
| Asset Turnover | 0.04 | 0.05 | 0.04 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.10 | -0.09 | -0.10 | -0.10 | -0.09 |
| Cash Conversion Cycle | 0.00 | 326.02 | 521.23 | 603.65 | 570.99 |
| Days of Sales Outstanding | 0.00 | 326.02 | 521.23 | 603.65 | 570.99 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 326.02 | 521.23 | 603.65 | 570.99 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.51 | -3.15 | -0.12 | 3.64 | -0.19 |
| Free Cash Flow Per Share | 2.20 | -3.36 | -0.41 | 3.27 | -0.34 |
| Dividend Paid and CapEx Coverage Ratio | 2.49 | -3.56 | -0.16 | 5.13 | -0.66 |
| Capital Expenditure Coverage Ratio | 8.29 | -15.22 | -0.40 | 9.71 | -1.31 |
| Operating Cash Flow Coverage Ratio | 0.18 | -0.13 | -0.00 | 0.21 | -0.01 |
| Operating Cash Flow to Sales Ratio | 0.41 | -0.51 | -0.03 | 1.03 | -0.07 |
| Free Cash Flow Yield | 11.11% | -35.80% | -4.90% | 58.23% | -6.62% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 11.74 | 5.59 | 6.46 | 5.75 | 7.10 |
| Price-to-Sales (P/S) Ratio | 3.21 | 1.53 | 1.91 | 1.59 | 1.78 |
| Price-to-Book (P/B) Ratio | 2.07 | 0.97 | 1.00 | 0.78 | 0.75 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 9.00 | -2.79 | -20.39 | 1.72 | -15.10 |
| Price-to-Operating Cash Flow Ratio | 7.92 | -2.98 | -71.82 | 1.54 | -26.60 |
| Price-to-Earnings Growth (PEG) Ratio | 19.72 | 0.18 | 0.20 | 0.12 | 0.02 |
| Enterprise Value Multiple | 5.99 | 8.19 | 10.67 | 5.70 | 8.79 |
| Enterprise Value | 106.37B | 138.70B | 147.53B | 66.08B | 74.58B |
| EV to EBITDA | 5.99 | 8.19 | 10.67 | 5.70 | 8.79 |
| EV to Sales | 2.88 | 3.91 | 5.43 | 2.88 | 4.01 |
| EV to Free Cash Flow | 8.08 | -7.15 | -58.08 | 3.11 | -34.08 |
| EV to Operating Cash Flow | 7.11 | -7.62 | -204.61 | 2.79 | -60.04 |
| Tangible Book Value Per Share | 9.87 | 9.97 | 8.50 | 7.43 | 7.27 |
| Shareholders’ Equity Per Share | 9.60 | 9.65 | 8.31 | 7.20 | 6.86 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.31 | 0.31 | 0.32 | 0.34 | 0.26 |
| Revenue Per Share | 6.18 | 6.15 | 4.37 | 3.53 | 2.91 |
| Net Income Per Share | 1.76 | 1.74 | 1.29 | 0.98 | 0.73 |
| Tax Burden | 0.65 | 0.65 | 0.65 | 0.62 | 0.64 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.35 | 0.36 | 0.39 | 0.40 | 0.44 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.35 | -1.72 | -0.09 | 3.47 | -0.22 |
Currency in EUR
