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AMIGY Stock Chart & Stats
$47.82
$0.58(1.21%)
At close: 4:00 PM EDT
$47.82
$0.58(1.21%)
Day’s Range― - ―
52-Week Range$35.94 - $50.76
Previous CloseN/A
Volume1.67K
Average Volume (3M)3.81K
Market Cap
$15.57B
Enterprise Value$15.63K
Total Cash (Recent Filing)$300.57M
Total Debt (Recent Filing)$1.89B
Price to Earnings (P/E)15.2
Beta0.24
Next Earnings
Aug 06, 2026EPS Estimate
1.32Next Dividend Ex-DateN/A
Dividend Yield5.29%
Share Statistics
EPS (TTM)2.48
Shares Outstanding306,304,700
10 Day Avg. Volume0
30 Day Avg. Volume3,813
Financial Highlights & Ratios
PEG Ratio1.22
Price to Book (P/B)6.78
Price to Sales (P/S)1.79
P/FCF Ratio15.31
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.13
Revenue Forecast (FY)$6.77B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationOperating and free cash flow materially strengthened in 2025, with FCF (~£638m) running close to net income. This durable cash generation supports sustained ordinary dividends, buybacks, reinvestment in automation and reduces reliance on external funding, enhancing financial flexibility over the medium term.
Strong Solvency And Shareholder ReturnsA high solvency ratio (~193%) and a policy of sizable ordinary dividends plus buybacks provide a resilient capital buffer and credible returns framework. This structural capital strength gives management room to sustain payouts and pursue capital-efficient growth while absorbing underwriting variability.
AI & Data Driving Underwriting GainsSignificant investment in predictive and generative AI has already produced meaningful loss‑ratio improvements and targets material ongoing efficiencies. These scalable, data‑driven underwriting and automation advantages can sustainably lower unit costs and improve margins across products and geographies.
Bears Say
Rising LeverageLeverage has increased meaningfully, raising financial risk: higher debt relative to a modest equity base boosts ROE but reduces resilience to underwriting shocks, increases fixed obligations, and limits capacity to absorb adverse reserve or claims outcomes without constraining capital returns or requiring balance‑sheet action.
Pricing Pressure And Claims InflationSustained market price competition plus mid‑single‑digit claims inflation compressed margins in 2025. Motor pricing dynamics and elevated loss ratios are structural headwinds for underwriting profitability and could keep combined ratios higher absent durable pricing recovery, impacting earnings visibility over months ahead.
Reserve Reliance And Regulatory/execution Uncertainty2025 benefitted from sizeable reserve releases that are expected to normalize, reducing a recurring earnings tailwind. At the same time, pending internal model approval and prospective M&A (with solvency impact) create regulatory and execution uncertainty that could alter capital and profit trajectories over the medium term.
Admiral Group News
AMIGY FAQ
What was Admiral Group’s price range in the past 12 months?
Admiral Group lowest stock price was $35.94 and its highest was $50.76 in the past 12 months.
What is Admiral Group’s market cap?
Admiral Group’s market cap is $15.57B.
When is Admiral Group’s upcoming earnings report date?
Admiral Group’s upcoming earnings report date is Aug 06, 2026 which is in 3 days.
How were Admiral Group’s earnings last quarter?
Admiral Group released its earnings results on Mar 05, 2026. The company reported $1.492 earnings per share for the quarter, beating the consensus estimate of $1.422 by $0.07.
Is Admiral Group overvalued?
According to Wall Street analysts Admiral Group’s price is currently Overvalued.
Does Admiral Group pay dividends?
Admiral Group pays a Annually dividend of $1.209 which represents an annual dividend yield of 5.29%. See more information on Admiral Group dividends here
What is Admiral Group’s EPS estimate?
Admiral Group’s EPS estimate is 1.32.
How many shares outstanding does Admiral Group have?
Admiral Group has 306,304,700 shares outstanding.
What happened to Admiral Group’s price movement after its last earnings report?
Admiral Group reported an EPS of $1.492 in its last earnings report, beating expectations of $1.422. Following the earnings report the stock price went up 7.265%.
Which hedge fund is a major shareholder of Admiral Group?
Currently, no hedge funds are holding shares in AMIGY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Admiral Group Stock Smart Score
Neutral
1
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5
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7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
40.18%
12-Months-Change
Fundamentals
Return on Equity
5.29%
Trailing 12-Months
Asset Growth
21.98%
Trailing 12-Months
Company Description
Admiral Group
Admiral Group plc, a financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, and Spain. It operates through four segments: UK Insurance, European Insurance, Admiral Money, and Other. The company offers underwriting services that include motor, household, pet, travel, and other insurance, as well as car and home insurance; and distributes and underwrites unsecured personal loans, car finance products, and secured homeowner loans. It provides its insurance products and services under the Admiral, Admiral Business, Admiral Money, Admiral Pioneer, Balumba, Bell, Connect by Admiral, ConTe.it Assicurazioni, ConTe.it Prestiti, Diamond, Gladiator, L'olivier assurance, More Than, Qualitas Auto, and Veygo brand names. The company was formerly known as Admiral Group Limited and changed its name to Admiral Group plc in September 2004. Admiral Group plc was founded in 1993 and is headquartered in Cardiff, the United Kingdom.
AMIGY Company Deck
AMIGY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a strongly positive operational and financial performance in FY2025 — record group and U.K. Motor profits, robust capital and dividend increases, clear progress on AI and data, and improving diversification (Admiral Money, Other Personal Lines and Europe). Near‑term headwinds were acknowledged: U.K. Motor pricing pressure in 2025, higher loss ratios and claims inflation, some one‑off impacts in Europe, and a cautious 2026 profit outlook (expected to be broadly flat) as reserve and underwriting dynamics normalize. Overall, the strategic direction (AI acceleration, multi‑product growth, selective M&A, and a revised capital return framework) and strong balance sheet underpin a positive medium‑term outlook despite cyclical and market‑pricing risks.View all AMIGY earnings summariesTechnical Analysis
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Ownership Overview
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Insiders
0.05% Mutual Funds
<0.01% Other Institutional Investors
99.95% Public Companies and
Individual Investors