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RZI Stock Chart & Stats
AU$0.58
>-AU$0.01(-0.83%)
At close: 4:00 PM EST
AU$0.58
>-AU$0.01(-0.83%)
Day’s Range― - ―
52-Week RangeAU$0.45 - AU$0.96
Previous CloseN/A
Volume57.39K
Average Volume (3M)131.01K
Market Cap
AU$56.91M
Enterprise ValueAU$46.21M
Total Cash (Recent Filing)AU$13.97M
Total Debt (Recent Filing)AU$2.21M
Price to Earnings (P/E)13.1
Beta1.13
Next Earnings
Sep 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.04
Shares Outstanding105,390,010
10 Day Avg. Volume115,805
30 Day Avg. Volume131,015
Financial Highlights & Ratios
PEG Ratio61.48
Price to Book (P/B)33.93
Price to Sales (P/S)56.53
P/FCF Ratio499.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.02
Revenue Forecast (FY)AU$31.30M
Bulls Say, Bears Say
Bulls Say
High Gross MarginA 74% gross margin is a durable structural strength: it shows the platform earns healthy spreads on its product mix and provides headroom to absorb marketing, R&D and customer acquisition. Over several months this margin supports reinvestment and cushions revenue swings while management pursues scale.
Improved Free Cash FlowA >100% jump in free cash flow and an FCF-to-net-income ratio of 1.0 show the company is converting operations into cash despite accounting losses. This durable cash generation reduces near-term financing needs, funds product development and extends runway to reach operating profitability over multiple quarters.
Very Low Financial LeverageMinimal debt (D/E ~0.033) provides structural balance-sheet resilience. Low leverage reduces insolvency risk and preserves flexibility to invest in product, marketing or M&A without heavy interest burden, useful across a 2-6 month horizon as market conditions or user growth fluctuate.
Bears Say
Ongoing UnprofitabilityPersistent negative net and EBIT margins show the business has not reached operating profitability. Over time continued losses will erode equity, constrain reinvestment, and force reliance on external capital or cost cuts, making durable growth and shareholder returns harder to achieve.
Negative Return On EquityA negative ROE indicates shareholders' capital is not generating returns. Structurally, this undermines investor confidence and raises the cost of obtaining new equity. Without operational improvements to translate margins into positive ROE, capital allocation and fundraising become more difficult over months.
Modest Revenue GrowthLow top-line growth limits scaling benefits for a fee- and FUM-dependent fintech. Slow revenue expansion constrains the ability to leverage fixed costs, slows fee income growth, and prolongs dependence on marketing spend and partnerships to drive customer/asset growth in a competitive market.
Raiz Invest Ltd. News
RZI FAQ
What was Raiz Invest Ltd.’s price range in the past 12 months?
Raiz Invest Ltd. lowest share price was AU$0.45 and its highest was AU$0.96 in the past 12 months.
What is Raiz Invest Ltd.’s market cap?
Raiz Invest Ltd.’s market cap is AU$56.91M.
When is Raiz Invest Ltd.’s upcoming earnings report date?
Raiz Invest Ltd.’s upcoming earnings report date is Sep 02, 2026 which is in 32 days.
How were Raiz Invest Ltd.’s earnings last quarter?
Raiz Invest Ltd. released its earnings results on Feb 26, 2026. The company reported AU$0.033 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.033.
Is Raiz Invest Ltd. overvalued?
According to Wall Street analysts Raiz Invest Ltd.’s price is currently Overvalued.
Does Raiz Invest Ltd. pay dividends?
Raiz Invest Ltd. does not currently pay dividends.
What is Raiz Invest Ltd.’s EPS estimate?
Raiz Invest Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Raiz Invest Ltd. have?
Raiz Invest Ltd. has 105,390,010 shares outstanding.
What happened to Raiz Invest Ltd.’s price movement after its last earnings report?
Raiz Invest Ltd. reported an EPS of AU$0.033 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 5.785%.
Which hedge fund is a major shareholder of Raiz Invest Ltd.?
Currently, no hedge funds are holding shares in AU:RZI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Raiz Invest Ltd. Stock Smart Score
Neutral
1
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5
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7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
73.17%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
2.81%
Trailing 12-Months
Company Description
Raiz Invest Ltd.
Raiz Invest Limited provides financial services and products through its mobile micro investing platform in Australia. Its platform enables customers to save and invest money through the Raiz mobile application and website. The company offers various products, including Raiz rewards, Raiz kids, Raiz property fund, and offsetters, as well as jars on its platform. Raiz Invest Limited was incorporated in 2016 and is based in Sydney, Australia.
Technical Analysis
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