AEOJF Stock Chart & Stats
$8.57
-$1.53(-16.49%)
At close: 4:00 PM EST
$8.57
-$1.53(-16.49%)
Day’s Range― - ―
52-Week Range$8.17 - $9.92
Previous CloseN/A
Volume100.00
Average Volume (3M)0.00
Market Cap
$2.04B
Enterprise Value$6.46T
Total Cash (Recent Filing)$1.92T
Total Debt (Recent Filing)$1.28T
Price to Earnings (P/E)15.5
Beta0.21
Next Earnings
Jul 09, 2026EPS Estimate
0.09Next Dividend Ex-DateN/A
Dividend Yield4.18%
Share Statistics
EPS (TTM)67.21
Shares Outstanding216,010,130
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio2.25
Price to Book (P/B)0.80
Price to Sales (P/S)0.69
P/FCF Ratio1.10
Enterprise Value/Market Cap3.17K
Enterprise Value/Revenue15.84
Enterprise Value/Gross Profit20.74
Enterprise Value/Ebitda119.16
Forecast
1Y Price Target
$9.38Price Target Upside9.43% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)0.51
Revenue Forecast (FY)$3.77B
Bulls Say, Bears Say
Bulls Say
Revenue AccelerationAEON Financial Service's surge to roughly +34.9% revenue growth in 2026 reflects materially higher card usage and loan origination across its customer base. Durable top-line expansion supports operating leverage, funds reinvestment into products and underwriting, and improves the runway for continued balance-sheet scale over multiple quarters.
Stable Operating ProfitabilityConsistent EBIT in the 70–105 billion range indicates structurally resilient operating margins in the core consumer finance business. Reliable operating earnings provide a buffer against credit cost fluctuations, support internal funding for strategic initiatives, and underpin medium-term cash generation capacity.
AEON Retail Ecosystem DistributionIntegration with AEON's large retail footprint gives the company a durable, low-cost customer acquisition channel and embedded cross-sell opportunities. This captive distribution sustains card volumes, merchant relationships and recurring fee income, strengthening competitive positioning and long-term revenue predictability.
Bears Say
Elevated LeverageVery high debt-to-equity ratios, with spikes near ~12x in some years, create meaningful sensitivity to funding cost increases or market stress. Elevated leverage restricts financial flexibility for capital allocation, heightens refinancing and liquidity risk, and amplifies earnings volatility from credit shocks over the medium term.
Inconsistent Cash GenerationA reported zero operating/free cash flow year in 2024 and wide year-to-year swings reduce confidence in predictable internal funding. Irregular cash conversion complicates debt servicing plans, dividend coverage and planned reinvestments, making near- to medium-term capital planning more uncertain.
Net Income And ROE VolatilityNet income has fluctuated materially (peaking near ~30B then falling to ~15.6B), while ROE remains modest in the roughly 3%–7% range. This persistent earnings variability and modest returns on equity limit the firm's ability to consistently reinvest at attractive rates and constrain long-term shareholder return potential.
AEON Financial Service Co News
AEOJF FAQ
What was AEON Financial Service Co Ltd’s price range in the past 12 months?
AEON Financial Service Co Ltd lowest stock price was $8.17 and its highest was $9.92 in the past 12 months.
What is AEON Financial Service Co Ltd’s market cap?
AEON Financial Service Co Ltd’s market cap is $2.04B.
When is AEON Financial Service Co Ltd’s upcoming earnings report date?
AEON Financial Service Co Ltd’s upcoming earnings report date is Jul 09, 2026 which is today.
How were AEON Financial Service Co Ltd’s earnings last quarter?
Currently, no data Available
Is AEON Financial Service Co Ltd overvalued?
According to Wall Street analysts AEON Financial Service Co Ltd’s price is currently Undervalued.
Does AEON Financial Service Co Ltd pay dividends?
AEON Financial Service Co Ltd pays a Semiannually dividend of $0.154 which represents an annual dividend yield of 4.18%. See more information on AEON Financial Service Co Ltd dividends here
What is AEON Financial Service Co Ltd’s EPS estimate?
AEON Financial Service Co Ltd’s EPS estimate is 0.09.
How many shares outstanding does AEON Financial Service Co Ltd have?
AEON Financial Service Co Ltd has 216,010,130 shares outstanding.
What happened to AEON Financial Service Co Ltd’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of AEON Financial Service Co Ltd?
Currently, no hedge funds are holding shares in AEOJF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
AEON Financial Service Co Ltd
AEON Financial Service Co., Ltd., through its subsidiaries, provides various financial services in Japan. It operates in five segments: Retail, Solutions, China Area, Mekong Area, and Malaysia Area. The company engages in banking and insurance business; provision of financial services, including database of processing and installment payments, as well as credit cards and loans. It is also involved in bank and business management activities; life insurance sales business; non-life insurance agency business; management, collection and purchase of specified monetary claims, and backup servicing business; and provision of housing related loans, property leases, short-term small amount insurance services, as well as digital solutions for local governments. AEON Financial Service Co., Ltd. was incorporated in 1981 and is based in Tokyo, Japan.
AEOJF Stock 12 Month Forecast
Average Price Target
$9.38
▲(9.43% Upside)
Technical Analysis
Ownership Overview
―
Insiders
2.65% Mutual Funds
― Other Institutional Investors
92.69% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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