tiprankstipranks
Steadfast Group Limited (AU:SDF)
ASX:SDF
Want to see AU:SDF full AI Analyst Report?

Steadfast Group Limited (SDF) AI Stock Analysis

46 Followers

Top Page

AU:SDF

Steadfast Group Limited

(Sydney:SDF)

Select Model
Select Model
Select Model
Neutral 65 (OpenAI - Gpt-5.6Sol)
Rating:65Neutral
Price Target:
AU$6.50
â–²(50.12% Upside)
Action:Reiterated
Date:08/26/26
The score is driven primarily by financial performance: solid revenue growth and still-healthy profitability are offset by rising leverage and, most importantly, a sharp deterioration in free cash flow. Technically, the trend is positive (price above major moving averages and positive MACD), but overbought readings (high RSI/Stoch) temper the outlook. Valuation is broadly fair with a supportive dividend yield, but not compelling enough to outweigh cash-flow volatility.
Positive Factors
Revenue Growth
Improving revenue growth indicates continued expansion of the insurance broker network and related services. Because income is linked to policy placement, servicing and renewals, sustained scale can support recurring revenue over the medium term.
Negative Factors
Free Cash Flow Volatility
The sharp free-cash-flow deterioration makes cash conversion materially less predictable despite strong operating cash flow. Whether caused by investment, working capital or other outflows, this reduces financial flexibility over the next several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Improving revenue growth indicates continued expansion of the insurance broker network and related services. Because income is linked to policy placement, servicing and renewals, sustained scale can support recurring revenue over the medium term.
Read all positive factors

Steadfast Group Limited (SDF) vs. iShares MSCI Australia ETF (EWA)

Steadfast Group Limited Business Overview & Revenue Model

Company Description
Established in Sydney, Australia, in 1996, Steadfast Group Limited operates across Australasia, Asia, and Europe. The company primarily facilitates general insurance policies as a broker and additionally offers direct underwriting capabilities, al...
How the Company Makes Money
Steadfast makes money primarily by earning income linked to insurance placement and related services across its broker network and associated operations. Key revenue streams include: (1) Broker-related income: revenue derived from insurance brokin...

Steadfast Group Limited Financial Statement Overview

Summary
Income statement is solid (revenue growth improved to +8.31% in 2026 and profitability remains healthy), but margin compression versus 2025 reduces quality. Balance sheet is adequate yet leverage is rising (debt-to-equity ~0.84 in 2026 vs ~0.68 in 2025). Cash flow is the main concern: operating cash flow is strong, but free cash flow deteriorated sharply to $0 in 2026, increasing cash-conversion uncertainty.
Income Statement
74
Positive
Balance Sheet
63
Positive
Cash Flow
52
Neutral
BreakdownJun 2026Jun 2025Jun 2024Jun 2023Jun 2022
Income Statement
Total Revenue2.13B1.82B1.76B1.46B885.50M
Gross Profit1.22B1.32B862.00M696.00M423.00M
EBITDA600.80M665.00M587.00M463.60M362.50M
Net Income269.10M334.90M228.00M189.20M171.60M
Balance Sheet
Total Assets6.99B6.43B5.71B4.89B3.92B
Cash, Cash Equivalents and Short-Term Investments1.82B1.60B1.33B1.14B945.00M
Total Debt1.99B1.63B1.30B1.04B938.70M
Total Liabilities4.38B3.80B3.14B2.64B2.10B
Stockholders Equity2.36B2.40B2.33B2.04B1.68B
Cash Flow
Free Cash Flow0.00490.30M287.40M408.40M64.70M
Operating Cash Flow471.60M498.50M298.70M424.60M73.20M
Investing Cash Flow-310.40M-196.30M-441.20M-348.20M-262.40M
Financing Cash Flow62.20M-26.90M331.30M117.60M223.40M

Steadfast Group Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price4.33
Price Trends
50DMA
5.27
Positive
100DMA
4.77
Positive
200DMA
4.77
Positive
Market Momentum
MACD
0.17
Negative
RSI
79.29
Negative
STOCH
96.81
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:SDF, the sentiment is Positive. The current price of 4.33 is below the 20-day moving average (MA) of 5.44, below the 50-day MA of 5.27, and below the 200-day MA of 4.77, indicating a bullish trend. The MACD of 0.17 indicates Negative momentum. The RSI at 79.29 is Negative, neither overbought nor oversold. The STOCH value of 96.81 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:SDF.

Steadfast Group Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
77
Outperform
AU$18.38B18.1214.06%3.56%9.36%-24.51%
73
Outperform
AU$32.94B10.8518.63%4.23%3.37%6.40%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
67
Neutral
AU$3.95B38.0411.69%2.95%5.84%-49.20%
67
Neutral
AU$20.53B19.7410.06%3.58%-2.94%-31.48%
65
Neutral
AU$6.46B24.2911.48%3.70%16.76%-19.90%
53
Neutral
AU$5.83B31.735.08%1.87%-4.68%4.33%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:SDF
Steadfast Group Limited
5.83
-0.08
-1.39%
AU:AMP
AMP
2.35
0.70
42.60%
AU:AUB
AUB Group
29.82
-2.59
-7.98%
AU:IAG
Insurance Australia Group Limited
7.77
-0.52
-6.31%
AU:QBE
QBE Insurance Group Limited
21.80
1.55
7.68%
AU:SUN
Suncorp Group
19.23
-1.07
-5.26%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 26, 2026