Lendingtree Inc (TREE)
NASDAQ:TREE
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TREE Stock Chart & Stats
$47.96
-$0.27(-0.67%)
At close: 4:00 PM EST
$47.96
-$0.27(-0.67%)
Day’s Range― - ―
52-Week Range$32.65 - $77.35
Previous CloseN/A
Volume46.18K
Average Volume (3M)233.06K
Market Cap
$511.94M
Enterprise Value$852.13M
Total Cash (Recent Filing)$85.52M
Total Debt (Recent Filing)$437.85M
Price to Earnings (P/E)2.8
Beta1.38
Next Earnings
Jul 23, 2026EPS Estimate
1.36Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)12.45
Shares Outstanding13,953,018
10 Day Avg. Volume224,362
30 Day Avg. Volume233,061
Financial Highlights & Ratios
PEG Ratio-0.01
Price to Book (P/B)2.51
Price to Sales (P/S)0.65
P/FCF Ratio11.88
Enterprise Value/Market Cap1.66
Enterprise Value/Revenue0.71
Enterprise Value/Gross Profit0.73
Enterprise Value/Ebitda6.06
Forecast
1Y Price Target
$65.83Price Target Upside37.27% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)5.59
Revenue Forecast (FY)$1.32B
Bulls Say, Bears Say
Bulls Say
Profitability Rebound And Cash GenerationLendingTree has moved from multi-year losses to sustained TTM profitability and positive free cash flow, with FCF covering a large portion of net income. Durable cash generation supports reinvestment in product, marketing and AI, reduces reliance on external funding and underpins multi‑year margin expansion.
Improved Leverage And Credit UpgradeMaterial deleveraging and an S&P upgrade enhance financial flexibility and lower refinancing cost risk. This structural improvement increases capacity for strategic investments, supports working capital during slow cycles, and reduces tail risk from debt-funded initiatives over the next several quarters.
Insurance Segment Outperformance And DiversificationA record-performing insurance vertical provides a durable, higher-margin revenue stream less tied to mortgage cycles. Strong carrier demand and repeatable lead monetization diversify overall marketplace exposure, supporting steadier segment profits and helping offset volatility in rate-sensitive home lending.
Bears Say
Leverage Remains Meaningful With Thin EquityDespite improvement, substantial leverage and relatively thin equity leave limited cushion against earnings shocks. In a downturn this structural balance-sheet profile could constrain capital allocation, force more conservative marketing or hiring, and increase sensitivity to cash‑flow volatility over the next several quarters.
Home Segment Cyclical Pressure From High RatesMortgage rate sensitivity is a structural headwind: elevated rates shrink refinance and purchase activity, compress the addressable shopping pool and raise customer acquisition costs. Prolonged high rates can keep home revenue and margins depressed for multiple quarters despite marketing investments.
Softening Consumer Demand And Conversion VariabilityAs a lead‑generation marketplace, revenue depends on consumer application volumes, lender budgets and close rates. Structural softness in demand and lower conversion rates directly reduce monetization and create durable quarter‑to‑quarter variability in revenue and segment profit, complicating planning and margins.
Lendingtree News
TREE FAQ
What was Lendingtree Inc’s price range in the past 12 months?
Lendingtree Inc lowest stock price was $32.65 and its highest was $77.34 in the past 12 months.
What is Lendingtree Inc’s market cap?
Lendingtree Inc’s market cap is $511.94M.
When is Lendingtree Inc’s upcoming earnings report date?
Lendingtree Inc’s upcoming earnings report date is Jul 23, 2026 which is in 28 days.
How were Lendingtree Inc’s earnings last quarter?
Lendingtree Inc released its earnings results on Apr 30, 2026. The company reported $1.575 earnings per share for the quarter, beating the consensus estimate of $1.469 by $0.106.
Is Lendingtree Inc overvalued?
According to Wall Street analysts Lendingtree Inc’s price is currently Undervalued.
Does Lendingtree Inc pay dividends?
Lendingtree Inc pays a Notavailable dividend of $1 which represents an annual dividend yield of N/A. See more information on Lendingtree Inc dividends here
What is Lendingtree Inc’s EPS estimate?
Lendingtree Inc’s EPS estimate is 1.36.
How many shares outstanding does Lendingtree Inc have?
Lendingtree Inc has 13,953,018 shares outstanding.
What happened to Lendingtree Inc’s price movement after its last earnings report?
Lendingtree Inc reported an EPS of $1.575 in its last earnings report, beating expectations of $1.469. Following the earnings report the stock price went down -21.738%.
Which hedge fund is a major shareholder of Lendingtree Inc?
Currently, no hedge funds are holding shares in TREE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lendingtree Stock Smart Score
Outperform
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Analyst Consensus
Strong Buy
Average Price Target:
$65.83 (37.27% Upside)
$65.83 (37.27% Upside)
Blogger Sentiment
Bullish
TREE Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 491.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Neutral
Last 7 Days ▲ 0.2%
Last 30 Days ▼ 1.9%
Last 30 Days ▼ 1.9%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.17%
12-Months-Change
Fundamentals
Return on Equity
85.96%
Trailing 12-Months
Asset Growth
11.17%
Trailing 12-Months
Company Description
Lendingtree Inc
LendingTree, Inc., primarily operating through its subsidiary LT Intermediate Company, LLC, maintains a robust online platform serving consumers throughout the United States. The company structures its diverse financial offerings across three key segments. Its Home segment provides a range of options, including various mortgage types (purchase, refinance, reverse, home equity), lines of credit, and real estate brokerage services. The Consumer segment addresses needs for credit cards, personal, small business, student, and auto loans, deposit accounts, and complementary services like credit repair and debt settlement. Through its Insurance segment, LendingTree offers tools, information, and access to quotes for products such as home and auto insurance, facilitating connections between consumers and insurance lead aggregators. Furthermore, LendingTree, Inc. operates several other prominent online properties: Student Loan Hero aids borrowers in managing their student debt; QuoteWizard.com functions as a marketplace for comparing insurance policies; ValuePenguin delivers impartial financial analysis on subjects spanning from insurance to credit cards; and Stash offers an investing and banking platform, encompassing various personal investment accounts, traditional and Roth IRAs, custodial investment accounts, and banking services like checking accounts with debit cards featuring a Stock-Back rewards program. Incorporated in 1996 and headquartered in Charlotte, North Carolina, the company transitioned from its former name, Tree.com, Inc., to LendingTree, Inc. in January 2015.
TREE Company Deck
TREE Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized a strong start to the year with record revenue, a 71% YoY adjusted EBITDA increase, significant balance sheet improvement and an S&P upgrade. Multiple strategic initiatives—AI adoption, homepage redesign, organic mix focus, and investments in SMB and marketing—support sustainable margin expansion. Notable near-term headwinds include softening consumer loan demand, reduced close rates and pressure in the home mortgage segment due to high rates and weak consumer sentiment; management has taken a conservative tone in guidance because of these factors. Overall, the positives (material revenue/profit growth, segment leadership in insurance, balance sheet strength, and clear operational initiatives) significantly outweigh the near-term challenges.View all TREE earnings summariesTREE Stock 12 Month Forecast
Average Price Target
$65.83
▲(37.27% Upside)
Technical Analysis
Ownership Overview
18.96% Insiders
17.43% Mutual Funds
27.04% Other Institutional Investors
24.85% Public Companies and
Individual Investors