Raiz Invest Ltd. (AU:RZI)
ASX:RZI
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RZI Stock Chart & Stats
AU$0.58
>-AU$0.01(-0.83%)
At close: 4:00 PM EST
AU$0.58
>-AU$0.01(-0.83%)
Day’s Range― - ―
52-Week RangeAU$0.52 - AU$0.96
Previous CloseN/A
Volume57.39K
Average Volume (3M)131.01K
Market Cap
AU$57.96M
Enterprise ValueAU$48.32M
Total Cash (Recent Filing)AU$13.62M
Total Debt (Recent Filing)AU$1.33M
Price to Earnings (P/E)13.4
Beta1.02
Next Earnings
Sep 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.00
Shares Outstanding105,390,010
10 Day Avg. Volume115,805
30 Day Avg. Volume131,015
Financial Highlights & Ratios
PEG Ratio44.23
Price to Book (P/B)33.93
Price to Sales (P/S)56.53
P/FCF Ratio499.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$1.05Price Target Upside81.03% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.05
Revenue Forecast (FY)AU$27.50M
Bulls Say, Bears Say
Bulls Say
Low Financial Leverage / Stable Balance SheetA very low debt-to-equity ratio and healthy equity base give Raiz durable financial flexibility. Low leverage reduces bankruptcy risk, supports investment in product development and customer acquisition during downturns, and preserves strategic optionality over the next 2–6 months.
High Gross Margin From Platform EconomicsA 74% gross margin reflects an asset-light, software-driven platform that can scale fees with FUM. High gross margins create the potential for operating leverage as revenues grow, enabling sustainable profitability if operating costs are controlled and customer growth continues.
Marked Improvement In Free Cash FlowA >100% rise in free cash flow and FCF/net income of 1.0 show the business can generate cash despite accounting losses. Positive cash generation provides runway to invest in distribution, product enhancements, or marketing without immediate reliance on external financing.
Bears Say
Ongoing Unprofitability And Negative ROENegative ROE and a sub-zero net margin indicate the firm is not yet delivering returns to shareholders. Over the medium term this undermines internal capital accumulation, constrains reinvestment capacity, and raises the bar for management to convert high gross margins into sustainable net profits.
Modest Revenue GrowthSingle-digit revenue growth limits the scalability of fee-based revenue in a model that relies on expanding FUM and active customers. Without faster top-line expansion, it will be harder to leverage fixed-cost platforms into improved operating margins and durable profitability.
Weak Operating Cash Conversion Relative To EarningsAn OCF-to-net-income ratio of 0.53 means earnings are not fully converting to cash, which can limit funding for marketing and product investment without external capital. Persistence of this conversion gap risks making growth dependent on financing until profitability improves.
Raiz Invest Ltd. News
RZI FAQ
What was Raiz Invest Ltd.’s price range in the past 12 months?
Raiz Invest Ltd. lowest share price was AU$0.52 and its highest was AU$0.96 in the past 12 months.
What is Raiz Invest Ltd.’s market cap?
Raiz Invest Ltd.’s market cap is AU$57.96M.
When is Raiz Invest Ltd.’s upcoming earnings report date?
Raiz Invest Ltd.’s upcoming earnings report date is Sep 02, 2026 which is in 88 days.
How were Raiz Invest Ltd.’s earnings last quarter?
Raiz Invest Ltd. released its earnings results on Feb 26, 2026. The company reported AU$0.033 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.033.
Is Raiz Invest Ltd. overvalued?
According to Wall Street analysts Raiz Invest Ltd.’s price is currently Undervalued.
Does Raiz Invest Ltd. pay dividends?
Raiz Invest Ltd. does not currently pay dividends.
What is Raiz Invest Ltd.’s EPS estimate?
Raiz Invest Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Raiz Invest Ltd. have?
Raiz Invest Ltd. has 105,390,010 shares outstanding.
What happened to Raiz Invest Ltd.’s price movement after its last earnings report?
Raiz Invest Ltd. reported an EPS of AU$0.033 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 5.785%.
Which hedge fund is a major shareholder of Raiz Invest Ltd.?
Currently, no hedge funds are holding shares in AU:RZI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Raiz Invest Ltd. Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$1.05 (81.03% Upside)
AU$1.05 (81.03% Upside)
Blogger Sentiment
Bullish
AU:RZI Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth AU$11.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
73.17%
12-Months-Change
Fundamentals
Return on Equity
10.48%
Trailing 12-Months
Asset Growth
2.81%
Trailing 12-Months
Company Description
Raiz Invest Ltd.
Raiz Invest Limited provides financial services and products through its mobile micro-investing platform in Australia, Indonesia, and Malaysia. The company operates through two segments, Raiz Invest Micro-Investing Platform and Other Financial segments. Its platform offers customers a way to invest money using the Raiz mobile application or through the Raiz Website. The company was incorporated in 2016 and is based in Sydney, Australia.
RZI Stock 12 Month Forecast
Average Price Target
AU$1.05
▲(81.03% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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