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8584 Stock Chart & Stats
¥4335.00
-¥70.00(-1.80%)
At close: 4:00 PM EST
¥4335.00
-¥70.00(-1.80%)
Day’s Range― - ―
52-Week Range¥3,330.00 - ¥4,465.00
Previous CloseN/A
Volume126.40K
Average Volume (3M)106.99K
Market Cap
¥167.33B
Enterprise Value¥2.96M
Total Cash (Recent Filing)¥144.84B
Total Debt (Recent Filing)¥2.87T
Price to Earnings (P/E)10.3
Beta0.69
Next Earnings
Nov 05, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5.33%
Share Statistics
EPS (TTM)396.42
Shares Outstanding45,059,994
10 Day Avg. Volume105,380
30 Day Avg. Volume106,993
Financial Highlights & Ratios
PEG Ratio-0.36
Price to Book (P/B)0.54
Price to Sales (P/S)0.86
P/FCF Ratio13.33
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)402.1
Revenue Forecast (FY)¥205.50B
Bulls Say, Bears Say
Bulls Say
Steady Revenue And Operating ProfitabilitySustained revenue growth alongside strong operating margins indicates an established franchise with pricing and operating discipline. This supports recurring earnings capacity, although recent modest growth means future expansion may depend on continued transaction and financing demand.
Improved Cash GenerationThe return to positive operating and free cash flow improves internal funding capacity and reduces reliance on external financing in the near term. It is a constructive change for financial resilience, though its durability remains unproven after several years of outflows.
Scalable Partner-Based Credit ModelMerchant and financial-institution partnerships provide an efficient customer-acquisition channel and can scale installment financing and payment volumes without requiring a fully owned retail network. A broad partner ecosystem may also diversify origination sources over time.
Bears Say
Very High LeverageThe highly leveraged capital structure limits financial flexibility and leaves results sensitive to funding costs, refinancing conditions, and credit-cycle stress. Even with improved equity, the debt burden remains the company’s central structural risk.
Inconsistent Cash ConversionA multi-year pattern of negative operating cash flow suggests that reported earnings have not consistently translated into cash available for funding and capital needs. The 2026 rebound is encouraging, but weaker periods could again increase external financing requirements.
Declining Net Income And EPSFalling net income and negative EPS growth indicate pressure below operating profit, potentially from credit costs or other financial items. If this persists despite stable operating margins, it could weaken retained capital and constrain sustainable shareholder returns.
Jaccs Co., Ltd. News
8584 FAQ
What was Jaccs Co., Ltd.’s price range in the past 12 months?
Jaccs Co., Ltd. lowest stock price was ¥3330.00 and its highest was ¥4465.00 in the past 12 months.
What is Jaccs Co., Ltd.’s market cap?
Jaccs Co., Ltd.’s market cap is ¥167.33B.
When is Jaccs Co., Ltd.’s upcoming earnings report date?
Jaccs Co., Ltd.’s upcoming earnings report date is Nov 05, 2026 which is in 60 days.
How were Jaccs Co., Ltd.’s earnings last quarter?
Jaccs Co., Ltd. released its earnings results on Aug 06, 2026. The company reported ¥92.98 earnings per share for the quarter.
Is Jaccs Co., Ltd. overvalued?
According to Wall Street analysts Jaccs Co., Ltd.’s price is currently Overvalued.
Does Jaccs Co., Ltd. pay dividends?
Jaccs Co., Ltd. pays a Semiannually dividend of ¥100 which represents an annual dividend yield of 5.33%. See more information on Jaccs Co., Ltd. dividends here
What is Jaccs Co., Ltd.’s EPS estimate?
Jaccs Co., Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jaccs Co., Ltd. have?
Jaccs Co., Ltd. has 45,059,994 shares outstanding.
What happened to Jaccs Co., Ltd.’s price movement after its last earnings report?
Jaccs Co., Ltd. reported an EPS of ¥92.98 in its last earnings report. Following the earnings report the stock price went up 3.453%.
Which hedge fund is a major shareholder of Jaccs Co., Ltd.?
Currently, no hedge funds are holding shares in JP:8584
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Jaccs Co., Ltd.
JACCS Co., Ltd. operates as a leading consumer finance corporation with a presence across Japan and international markets. The company provides a diverse range of financial services, including flexible payment and installment options for significant purchases such as home improvements, luxury watches and jewelry, motorcycles, consumer electronics, and traditional Japanese apparel. Furthermore, JACCS extends credit facilities for crucial life events and necessities, encompassing education, weddings, and healthcare treatments, in addition to offering vehicle acquisition loans and automotive leasing. Its comprehensive portfolio also includes the issuance of credit cards, rental guarantee services, and various supporting financial operations. These auxiliary services cover debt recovery, reimbursement processing, loan underwriting, and acting as an agent for both life and property insurance. JACCS also handles shared services management, real estate leasing, general equipment leasing, automated auction sales, and a full spectrum of claims-related activities, from management and collection to acquisition and administrative oversight, alongside deferred payment solutions. Established in Tokyo in 1954 as Depart Sinyohanbai Co., Ltd., the company adopted its current name, JACCS Co., Ltd., in April 1976.