Altisource Portfolio Solutions SA AI Stock Analysis
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Altisource Portfolio Solutions SA (ASPS) AI Stock Analysis
Altisource Portfolio Solutions SA
(NASDAQ:ASPS)
The score is anchored by still-stressed financials—especially negative equity and elevated leverage—despite improving revenue and marginally positive TTM cash generation. The earnings call adds support due to strong reported growth, customer wins, and a clear long-term adjusted EBITDA objective, but technicals remain weak-to-neutral (below key moving averages with slightly negative MACD) and valuation is impaired by losses (negative P/E) with no dividend yield provided.
Altisource Portfolio Solutions SA (ASPS) vs. SPDR S&P 500 ETF (SPY)
- Market Cap
- $61.85M
- Dividend Yield
- ―
- Average Volume (3M)
- 13.46K
- Price to Earnings (P/E)
- -6.1
- Beta (1Y)
- -0.67
- Revenue Growth
- 5.11%
- EPS Growth
- 52.92%
- Country
- US
- Employees
- 1,236
- Sector
- Real Estate
- Sector Strength
- 65
- Industry
- Real Estate - Services
Altisource Portfolio Solutions SA Business Overview & Revenue Model
Company Description
Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States. It operates through Servicer and Real Estate, and Origination segments. The Servicer and...
Altisource Portfolio Solutions SA Earnings Call Summary
The call was positive overall. The company reported strong year-over-year revenue, adjusted EBITDA, adjusted pre-tax income, and adjusted EPS growth; significant customer wins and pipelines; expanding revenue diversification; and progress in AI, automation, and Project 45. These positives were partially offset by below-normal industry volumes, the Rithm business wind-down, declining origination-market volumes, lower adjusted EBITDA and gross profit margins, and a corporate adjusted EBITDA loss. Management nevertheless expressed confidence in continued growth and margin improvement.
Q3-2026 Updates
Positive Updates
Negative Updates
Company Guidance
Altisource’s objective is to reach $45 million of run-rate adjusted EBITDA by the fourth quarter of 2028, and it anticipates the continued ramp of customer wins, greater operating leverage, and disciplined cost management to support higher adjusted EBITDA in the fourth quarter. As customer implementations progress, wins season, and efficiency initiatives take hold, it forecasts improved operating leverage and higher adjusted EBITDA margins; it anticipates a greater portion of incremental revenue to contribute to adjusted EBITDA in the servicer and real estate segment, expects net margins to expand in the origination segment as revenue continues to grow, and expects corporate costs to remain relatively stable as the business grows. It forecasts fourth quarter origination service revenue to remain strong compared to the prior year, while the MBA projects 5.3 million loans will be originated in 2026, representing 6% growth over 2025.
Altisource Portfolio Solutions SA Financial Statement Overview
Summary
Operations are improving, with TTM revenue rebounding to ~$192.5M and slightly positive TTM operating/free cash flow, but profitability remains inconsistent (TTM net loss of ~$9.8M) and the balance sheet is a major constraint with negative equity (~-$106.4M) and high debt (~$183.9M) versus assets (~$136.7M).
Income Statement
46NeutralBalance Sheet
18Very NegativeCash Flow
34Negative| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 192.51M | 170.97M | 160.13M | 145.07M | 153.12M | 178.45M |
| Gross Profit | 49.27M | 48.91M | 49.53M | 29.65M | 21.82M | 7.09M |
| EBITDA | 6.83M | 5.02M | 13.62M | -6.90M | -19.63M | 51.83M |
| Net Income | -9.82M | 1.61M | -35.64M | -56.29M | -53.42M | 11.81M |
Balance Sheet | ||||||
| Total Assets | 136.71M | 139.80M | 143.61M | 154.86M | 195.00M | 257.81M |
| Cash, Cash Equivalents and Short-Term Investments | 25.05M | 26.60M | 29.81M | 32.52M | 51.02M | 98.13M |
| Total Debt | 183.91M | 192.23M | 233.86M | 219.13M | 250.96M | 251.56M |
| Total Liabilities | 246.60M | 249.26M | 300.32M | 279.91M | 314.14M | 326.68M |
| Stockholders Equity | -110.64M | -110.21M | -157.38M | -125.67M | -119.65M | -70.14M |
Cash Flow | ||||||
| Free Cash Flow | 210.00K | -5.13M | -5.03M | -21.83M | -45.75M | -61.78M |
| Operating Cash Flow | 800.00K | -5.07M | -5.03M | -21.83M | -44.89M | -60.41M |
| Investing Cash Flow | -959.00K | -319.00K | 2.25M | 0 | -767.00K | 102.76M |
| Financing Cash Flow | -5.86M | 3.18M | 55.00K | 2.98M | -2.22M | -2.30M |
Altisource Portfolio Solutions SA Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For ASPS, the sentiment is Negative. The current price of 5.41 is below the 20-day moving average (MA) of 5.60, below the 50-day MA of 5.73, and below the 200-day MA of 6.18, indicating a bearish trend. The MACD of -0.04 indicates Positive momentum. The RSI at 43.40 is Neutral, neither overbought nor oversold. The STOCH value of 31.16 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for ASPS.
Altisource Portfolio Solutions SA Risk Analysis
Altisource Portfolio Solutions SA disclosed 51 risk factors in its most recent earnings report. Altisource Portfolio Solutions SA reported the most risks in the "Finance & Corporate" category.
Latest Risks Added
3 New RisksAltisource Portfolio Solutions SA Peers Comparison
Overall Rating
OMH50Neutral- ASPS50Neutral
OPAD48Neutral
DOUG47Neutral
FTHM37Underperform
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| Sector * | 65Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% |
| OMH | 50Neutral | $35.09M | -0.62 | -126.27% | ― | ― | ― |
| ASPS | 50Neutral | $62.88M | -6.10 | 8.90% | ― | 5.11% | 52.92% |
| OPAD | 48Neutral | $10.84M | -0.24 | -106.24% | ― | -44.28% | 54.66% |
| DOUG | 47Neutral | $157.35M | 2.75 | 32.79% | ― | -3.46% | ― |
| FTHM | 37Underperform | $4.69M | -0.18 | -75.90% | ― | 4.33% | 24.93% |
* Real Estate Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| ASPS | Altisource Portfolio Solutions | 5.41 | -4.14 | -43.35% | |
| FTHM | Fathom Holdings Inc | 0.14 | -0.95 | -86.70% | |
| OPAD | Offerpad Solutions Inc. | 2.12 | -16.98 | -88.90% | |
| DOUG | Douglas Elliman Inc. | 1.74 | -0.76 | -30.40% | |
| OMH | Ohmyhome Limited | 8.00 | -51.40 | -86.53% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 29, 2026