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B4P Stock Chart & Stats
AU$1.46
AU$0.09(5.67%)
At close: 4:00 PM EST
AU$1.46
AU$0.09(5.67%)
Day’s Range― - ―
52-Week RangeAU$1.18 - AU$2.77
Previous CloseN/A
Volume13.13K
Average Volume (3M)148.47K
Market Cap
AU$64.74M
Enterprise ValueAU$90.15M
Total Cash (Recent Filing)AU$9.09M
Total Debt (Recent Filing)AU$32.76M
Price to Earnings (P/E)7.8
Beta-0.04
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.17
Shares Outstanding49,796,883
10 Day Avg. Volume124,067
30 Day Avg. Volume148,471
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)2.01
Price to Sales (P/S)1.97
P/FCF Ratio58.91
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.70Price Target Upside84.93% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.18
Revenue Forecast (FY)AU$54.30M
Bulls Say, Bears Say
Bulls Say
Very High Gross And Operating MarginsSustained extremely high gross margin and healthy EBIT/EBITDA margins indicate a scalable, low-variable-cost business model. Over months this margin profile can fund product development, absorb credit volatility and support durable profitability as revenue grows without proportionate cost increases.
Improving Net Margins And Strong EPS GrowthRising net margin plus large EPS growth signal improving unit economics and operational execution. If maintained, expanding margins and earnings per share strengthen long-term cash generation potential and investor returns, reflecting sustainable progress in cost control and pricing.
Stable Balance Sheet With Better Leverage And ROEImproved debt-to-equity and a >17% ROE indicate healthier capital structure and efficient equity use. A balanced leverage position and solid equity base provide financial flexibility to fund growth, manage credit losses, and pursue strategic initiatives over the coming quarters.
Bears Say
Weak Free Cash Flow GenerationDespite positive operating cash flow coverage, sharply negative FCF growth and low FCF-to-net income show earnings are not fully converting to free cash. Over months this limits capacity to self-fund expansion, increases reliance on external financing, and constrains strategic flexibility.
Revenue Growth VolatilityModest latest-year growth coupled with prior fluctuations points to uneven top-line momentum. For a fintech dependent on active users and transaction volumes, inconsistent revenue trends weaken forecasting reliability and can hamper sustainable margin expansion and long-term planning.
Concentrated Product & Credit ExposureHeavy reliance on a single pay-on-demand product and on repayment behavior concentrates operational and credit risk. Structural shifts (regulatory change, credit deterioration, competitor offerings) could materially impact revenue and losses over the medium term given limited product diversification.
Beforepay Group Limited News
B4P FAQ
What was Beforepay Group Limited’s price range in the past 12 months?
Beforepay Group Limited lowest share price was AU$1.18 and its highest was AU$2.77 in the past 12 months.
What is Beforepay Group Limited’s market cap?
Beforepay Group Limited’s market cap is AU$64.74M.
When is Beforepay Group Limited’s upcoming earnings report date?
Beforepay Group Limited’s upcoming earnings report date is Sep 01, 2026 which is in 41 days.
How were Beforepay Group Limited’s earnings last quarter?
Beforepay Group Limited released its earnings results on Feb 25, 2026. The company reported AU$0.08 earnings per share for the quarter, beating the consensus estimate of N/A by AU$0.08.
Is Beforepay Group Limited overvalued?
According to Wall Street analysts Beforepay Group Limited’s price is currently Undervalued.
Does Beforepay Group Limited pay dividends?
Beforepay Group Limited does not currently pay dividends.
What is Beforepay Group Limited’s EPS estimate?
Beforepay Group Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Beforepay Group Limited have?
Beforepay Group Limited has 49,796,883 shares outstanding.
What happened to Beforepay Group Limited’s price movement after its last earnings report?
Beforepay Group Limited reported an EPS of AU$0.08 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.618%.
Which hedge fund is a major shareholder of Beforepay Group Limited?
Currently, no hedge funds are holding shares in AU:B4P
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Beforepay Group Limited Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
AU$2.70 (84.93% Upside)
AU$2.70 (84.93% Upside)
Blogger Sentiment
Bullish
AU:B4P Sentiment 100%
Sector Average 64%
Sector Average 64%
Technicals
SMA
Positive
20 days / 200 days
Momentum
208.07%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
2.71%
Trailing 12-Months
Company Description
Beforepay Group Limited
Established in 2019, Beforepay Group Limited is an Australian firm headquartered in Sydney that offers on-demand financial services. The company enables individuals to access early wages through pay advances, all conveniently managed via its mobile application platform across Australia.
B4P Stock 12 Month Forecast
Average Price Target
AU$2.70
▲(84.93% Upside)
Technical Analysis
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