Elders Limited (ELD) AI Stock Analysis

• Market Cap: €1.45B
• Dividend Yield: 6.76%
• Average Volume (3M): 788.39K
• Price to Earnings (P/E): 17.1
• Beta (1Y): 0.90
• Revenue Growth: 6.54%
• EPS Growth: -0.58%
• Country: AU
• Employees: 2,884
• Sector: Consumer Defensive
• Sector Strength: 42
• Industry: Agricultural Farm Products
• EPS (TTM): 0.22
• Shares Outstanding: 213,511,750
• 10 Day Avg. Volume: 1,071,154
• 30 Day Avg. Volume: 788,390
• PEG Ratio: -0.53
• Price to Book (P/B): 1.58
• Price to Sales (P/S): 0.43
• P/FCF Ratio: 37.36
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €8.49
• Price Target Upside: 25.83% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 5
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 64 Neutral
• Price Target: AU$8.00 ▲(18.52% Upside)

Elders Limited's overall stock score is primarily influenced by its financial performance and valuation. The company faces financial challenges with declining revenues and profitability, which are partially offset by a reasonable valuation and attractive dividend yield. Technical analysis indicates a lack of strong momentum, further contributing to a moderate overall score.

Elders Limited Business Overview & Revenue Model

Company Description

Elders Limited provides agricultural products and services to rural and regional customers primarily in Australia. The company operates through Branch Network, Wholesale Products, and Feed and Processing Services segments. It offers rural farm inputs, such as fertilizers, seeds, agricultural chemicals, animal health products, and general rural merchandise, as well as professional production and cropping advisory services; and provides retail services through corporate owned stores and through the Tucker Pet and Produce brand to independently owned member stores. The company also provides on-farm sales to third parties, regular physical, and online public livestock auctions, as well as directly sells through its owned and third-party feedlots and livestock exporters; agency services for the sale of greasy wool; and brokering services for wool growers. In addition, it offers farms, stations, and lifestyle estates marketing; residential real estate agency and property management; and water and home loan broking services. Further, the company provides a range of banking and insurance products and services; and operates AuctionsPlus, an online livestock auction platform. Additionally, it operates a beef cattle feedlot; and imports, processes, and distributes Australian meat in China. The company was founded in 1839 and is headquartered in Adelaide, Australia.

How the Company Makes Money

Elders Limited generates revenue through multiple streams. A significant portion of its income comes from livestock transactions, where the company acts as an intermediary in the buying and selling of cattle and sheep. The wool division also contributes to revenue by facilitating the sale of wool products. Additionally, Elders earns income from its real estate services, which involve the sale and leasing of agricultural properties. The agronomy segment generates revenue through the sale of agricultural inputs such as seeds, fertilizers, and chemicals, along with advisory services to farmers. Partnerships with suppliers and other agricultural entities enhance Elders' market reach and product offerings, further contributing to its earnings. The company's focus on rural Australia enables it to leverage local knowledge and relationships, driving customer loyalty and repeat business.

Elders Limited Financial Statement Overview

Summary

Elders Limited is facing a challenging financial environment with declining revenues and profitability. The net profit margin decreased significantly, and revenue growth is negative. The balance sheet shows increased leverage, and cash flow generation is declining, posing risks for future stability.

Income Statement

Elders Limited has shown resilience in its income statement metrics. The gross profit margin stood at 19.58%, which is relatively stable over the years. However, the net profit margin decreased to 1.44% from the previous year's 3.04%, indicating pressure on net earnings. Revenue growth is negative at -6.10%, reflecting a decline in sales. The absence of EBIT coupled with a decreased EBITDA margin of 5.48% highlights operational challenges.

Balance Sheet

The balance sheet of Elders Limited presents a mixed picture. The debt-to-equity ratio increased to 0.87, suggesting higher leverage and potential risk if interest rates rise. On the positive side, the equity ratio remains healthy at 36.14%, and ROE is positive at 5.36%, though it has decreased compared to previous years, indicating a dip in profitability.

Cash Flow

Cash flow analysis shows a decline in performance. Free cash flow growth rate is negative, emphasizing reduced cash available for expansion or debt repayment. The operating cash flow to net income ratio is 1.84, indicating a stable ability to convert earnings into cash flow. However, the free cash flow to net income ratio dropped to 0.79, revealing less efficient cash generation.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	3.20B	3.12B	3.32B	3.43B	2.54B	2.09B
Gross Profit	661.92M	610.76M	604.84M	639.91M	518.42M	430.25M
EBITDA	157.44M	170.81M	216.13M	280.19M	195.46M	152.56M
Net Income	67.11M	45.08M	100.84M	162.87M	149.78M	122.95M
Balance Sheet
Total Assets	2.51B	2.33B	2.07B	2.02B	1.80B	1.55B
Cash, Cash Equivalents and Short-Term Investments	40.22M	40.21M	21.48M	17.84M	48.06M	50.74M
Total Debt	569.84M	730.72M	484.79M	302.75M	264.94M	288.19M
Total Liabilities	1.41B	1.48B	1.21B	1.16B	1.02B	881.74M
Stockholders Equity	1.09B	840.72M	862.48M	854.86M	775.42M	671.00M
Cash Flow
Free Cash Flow	40.16M	35.59M	121.48M	184.94M	133.93M	134.96M
Operating Cash Flow	65.43M	82.95M	169.24M	210.11M	142.16M	142.34M
Investing Cash Flow	-115.16M	-150.94M	-132.15M	-45.14M	-35.49M	-123.15M
Financing Cash Flow	51.89M	86.72M	-33.45M	-98.75M	-109.34M	24.23M

