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TYR Stock Chart & Stats
AU$0.82
<AU$0.01(0.60%)
At close: 4:00 PM EST
AU$0.82
<AU$0.01(0.60%)
Day’s Range― - ―
52-Week RangeAU$0.67 - AU$1.30
Previous CloseN/A
Volume1.77M
Average Volume (3M)2.52M
Market Cap
AU$436.55M
Enterprise ValueAU$465.60
Total Cash (Recent Filing)AU$105.96M
Total Debt (Recent Filing)AU$49.66M
Price to Earnings (P/E)17.1
Beta1.44
Next Earnings
Aug 25, 2026EPS Estimate
0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.05
Shares Outstanding532,374,500
10 Day Avg. Volume2,218,839
30 Day Avg. Volume2,520,333
Financial Highlights & Ratios
PEG Ratio-0.84
Price to Book (P/B)2.04
Price to Sales (P/S)0.98
P/FCF Ratio3.63
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$1.48Price Target Upside80.49% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.04
Revenue Forecast (FY)AU$524.91M
Bulls Say, Bears Say
Bulls Say
Strong Cash Generation & Balance SheetTyro's materially stronger free cash flow (433% growth) and high FCF/net income ratio, together with >$140m available funds and very low leverage (D/E 0.12), provide durable financial flexibility. This supports multi‑quarter investments (compliance, product, marketing), cushions cyclical merchant volumes, and reduces refinancing risk while enabling M&A or selective reinvestment to sustain growth and margin improvement.
Scale And Merchant FootprintA large merchant base (~76k) and >$43bn of processed volumes give Tyro scale advantages in acquiring customers, negotiating scheme rates, and cross‑selling services. Scale lowers unit costs, improves data insights for vertical productization (health, hospitality), and creates distribution optionality that aids durable revenue expansion and resilience across economic cycles.
Banking Momentum & Product ExpansionStrong banking traction (active users +38%, loan originations ~+20%) diversifies revenue beyond transaction fees and raises customer lifetime value. The Thriday acquisition expands integrated SMB tools (invoicing, expense, tax), strengthening stickiness and cross‑sell potential. Together, these structural shifts support more stable, higher‑margin recurring income over time.
Bears Say
Negative Revenue TrendReported revenue decline (-3.9%) signals top‑line pressure that undermines operating leverage. If volume headwinds (e.g., partner-specific declines, policy impacts) persist, revenue contraction could erode gross profit growth and lengthen the timeline to sustainably improve margins and returns on investments despite efficiency gains and cash buffers.
Margin Compression & Limited Payment Margin UpsideNet margin decline and only marginal payment margin gains indicate constrained profit expansion from core merchant acquiring. Management is passing reduced scheme/interchange benefits to customers, limiting sustainable margin recovery. Long‑term profitability will depend on banking/product mix and successful cross‑sell rather than meaningful transaction margin expansion alone.
Customer Churn Above Historical AveragesPersistently elevated churn increases acquisition needs and depresses lifetime value, stressing margins and growth economics. Restoring historical retention requires continued product integration, service improvements, or pricing changes; failure to normalise churn would force higher sales/marketing spend and could negate operating efficiency gains over multiple quarters.
Tyro Payments Ltd. News
TYR FAQ
What was Tyro Payments Ltd.’s price range in the past 12 months?
Tyro Payments Ltd. lowest share price was AU$0.67 and its highest was AU$1.29 in the past 12 months.
What is Tyro Payments Ltd.’s market cap?
Tyro Payments Ltd.’s market cap is AU$436.55M.
When is Tyro Payments Ltd.’s upcoming earnings report date?
Tyro Payments Ltd.’s upcoming earnings report date is Aug 25, 2026 which is in 34 days.
How were Tyro Payments Ltd.’s earnings last quarter?
Tyro Payments Ltd. released its earnings results on Feb 23, 2026. The company reported AU$0.033 earnings per share for the quarter, beating the consensus estimate of AU$0.023 by AU$0.01.
Is Tyro Payments Ltd. overvalued?
According to Wall Street analysts Tyro Payments Ltd.’s price is currently Undervalued.
Does Tyro Payments Ltd. pay dividends?
Tyro Payments Ltd. does not currently pay dividends.
What is Tyro Payments Ltd.’s EPS estimate?
Tyro Payments Ltd.’s EPS estimate is 0.01.
How many shares outstanding does Tyro Payments Ltd. have?
Tyro Payments Ltd. has 532,374,500 shares outstanding.
What happened to Tyro Payments Ltd.’s price movement after its last earnings report?
Tyro Payments Ltd. reported an EPS of AU$0.033 in its last earnings report, beating expectations of AU$0.023. Following the earnings report the stock price went up 2.674%.
Which hedge fund is a major shareholder of Tyro Payments Ltd.?
Currently, no hedge funds are holding shares in AU:TYR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Tyro Payments Ltd. Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$1.48 (80.49% Upside)
AU$1.48 (80.49% Upside)
Blogger Sentiment
Bullish
AU:TYR Sentiment 100%
Sector Average 64%
Sector Average 64%
Insider Transactions
Bought Shares
Worth AU$119.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
38.99%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
10.62%
Trailing 12-Months
Company Description
Tyro Payments Ltd.
Tyro Payments Limited, an Australian company founded in Sydney in 2003, delivers a comprehensive array of payment and banking services to businesses nationwide. The firm operates through distinct Payments and Banking divisions. Its offerings include electronic funds transfer at point of sale (EFTPOS) terminals and the processing of credit, debit, and EFTPOS card transactions. Tyro also provides specialized services for Medicare and private health fund claiming and rebates. Innovative solutions comprise Tyro Go, a mobile card reader for on-the-go payments, and Tyro Connect, an integration platform designed to link various applications and services with point-of-sale systems, especially useful for establishments like cafes, restaurants, and bars. Additionally, Tyro developed Medipass, a digital health payment platform that streamlines interactions among healthcare practitioners, payers, and patients. On the banking front, the company offers business loans and supplementary financial products such as merchant cash advances, transaction accounts, and term deposit accounts. Tyro's client base encompasses a broad range of sectors, including healthcare, hospitality, services, corporate, accommodation, and retail.
TYR Stock 12 Month Forecast
Average Price Target
AU$1.48
▲(80.49% Upside)
Technical Analysis
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