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AUB Group
(Sydney:AUB)
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Rating:67Neutral
Price Target:
AU$33.00
â–²(31.63% Upside)
Action:Reiterated
Date:08/26/26
The score is primarily constrained by FY2026 margin compression and materially weaker cash flow despite higher revenue, which reduces confidence in near-term earnings quality. Offsetting this, technicals show a constructive uptrend with positive momentum, and valuation is reasonable with a supportive ~3% dividend yield.
Positive Factors
Sustained Revenue Growth
A history of multi-year revenue expansion indicates continued demand for AUB’s insurance distribution and underwriting services. Sustained scale growth can strengthen its broker network, diversify earnings sources and support recurring commission income.
Negative Factors
Material Margin Compression
The sharp decline in net and EBIT margins despite higher revenue signals weaker operating leverage and less predictable profitability. Persistent margin pressure would reduce earnings quality and constrain the benefit of future top-line growth.
Read all positive and negative factors
Positive Factors
Negative Factors
Sustained Revenue Growth
A history of multi-year revenue expansion indicates continued demand for AUB’s insurance distribution and underwriting services. Sustained scale growth can strengthen its broker network, diversify earnings sources and support recurring commission income.
Read all positive factors
AUB Group (AUB) vs. iShares MSCI Australia ETF (EWA)
Market Cap
AU$3.84B
Dividend Yield3.15%
Average Volume (3M)275.17K
Price to Earnings (P/E)37.3
Beta (1Y)0.55
Revenue Growth5.84%
EPS Growth-49.20%
CountryAU
Employees2,697
SectorFinancial
Sector Strength70
IndustryInsurance - Brokers
Share Statistics
EPS (TTM)0.78
Shares Outstanding130,640,520
10 Day Avg. Volume208,032
30 Day Avg. Volume275,174
Financial Highlights & Ratios
PEG Ratio-0.74
Price to Book (P/B)1.86
Price to Sales (P/S)2.93
P/FCF Ratio30.15
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$34.33Price Target Upside36.94% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)1.99
Revenue Forecast (FY)AU$1.82B
AUB Group Business Overview & Revenue Model
Company Description
AUB Group Limited operates as an entity specializing in insurance broking and underwriting across Australia and New Zealand. The company delivers insurance brokerage and advisory services, primarily targeting small and medium-sized enterprises (SM...
How the Company Makes Money
AUB primarily makes money through insurance distribution and related services. Its key revenue streams typically include: (1) Brokerage and distribution income: commissions and fees earned when its broker businesses arrange insurance cover for cli...
AUB Group Financial Statement Overview
Summary
Income Statement
62
Positive
Balance Sheet
68
Positive
Cash Flow
55
Neutral
| Breakdown | Jun 2026 | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 1.19B | 1.03B | 1.05B | 740.01M | 336.86M |
| Gross Profit | 926.28M | 1.03B | 519.53M | 387.63M | 295.08M |
| EBITDA | 361.03M | 451.38M | 219.69M | 241.81M | 151.51M |
| Net Income | 96.05M | 180.06M | 137.07M | 65.25M | 80.84M |
Balance Sheet | |||||
| Total Assets | 5.01B | 4.73B | 4.05B | 3.88B | 1.64B |
| Cash, Cash Equivalents and Short-Term Investments | 1.31B | 1.34B | 1.29B | 1.20B | 593.48M |
| Total Debt | 1.20B | 958.06M | 724.69M | 661.11M | 74.74M |
| Total Liabilities | 2.84B | 2.66B | 2.30B | 2.37B | 642.80M |
| Stockholders Equity | 1.88B | 1.69B | 1.51B | 1.28B | 854.49M |
Cash Flow | |||||
| Free Cash Flow | 116.15M | 381.90M | 75.60M | 201.49M | 93.34M |
| Operating Cash Flow | 121.87M | 386.53M | 82.00M | 202.24M | 95.53M |
| Investing Cash Flow | -477.57M | -365.77M | -82.81M | -136.85M | 118.45M |
| Financing Cash Flow | 321.75M | 34.62M | 89.21M | 498.66M | 98.80M |
AUB Group Technical Analysis
Positive
25.07
Price Trends
28.78
Positive
27.22
Positive
27.94
Positive
Market Momentum
0.28
Positive
52.48
Neutral
53.59
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:AUB, the sentiment is Positive. The current price of 25.07 is below the 20-day moving average (MA) of 29.31, below the 50-day MA of 28.78, and below the 200-day MA of 27.94, indicating a bullish trend. The MACD of 0.28 indicates Positive momentum. The RSI at 52.48 is Neutral, neither overbought nor oversold. The STOCH value of 53.59 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:AUB.
