Primerica (PRI)
NYSE:PRI
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Earnings Data
Report Date
Aug 10, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
5.95Last Year’s EPS
5.46Same Quarter Last Year
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presents predominantly positive operational and financial momentum driven by strong performance in the fee-like ISP business: record ISP sales, double-digit growth in key profitability metrics, rising client assets and net inflows, and meaningful capital returns. Offsetting these positives are clear challenges in the Term Life sales channel (notably a 14% decline in new policies), elevated lapses/persistency headwinds, widening unrealized investment losses from interest rates, and an expected ramp in expenses. Management provided constructive but cautious guidance for Term Life stabilization and described actions to support recruiting and productivity. On balance, the favorable growth, margin improvement, and cash generation from the ISP business materially outweigh the Term Life and expense headwinds in the near term.Company Guidance
Consolidated Revenue and Income Growth
Adjusted operating revenues increased 9% year-over-year in Q1 2026 and adjusted net operating income rose 13% year-over-year, reflecting broad-based strength across the business.
EPS and Capital Returns
Adjusted operating EPS increased 19% to $5.96. The company returned $179 million to stockholders in Q1 via $141 million in share repurchases and $38 million in dividends.
ISP (Investment & Savings Products) Outperformance
ISP operating revenues rose 21% and pretax operating income grew 24% year-over-year. ISP sales were up 22% to a record $4.3 billion, variable annuity sales increased 35%, and ISP now represented 40% of consolidated revenues in the quarter.
Client Assets and Net Flows
Client asset values reached $127 billion, a 15% increase versus March 31, 2025, and the firm reported new net inflows of $362 million in Q1 2026, supporting fee-based revenue growth.
Strong Cash Position and Capital Metrics
Holding company cash and invested assets were $556 million at quarter end and Primerica Life's estimated RBC ratio was 430%, supporting capital flexibility and future growth investments.
Mortgage and Other Distribution Growth
Mortgage loan volume in the U.S. increased 21% year-over-year to $113 million in Q1, demonstrating expansion of distribution-led product offerings beyond life and investments.
Favorable Mortality Experience and Stable Term Life Margins
Term Life pretax operating margin improved to 22.5% (from 22.1% a year ago); benefits and claims ratio improved to 57.3% from 58.2% and included a $7.6 million remeasurement gain driven largely by favorable mortality experience.
PRI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PRI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 06, 2026 | $275.62 | $272.09 | -1.28% |
Feb 11, 2026 | $251.21 | $247.83 | -1.35% |
Nov 05, 2025 | $252.00 | $247.11 | -1.94% |
Jun 30, 2025 | $269.11 | $273.44 | +1.61% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Primerica (PRI) report earnings?
Primerica (PRI) is schdueled to report earning on Aug 10, 2026, After Close (Confirmed).
What is Primerica (PRI) earnings time?
Primerica (PRI) earnings time is at Aug 10, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PRI EPS forecast?
PRI EPS forecast for the fiscal quarter 2026 (Q2) is 5.95.