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EPY Stock Chart & Stats
AU$0.14
<AU$0.01(4.35%)
At close: 4:00 PM EDT
AU$0.14
<AU$0.01(4.35%)
Day’s Range― - ―
52-Week RangeAU$0.11 - AU$0.22
Previous CloseN/A
Volume77.34K
Average Volume (3M)103.84K
Market Cap
AU$34.38M
Enterprise ValueAU$289.67
Total Cash (Recent Filing)AU$34.94M
Total Debt (Recent Filing)AU$293.00M
Price to Earnings (P/E)70.0
Beta0.54
Next Earnings
Feb 24, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.29%
Share Statistics
EPS (TTM)<0.01
Shares Outstanding245,547,040
10 Day Avg. Volume130,029
30 Day Avg. Volume103,837
Financial Highlights & Ratios
PEG Ratio-0.84
Price to Book (P/B)0.46
Price to Sales (P/S)0.59
P/FCF Ratio4.17
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.04
Revenue Forecast (FY)AU$45.90M
Bulls Say, Bears Say
Bulls Say
Consistent Free Cash FlowConsistent operating and free cash generation provides internal funding for operations and demonstrates resilience through a loss year. Although cash flow is modest relative to debt, its persistence supports liquidity and ongoing business capacity.
Revenue RecoveryThe return to revenue growth in 2026 indicates that demand for EarlyPay’s working-capital products remains viable after a period of contraction. Sustained growth in receivables finance volumes could improve operating leverage and earnings capacity.
Essential Working-Capital OfferingInvoice finance addresses a recurring business need: improving liquidity while customers await payment. This creates a repeat-use service proposition, with revenue supported by finance income, facility fees and transaction activity.
Bears Say
High And Rising LeverageHigh and increasing leverage reduces financial flexibility and leaves less capacity to absorb credit losses or funding-cost increases. It may also constrain growth if additional borrowing becomes more expensive or less available.
Weak Earnings QualityVolatile net income makes profitability less predictable and weakens the reliability of retained earnings as a source of balance-sheet support. The divergence from stronger operating profitability suggests credit-cycle or below-the-line pressures.
Eroding Equity CushionA declining equity base reduces protection against losses and amplifies the effect of leverage on financial resilience. Because cash generation is not large relative to debt, deleveraging may require stronger earnings or balance-sheet actions.
EarlyPay Limited News
EPY FAQ
What was EarlyPay Limited’s price range in the past 12 months?
EarlyPay Limited lowest share price was AU$0.10 and its highest was AU$0.22 in the past 12 months.
What is EarlyPay Limited’s market cap?
EarlyPay Limited’s market cap is AU$34.38M.
When is EarlyPay Limited’s upcoming earnings report date?
EarlyPay Limited’s upcoming earnings report date is Feb 24, 2027 which is in 157 days.
How were EarlyPay Limited’s earnings last quarter?
EarlyPay Limited released its earnings results on Aug 26, 2026. The company reported AU$0.002 earnings per share for the quarter.
Is EarlyPay Limited overvalued?
According to Wall Street analysts EarlyPay Limited’s price is currently Overvalued.
Does EarlyPay Limited pay dividends?
EarlyPay Limited pays a Annually dividend of AU$0.002 which represents an annual dividend yield of 1.29%. See more information on EarlyPay Limited dividends here
What is EarlyPay Limited’s EPS estimate?
EarlyPay Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does EarlyPay Limited have?
EarlyPay Limited has 245,547,040 shares outstanding.
What happened to EarlyPay Limited’s price movement after its last earnings report?
EarlyPay Limited reported an EPS of AU$0.002 in its last earnings report. Following the earnings report the stock price went up 16.949%.
Which hedge fund is a major shareholder of EarlyPay Limited?
Currently, no hedge funds are holding shares in AU:EPY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
EarlyPay Limited Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
AU:EPY Sentiment 100%
Sector Average 59%
Sector Average 59%
Insider Transactions
Bought Shares
Worth AU$24.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-32.36%
12-Months-Change
Fundamentals
Return on Equity
1.29%
Trailing 12-Months
Asset Growth
15.96%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
EarlyPay Limited
Earlypay Limited, established in 2001 and headquartered in North Sydney, Australia, delivers a comprehensive suite of financial solutions to businesses across the country. Its operations are structured across three key divisions: Invoice Finance, Equipment Finance, and Other Services. Under its Invoice Finance umbrella, the company provides services like invoice factoring and discounting, clean energy financing, and flexible business lines of credit. The Equipment Finance segment assists with funding for both new and pre-owned machinery, offering solutions such as sale-and-leaseback arrangements, private purchase financing, and intermediate-term loans. Additionally, Earlypay supplies employment-related services, including staff procurement and project oversight, alongside various trade finance products. The firm also operates Skippr, a digital platform dedicated to offering financial support to small and medium-sized enterprises (SMEs). Previously known as CML Group Limited, the company adopted the Earlypay Limited name in November 2020.
Technical Analysis
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