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Findi (AU:FND)
ASX:FND
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Findi (FND) Price & Analysis

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FND Stock Chart & Stats

AU$1.07
-AU$0.34(-8.85%)
At close: 4:00 PM EST
AU$1.07
-AU$0.34(-8.85%)

Bulls Say, Bears Say

Bulls Say
Transaction-based Revenue ModelA transaction-fee and commission model tied to ATM and merchant/agent activity creates recurring, usage-driven revenue. Over 2–6 months this supports predictable unit economics and scalability: higher network activity directly increases revenue without needing new product launches.
Established Distribution NetworkA deployed ATM and merchant/agent network is a durable competitive asset: physical distribution and local partnerships are hard to replicate quickly. The firm's operational footprint supports customer access and service reach, underpinning long-term transaction volumes and market presence.
Demonstrated Scaling Of RevenueRapid historical top-line scaling from a small base to ~$83m shows the company can expand distribution and acquire transactions. This track record indicates underlying market demand and execution capability that can drive recovery or renewed growth if operational control and funding are restored.
Bears Say
High LeverageVery high debt-to-equity (~6.3x) materially reduces financial flexibility over the coming months, raising refinancing and covenant risk. A thin equity cushion magnifies the impact of operational setbacks and makes sustaining investments or weathering revenue dips more difficult.
Negative Operating And Free Cash FlowSignificant cash burn and negative free cash flow increase near-term funding needs and reliance on external financing. This undermines the company's ability to invest in maintenance or growth of its network and raises the risk of asset sales or service reductions over a 2–6 month horizon.
Deteriorated Profitability And Recent Revenue DeclineA sharp swing to large losses and a ~9.8% revenue decline indicate weakening unit economics and cost control problems. Persistent negative margins limit internal funding, increase reliance on debt, and make sustained recovery harder without structural cost or revenue improvements.

Findi News

FND FAQ

What was Findi’s price range in the past 12 months?
Findi lowest share price was AU$0.40 and its highest was AU$4.09 in the past 12 months.
    What is Findi’s market cap?
    Findi’s market cap is AU$40.49M.
      When is Findi’s upcoming earnings report date?
      Findi’s upcoming earnings report date is Nov 30, 2026 which is in 132 days.
        How were Findi’s earnings last quarter?
        Findi released its earnings results on May 29, 2026. The company reported -AU$0.49 earnings per share for the quarter, missing the consensus estimate of N/A by -AU$0.49.
          Is Findi overvalued?
          According to Wall Street analysts Findi’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Findi pay dividends?
            Findi pays a Notavailable dividend of AU$1.87 which represents an annual dividend yield of N/A. See more information on Findi dividends here
              What is Findi’s EPS estimate?
              Findi’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Findi have?
              Findi has 99,969,120 shares outstanding.
                What happened to Findi’s price movement after its last earnings report?
                Findi reported an EPS of -AU$0.49 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 9.91%.
                  Which hedge fund is a major shareholder of Findi?
                  Currently, no hedge funds are holding shares in AU:FND
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Findi

                    Findi Limited, through its subsidiaries, engages in the development of digital payment systems in India. The company offers end-to-end transaction processing and managed services. It also provides payments and digital banking solutions through its network of merchants facilitating banking and insurance services, utility payments, money transfers, e-commerce, and train and airline tickets payments. The company was formerly known as Vortiv Limited. Findi Limited was incorporated in 1992 and is based in Melbourne, Australia.

                    Findi (FND) Earnings & Revenues

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