Centrepoint Alliance Limited (CAF) AI Stock Analysis

• Market Cap: AU$70.60M
• Dividend Yield: 8.45%
• Average Volume (3M): 137.82K
• Price to Earnings (P/E): 9.4
• Beta (1Y): 0.63
• Revenue Growth: 10.88%
• EPS Growth: -9.18%
• Country: AU
• Employees: 187
• Sector: Financial
• Sector Strength: 85
• Industry: Asset Management
• EPS (TTM): 0.04
• Shares Outstanding: 198,881,880
• 10 Day Avg. Volume: 51,934
• 30 Day Avg. Volume: 137,822
• PEG Ratio: -0.10
• Price to Book (P/B): 2.15
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 12.70
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

Centrepoint Alliance Limited demonstrates strong financial performance, underpinned by consistent revenue and profit growth. While operational efficiency has room for improvement, its stable balance sheet and positive cash flows support its financial health. The stock's valuation is compelling with a low P/E ratio and high dividend yield. Technical indicators suggest mixed signals, with short-term bearishness but long-term bullishness. Overall, the stock is well-positioned within its industry, though improvements in operational efficiency would further strengthen its outlook.

Centrepoint Alliance Limited Business Overview & Revenue Model

Company Description

Centrepoint Alliance Limited (CAF) is a prominent financial services company based in Australia. It operates primarily in the wealth management sector, providing a range of services including financial advice, investment management, and insurance solutions. The company supports financial advisers and their clients by offering access to a suite of technology, compliance, and business support services, enabling them to deliver tailored financial solutions effectively.

How the Company Makes Money

Centrepoint Alliance Limited generates revenue through a diversified model primarily focused on providing services to financial advisers and their clients. Key revenue streams include fees for financial planning and advice services, commissions from insurance and investment product distribution, and subscription fees for technology and business support services offered to advisers. The company also benefits from strategic partnerships with financial institutions and product providers, which enhance its service offerings and contribute to its earnings. Additionally, Centrepoint Alliance earns income from managing investment portfolios and providing educational resources for financial professionals.

Centrepoint Alliance Limited Financial Statement Overview

Summary

Centrepoint Alliance Limited exhibits a robust financial trajectory with consistent revenue and profit growth, supported by a stable balance sheet and positive cash flow generation. While operational efficiency and return on equity could be improved, the company's financial health remains solid, positioning it well within the asset management industry.

Income Statement

Centrepoint Alliance Limited has demonstrated consistent revenue growth with an impressive increase from $130.96 million in 2020 to $288.41 million in 2024. The gross profit margin has improved, indicating efficient cost management, and the net profit margin has also shown enhancement due to growing net income. However, the EBIT and EBITDA margins, while positive, suggest room for improvement in operational efficiency.

Balance Sheet

The company's balance sheet shows a strong equity base with a healthy equity ratio, reflecting a stable financial structure. The debt-to-equity ratio remains low, suggesting prudent leverage management. Despite these strengths, the return on equity has room for improvement, indicating potential inefficiencies in generating returns from shareholder investments.

Cash Flow

Cash flow analysis reveals positive trends in operating and free cash flows, with notable growth in free cash flow. The operating cash flow to net income ratio indicates a strong ability to convert income into cash, though the free cash flow to net income ratio suggests some challenges in cash generation relative to earnings.

Breakdown
TTM	Jun 2024	Jun 2023	Jun 2022	Jun 2021	Jun 2020
Income Statement		Total Revenue
309.00M	288.41M	273.85M	228.53M	139.18M	130.96M
	Gross Profit
21.36M	16.85M	32.66M	29.33M	26.48M	27.91M
	EBIT
12.82M	8.72M	6.73M	2.59M	1.79M	-1.84M
	EBITDA
12.29M	8.57M	8.82M	4.43M	3.37M	-530.00K
	Net Income Common Stockholders
7.47M	7.77M	6.34M	6.49M	1.85M	-2.00M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
9.23M	12.21M	15.61M	14.74M	11.13M	12.19M
	Total Assets
56.75M	59.01M	48.11M	49.32M	27.04M	32.65M
	Total Debt
4.45M	5.36M	803.00K	2.52M	490.00K	988.00K
	Net Debt
-4.79M	-6.84M	-14.80M	-12.22M	-10.64M	-11.20M
	Total Liabilities
22.22M	25.68M	16.94M	21.00M	15.85M	17.80M
	Stockholders Equity
34.53M	33.34M	31.05M	28.20M	11.07M	14.73M
Cash Flow		Free Cash Flow
5.48M	5.93M	3.82M	6.76M	2.94M	4.24M
	Operating Cash Flow
5.86M	7.23M	4.40M	7.12M	3.01M	4.45M
	Investing Cash Flow
-616.00K	-6.76M	966.00K	1.00M	2.50M	790.00K
	Financing Cash Flow
-8.56M	-3.87M	-4.50M	-4.51M	-6.57M	-971.00K