AUB Group Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
77 Outperform | AU$18.35B | 18.28 | 14.06% | 3.56% | 9.36% | -24.51% | |
73 Outperform | AU$32.76B | 11.07 | 18.63% | 4.23% | 3.37% | 6.40% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | AU$3.84B | 37.31 | 11.69% | 2.95% | 5.84% | -49.20% | |
67 Neutral | AU$19.55B | 19.50 | 10.06% | 3.58% | -2.94% | -31.48% | |
65 Neutral | AU$6.46B | 24.27 | 11.48% | 3.70% | 16.76% | -19.90% | |
53 Neutral | AU$5.74B | 31.73 | 5.08% | 1.87% | -4.68% | 4.33% |
* Financial Sector Average
AU:AUB
AUB Group
29.17
-4.74
-13.98%
AU:AMP
AMP
2.38
0.75
46.19%
AU:IAG
Insurance Australia Group Limited
7.85
-0.54
-6.43%
AU:QBE
QBE Insurance Group Limited
22.26
1.83
8.98%
AU:SDF
Steadfast Group Limited
5.84
-0.15
-2.49%
AU:SUN
Suncorp Group
18.86
-1.47
-7.22%
AUB Group Corporate Events
AUB Group cuts FY26 reported EPS after annual report correction
Aug 25, 2026
AUB Group has corrected a material clerical error in its recently released annual report for the year to 30 June 2026, revising its reported earnings per share. The basic EPS has been reduced from 109.44 cents to 78.54 cents, and diluted EPS from ...
AUB Group Announces Board Change as Director Andrew Kendrick Retires
Aug 24, 2026
AUB Group has announced a board succession move, with director Andrew Kendrick set to retire from the AUB Group board following the company’s annual general meeting on 12 November 2026 after nearly four years of service. Kendrick will retain...
AUB Group lodges 2026 governance disclosures with ASX
Aug 24, 2026
AUB Group Limited has lodged its annual Appendix 4G and Corporate Governance Statement with the ASX for the financial year ended 30 June 2026, confirming compliance with listing requirements on governance disclosure. The governance statement, appr...
AUB Group Publishes FY26 Investor Presentation to Market
Aug 24, 2026
AUB Group has released its FY26 Investor Presentation, providing the market with updated financial and operational information on the business for the year. The presentation, authorised by the board and led by CEO Mike Emmett and CFO Nick Dryden, ...
AUB Group Delivers Record FY26 Earnings and Lifts Dividend as International Business Surges
Aug 24, 2026
AUB Group reported record FY26 underlying net profit after tax of $224.6 million, up from $200.2 million a year earlier, with underlying earnings per share rising to 183.69 cents and the total dividend increasing 7.7% to 98.0 cents per share. Repo...
AUB Group Declares AUD 0.71 Interim Dividend for June 2026 Half-Year
Aug 24, 2026
AUB Group Limited has declared a fully franked dividend of AUD 0.71 per ordinary share for the six-month period ended 30 June 2026, reinforcing its ongoing commitment to returning capital to shareholders. The dividend will be paid on 9 October 202...
AUB Group lifts underlying earnings as reported profit falls, maintains dividends
Aug 24, 2026
AUB Group has released its Appendix 4E and annual report for the year ended 30 June 2026, detailing a 6% rise in revenue from ordinary activities to $1.24 billion. Despite this top-line growth, profit from ordinary activities after tax attributabl...
AUB Group Sets Date and Webcast for FY26 Results Announcement
Aug 10, 2026
AUB Group Limited has scheduled the announcement of its FY26 financial results for Tuesday, 25 August 2026, with a presentation by CEO and Managing Director Mike Emmett and Chief Financial Officer Nick Dryden. The results will be delivered via web...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.