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HUM Stock Chart & Stats
AU$0.64
-AU$0.03(-3.97%)
At close: 4:00 PM EST
AU$0.64
-AU$0.03(-3.97%)
Day’s Range― - ―
52-Week RangeAU$0.39 - AU$0.78
Previous CloseN/A
Volume266.92K
Average Volume (3M)975.37K
Market Cap
AU$209.52M
Enterprise ValueAU$4.45K
Total Cash (Recent Filing)AU$246.80M
Total Debt (Recent Filing)AU$4.45B
Price to Earnings (P/E)13.6
Beta0.30
Next Earnings
Feb 23, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.33%
Share Statistics
EPS (TTM)0.03
Shares Outstanding504,914,460
10 Day Avg. Volume785,423
30 Day Avg. Volume975,365
Financial Highlights & Ratios
PEG Ratio-0.24
Price to Book (P/B)0.43
Price to Sales (P/S)0.37
P/FCF Ratio2.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$0.78Price Target Upside21.09% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)0.08
Revenue Forecast (FY)AU$485.85M
Bulls Say, Bears Say
Bulls Say
Improved Cash GenerationThe return to positive operating and free cash flow supports internal funding capacity and shows improved earnings convertibility. If sustained, stronger cash generation can help service debt and finance ongoing operations without relying as heavily on external funding.
Strong Operating ProfitabilityHigh operating margins indicate that the underlying payment and lending activities can generate meaningful profit before financing and other below-the-line costs. This provides a foundation for resilience, although conversion into net profit remains inconsistent.
Multi-channel Instalment Finance ModelA model spanning point-of-sale, online financing, merchant partnerships and direct customer channels can broaden distribution and support repeat usage. Multiple revenue sources, including merchant and finance income, may reduce reliance on one customer or channel.
Bears Say
Very High Balance-sheet LeverageHeavy leverage leaves limited equity protection if credit losses, funding costs or receivable performance deteriorate. It can also constrain strategic flexibility, because a larger share of operating cash may need to support funding obligations rather than growth.
Thin And Volatile Net ProfitabilityLow and fluctuating net margins mean strong operating performance is not consistently translating into shareholder earnings. This reduces the buffer available for credit losses, funding pressure and operating setbacks, making long-term profitability harder to assess.
Inconsistent Revenue And Cash-flow TrendsUneven revenue growth and volatile cash conversion suggest sensitivity to consumer demand, receivables and working-capital conditions. Persistent inconsistency could limit scale benefits and make funding, planning and debt reduction more difficult over the next several months.
Humm Group Limited News
HUM FAQ
What was Humm Group Limited’s price range in the past 12 months?
Humm Group Limited lowest share price was AU$0.39 and its highest was AU$0.78 in the past 12 months.
What is Humm Group Limited’s market cap?
Humm Group Limited’s market cap is AU$209.52M.
When is Humm Group Limited’s upcoming earnings report date?
Humm Group Limited’s upcoming earnings report date is Feb 23, 2027 which is in 170 days.
How were Humm Group Limited’s earnings last quarter?
Humm Group Limited released its earnings results on Aug 24, 2026. The company reported AU$0.022 earnings per share for the quarter.
Is Humm Group Limited overvalued?
According to Wall Street analysts Humm Group Limited’s price is currently Undervalued.
Does Humm Group Limited pay dividends?
Humm Group Limited pays a Semiannually dividend of AU$0.005 which represents an annual dividend yield of 2.33%. See more information on Humm Group Limited dividends here
What is Humm Group Limited’s EPS estimate?
Humm Group Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Humm Group Limited have?
Humm Group Limited has 504,914,460 shares outstanding.
What happened to Humm Group Limited’s price movement after its last earnings report?
Humm Group Limited reported an EPS of AU$0.022 in its last earnings report. Following the earnings report the stock price went up 4.938%.
Which hedge fund is a major shareholder of Humm Group Limited?
Currently, no hedge funds are holding shares in AU:HUM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Humm Group Limited Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
AU$0.78 (21.09% Upside)
AU$0.78 (21.09% Upside)
Blogger Sentiment
Bullish
AU:HUM Sentiment 95%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Fundamentals
Return on Equity
2.33%
Trailing 12-Months
Asset Growth
3.23%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Humm Group Limited
Established in Sydney, Australia in 1988, Humm Group Limited (which operated as FlexiGroup Limited until November 2020) provides a diverse range of financial services across Australia, New Zealand, Ireland, the United Kingdom, and Canada. The company's operations are divided into four key segments: Buy Now, Pay Later (BNPL), New Zealand Cards, Australia Cards, and Commercial & Leasing. Humm Group offers a broad portfolio of financial products, including the 'bundll' brand for its buy now, pay later solution, and 'humm', an interest-free payment platform with flexible repayment options. They also provide long-term interest-free finance and everyday spending solutions under the 'humm90' brand, as well as the 'Q Mastercard', an interest-free credit card. For small to medium-sized businesses, the company provides 'humm pro', a BNPL solution, and 'FlexiCommercial', which offers business financing, leasing arrangements, and chattel mortgages, alongside general leasing and SME financing services.
HUM Stock 12 Month Forecast
Average Price Target
AU$0.78
▲(21.09% Upside)
Technical Analysis
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