Elders Limited Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 6.75
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Positive
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:ELD, the sentiment is Negative. The current price of 6.75 is below the 20-day moving average (MA) of 7.32, below the 50-day MA of 7.46, and below the 200-day MA of 6.85, indicating a bearish trend. The MACD of -0.16 indicates Positive momentum. The RSI at 28.56 is Positive, neither overbought nor oversold. The STOCH value of 6.68 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for AU:ELD.

Elders Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SGLLV	71 Outperform	AU$1.17B	16.88	11.56%	4.00%	-1.58%	6.26%
ELD	64 Neutral	€1.45B	17.08	7.21%	6.76%	6.54%	-0.58%
Sector *	62 Neutral	$20.33B	14.63	-3.31%	3.23%	1.93%	-12.26%
GNC	61 Neutral	$1.95B	27.68	4.61%	5.30%	2.00%	-28.15%
ING	60 Neutral	€887.11M	9.89	36.84%	7.95%	-3.36%	-11.53%
DBF	54 Neutral	AU$90.69M	―	-11.46%	28.10%	-16.73%	-343.82%
AAC	49 Neutral	AU$867.61M	―	-0.01%	―	15.40%	98.85%

Elders Limited Corporate Events

Elders Limited’s Acquisition of Delta Agribusiness Approved with Conditions

Elders Limited’s proposed acquisition of Delta Agribusiness has been approved by the ACCC, subject to the divestment of six Delta stores in Western Australia to address competition concerns. The ACCC’s decision ensures that competition in the local retail supply of rural merchandise remains robust, with Independent Rural Pty Ltd and E. E. Muir & Sons Pty Limited acquiring the divested stores to maintain a strong competitive presence in those areas.

The most recent analyst rating on (AU:ELD) stock is a Hold with a A$8.00 price target. To see the full list of analyst forecasts on Elders Limited stock, see the AU:ELD Stock Forecast page.

Elders Limited Appoints New Director

Elders Limited has announced the appointment of Stephanie Nixon as a director effective October 1, 2025. The company has submitted an Initial Director’s Interest Notice to the ASX, indicating that Nixon currently holds no relevant interests in securities or contracts. This announcement is part of Elders Limited’s compliance with ASX listing rules, ensuring transparency in its corporate governance practices.

The most recent analyst rating on (AU:ELD) stock is a Buy with a A$9.45 price target. To see the full list of analyst forecasts on Elders Limited stock, see the AU:ELD Stock Forecast page.

Elders Limited Awaits ACCC Decision on Delta Agribusiness Acquisition

Elders Limited is awaiting a decision from the Australian Competition and Consumer Commission (ACCC) regarding its proposed acquisition of Delta Agribusiness Pty Ltd, with a provisional date set for 9 October 2025. The company is optimistic that the acquisition will enhance local agricultural markets by expanding product offerings and technical expertise for farmers.

The most recent analyst rating on (AU:ELD) stock is a Buy with a A$9.45 price target. To see the full list of analyst forecasts on Elders Limited stock, see the AU:ELD Stock Forecast page.

Elders Limited Announces Leadership Changes with New Chair and Director Appointments

Elders Limited has announced significant leadership changes, with Ian Wilton stepping down as Chair of the Board and Glenn Davis appointed as Chair-elect, effective November 1, 2025. Wilton’s tenure saw the company through a period of substantial growth, including strategic acquisitions and a focus on modernizing systems. Additionally, Stephanie Nixon has been appointed as an independent Non-Executive Director, bringing extensive experience in strategy, mergers, and financial governance to the Board. These changes are expected to continue Elders’ trajectory of growth and value creation for stakeholders.

The most recent analyst rating on (AU:ELD) stock is a Buy with a A$9.45 price target. To see the full list of analyst forecasts on Elders Limited stock, see the AU:ELD Stock Forecast page.

Elders Limited Pursues Delta Agribusiness Acquisition Amid ACCC Review

Elders Limited is working towards acquiring Delta Agribusiness Pty Ltd, with the Australian Competition and Consumer Commission (ACCC) currently reviewing the proposal. Elders is optimistic about the acquisition’s potential to enhance agricultural markets by offering competitive private label options and expanded services, despite the ACCC requiring more time to assess the transaction.

The most recent analyst rating on (AU:ELD) stock is a Buy with a A$9.31 price target. To see the full list of analyst forecasts on Elders Limited stock, see the AU:ELD Stock Forecast page.