Centrepoint Alliance Limited Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.36
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:CAF, the sentiment is Positive. The current price of 0.36 is above the 20-day moving average (MA) of 0.35, above the 50-day MA of 0.33, and above the 200-day MA of 0.31, indicating a bullish trend. The MACD of <0.01 indicates Positive momentum. The RSI at 58.86 is Neutral, neither overbought nor oversold. The STOCH value of 60.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:CAF.

Centrepoint Alliance Limited Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MFG	76 Outperform	€1.48B	6.77	23.27%	7.95%	-9.29%	12.94%
CAF	72 Outperform	AU$70.60M	9.44	22.42%	8.45%	10.88%	-9.18%
ASX	69 Neutral	$13.89B	28.44	13.33%	3.13%	9.70%	2.64%
Sector *	64 Neutral	$12.82B	9.83	7.68%	17000.34%	12.38%	-5.56%
PPT	55 Neutral	€2.09B	―	-24.47%	6.82%	5.36%	-846.00%
IFL	54 Neutral	$2.30B	―	-7.21%	2.70%	-8.26%	-259.91%
AMP	51 Neutral	$3.36B	18.76	4.84%	2.32%	19.36%	1261.54%

Centrepoint Alliance Limited Corporate Events

Centrepoint Alliance Expands with Strategic Acquisition of Brighter Super’s Advice Book

Centrepoint Alliance Limited has announced its acquisition of Brighter Super’s comprehensive financial advice book, a strategic move aimed at enhancing its service offerings and expanding its client base. This acquisition will allow Centrepoint to strengthen its position in the financial advice market by potentially transitioning up to 400 customers and generating approximately $1 million in annual revenue. The transaction includes a three-year referral arrangement and employment opportunities for Brighter Super’s financial advisers, further solidifying Centrepoint’s market presence.

Centrepoint Alliance Unveils H1 FY25 Financials and Strategy

Centrepoint Alliance Limited, a company listed on the Australian Securities Exchange, presented its Half Year Financial Report for the six months ending December 31, 2024. The announcement, made by CEO John Shuttleworth and CFO Brendon Glass, was accompanied by a strategic update, focusing on the company’s current financial performance and future prospects. The release serves as a general information source, emphasizing that it does not offer specific investment advice and encourages stakeholders to consult with their financial advisors.

Centrepoint Alliance Reports Strong H1 FY25 Results and Launches New Platform

Centrepoint Alliance Limited reported strong financial results for the first half of FY25, with a notable increase in normalised EBITDA and gross revenue, driven by the acquisition of Financial Advice Matters Group and organic growth in licensed fees. The company also launched the IconiQ Investment and Superannuation Platform, expanding its technological capabilities and platforms. Despite a tightening market for adviser recruitment, Centrepoint’s Licensee Services showed resilience with growth in authorised representatives and high adviser satisfaction, as indicated by an all-time high Net Promoter Score. The company’s strategic growth initiatives and operational integration are positioning it well for continued success in a dynamic market environment.

Centrepoint Alliance Announces Dividend Distribution for 2024

Centrepoint Alliance Limited has announced a dividend distribution of AUD 0.0125 per ordinary fully paid share, for the period ending December 31, 2024. The ex-dividend date is scheduled for February 28, 2025, with a record date of March 3, 2025, and the payment date set for March 17, 2025. This announcement reflects the company’s ongoing financial performance and commitment to providing value to its shareholders.

Centrepoint Alliance Reveals Mixed Financial Results for 1H25

Centrepoint Alliance Limited reported a 13.8% increase in revenues to $159.5 million for the first half of 2025. Despite this growth, profit after tax attributable to members decreased by 6% to $4.57 million, although the company declared an interim ordinary dividend of 1.25 cents per share, up from the previous year’s 1.0 cent.