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B4P Stock Chart & Stats
AU$1.46
AU$0.09(5.67%)
At close: 4:00 PM EST
AU$1.46
AU$0.09(5.67%)
Day’s Range― - ―
52-Week RangeAU$1.18 - AU$2.77
Previous CloseN/A
Volume13.13K
Average Volume (3M)21.14K
Market Cap
AU$67.77M
Enterprise ValueAU$98.74M
Total Cash (Recent Filing)AU$7.41M
Total Debt (Recent Filing)AU$36.88M
Price to Earnings (P/E)8.1
Beta0.05
Next Earnings
Mar 03, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.17
Shares Outstanding50,956,455
10 Day Avg. Volume12,600
30 Day Avg. Volume21,138
Financial Highlights & Ratios
PEG Ratio0.35
Price to Book (P/B)1.28
Price to Sales (P/S)1.24
P/FCF Ratio-7.88
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
AU$2.90Price Target Upside98.63% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.4
Revenue Forecast (FY)AU$79.50M
Bulls Say, Bears Say
Bulls Say
Profitability TurnaroundThe move from losses in 2021–2023 to sustained operating profit and net income through 2026 indicates a meaningful improvement in the business model. Strong recent margins provide internal funding capacity and support resilience over the next several quarters.
Revenue GrowthHealthy revenue expansion alongside positive earnings suggests Beforepay is increasing activity across its financial services offering rather than relying only on cost reductions. Continued growth in customers or transaction volumes could reinforce operating leverage and support durable earnings progression.
Improved Leverage And Equity BaseDeleveraging from earlier debt-to-equity levels and growth in equity have strengthened the balance sheet relative to 2023–2024. The combination of lower relative leverage and approximately 17% return on equity supports greater financial stability if profitability remains positive.
Bears Say
Weak Cash ConversionThe swing from positive to negative operating and free cash flow is a significant quality-of-earnings concern despite reported profitability. If this pattern persists, the company may need more balance-sheet funding to support operations, reducing flexibility for investment and growth.
Meaningful Absolute DebtAlthough leverage has improved on a relative basis, the remaining debt balance is still material for the company. This can limit financial flexibility and make future performance more sensitive to weaker profitability or cash generation, particularly while cash conversion remains inconsistent.
Gross Margin VolatilityThe decline in gross margin introduces uncertainty about how repeatable current profitability will be. Potential pressure from product mix, pricing, or costs could reduce the benefit of revenue growth and make operating margins less durable across the next several reporting periods.
Beforepay Group Limited News
B4P FAQ
What was Beforepay Group Limited’s price range in the past 12 months?
Beforepay Group Limited lowest share price was AU$1.18 and its highest was AU$2.77 in the past 12 months.
What is Beforepay Group Limited’s market cap?
Beforepay Group Limited’s market cap is AU$67.77M.
When is Beforepay Group Limited’s upcoming earnings report date?
Beforepay Group Limited’s upcoming earnings report date is Mar 03, 2027 which is in 132 days.
How were Beforepay Group Limited’s earnings last quarter?
Beforepay Group Limited released its earnings results on Aug 24, 2026. The company reported AU$0.073 earnings per share for the quarter.
Is Beforepay Group Limited overvalued?
According to Wall Street analysts Beforepay Group Limited’s price is currently Undervalued.
Does Beforepay Group Limited pay dividends?
Beforepay Group Limited does not currently pay dividends.
What is Beforepay Group Limited’s EPS estimate?
Beforepay Group Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Beforepay Group Limited have?
Beforepay Group Limited has 50,956,455 shares outstanding.
What happened to Beforepay Group Limited’s price movement after its last earnings report?
Beforepay Group Limited reported an EPS of AU$0.073 in its last earnings report. Following the earnings report the stock price went up 7.45%.
Which hedge fund is a major shareholder of Beforepay Group Limited?
Currently, no hedge funds are holding shares in AU:B4P
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Beforepay Group Limited Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
AU$2.90 (98.63% Upside)
AU$2.90 (98.63% Upside)
Blogger Sentiment
Bullish
AU:B4P Sentiment 100%
Sector Average 65%
Sector Average 65%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-47.22%
12-Months-Change
Fundamentals
Return on Equity
17.63%
Trailing 12-Months
Asset Growth
18.47%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Beforepay Group Limited
Beforepay Group Limited provides finance to its customers by way of pay on demand advances. It offers Beforepay access to credit designed to help manage short term cash flow challenges through our pay advance and personal loan products. The company also provides Carrington Labs, which provides lenders with credit risk analytics and cash flow underwriting models. The company was incorporated in 2019 and is based in Sydney, Australia.
B4P Stock 12 Month Forecast
Average Price Target
AU$2.90
▲(98.63% Upside)
Technical Analysis
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