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PAGS Stock Chart & Stats
$8.93
$0.18(1.96%)
At close: 4:00 PM EDT
$8.93
$0.18(1.96%)
Day’s Range― - ―
52-Week Range$8.42 - $12.32
Previous Close$9.32
Volume1.84M
Average Volume (3M)2.61M
Market Cap
$2.81B
Enterprise Value$10.37K
Total Cash (Recent Filing)$1.39B
Total Debt (Recent Filing)$46.61B
Price to Earnings (P/E)6.9
Beta0.75
Next Earnings
Nov 18, 2026EPS Estimate
0.41Next Dividend Ex-DateN/A
Dividend Yield6.13%
Share Statistics
EPS (TTM)7.52
Shares Outstanding157,057,270
10 Day Avg. Volume2,453,066
30 Day Avg. Volume2,609,034
Financial Highlights & Ratios
PEG Ratio1.63
Price to Book (P/B)1.07
Price to Sales (P/S)0.81
P/FCF Ratio10.03
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$10.12Price Target Upside13.33% Upside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)8.58
Revenue Forecast (FY)$21.10B
Bulls Say, Bears Say
Bulls Say
Profitability And MarginsHealthy gross and net margins show that PagSeguro converts its payment and financial-services activity into meaningful profits. This profitability provides resources for technology, product expansion, credit growth, and shareholder returns, while offering resilience as the business scales over the next several quarters.
Banking And Credit Franchise GrowthRapid growth in deposits and credit indicates deeper customer engagement and increasing use of PagBank beyond payments. The low NPL90 ratio versus the industry average supports the quality of this expansion, suggesting the ecosystem can grow financial-services revenue without sacrificing asset discipline.
Product Expansion And Funding EfficiencyBroader product penetration creates more opportunities to cross-sell investments, insurance, credit, and other services to existing users. At the same time, sustained funding-cost improvement can support scalable credit economics, strengthening the ecosystem’s long-term monetization and competitive position.
Bears Say
Revenue Growth DurabilityThe recent top-line contraction and margin compression raise concerns that strong historical expansion is not currently translating into durable revenue growth. If the weaker trajectory persists, PagSeguro may have less operating leverage and reduced capacity to fund investment while maintaining profitability.
Weak And Volatile Cash ConversionInconsistent operating cash flow and negative TTM free cash flow indicate that accounting earnings are not currently converting reliably into cash after investment needs. This weakens financial flexibility, can constrain organic growth funding, and makes future cash generation an important durability risk.
Reduced Capital BufferThe substantial year-over-year decline in the adjusted Basel ratio means PagSeguro has a smaller capital cushion as its banking and credit activities expand. Although the ratio remains near the stated target range, further balance-sheet growth could require more careful capital allocation and risk management.
PAGS FAQ
What was Pagseguro Digital’s price range in the past 12 months?
Pagseguro Digital lowest stock price was $8.42 and its highest was $12.32 in the past 12 months.
What is Pagseguro Digital’s market cap?
Pagseguro Digital’s market cap is $2.81B.
When is Pagseguro Digital’s upcoming earnings report date?
Pagseguro Digital’s upcoming earnings report date is Nov 18, 2026 which is in 66 days.
How were Pagseguro Digital’s earnings last quarter?
Pagseguro Digital released its earnings results on Aug 11, 2026. The company reported $0.395 earnings per share for the quarter, beating the consensus estimate of $0.394 by $0.001.
Is Pagseguro Digital overvalued?
According to Wall Street analysts Pagseguro Digital’s price is currently Undervalued.
Does Pagseguro Digital pay dividends?
Pagseguro Digital pays a Semiannually dividend of $0.28 which represents an annual dividend yield of 6.13%. See more information on Pagseguro Digital dividends here
What is Pagseguro Digital’s EPS estimate?
Pagseguro Digital’s EPS estimate is 0.41.
How many shares outstanding does Pagseguro Digital have?
Pagseguro Digital has 157,057,270 shares outstanding.
What happened to Pagseguro Digital’s price movement after its last earnings report?
Pagseguro Digital reported an EPS of $0.395 in its last earnings report, beating expectations of $0.394. Following the earnings report the stock price went down -1.912%.
Which hedge fund is a major shareholder of Pagseguro Digital?
Currently, no hedge funds are holding shares in PAGS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pagseguro Digital Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$10.12 (13.33% Upside)
$10.12 (13.33% Upside)
Blogger Sentiment
Bullish
PAGS Sentiment 78%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Decreased
By 725.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.8%
Last 30 Days ▼ 2.0%
Last 30 Days ▼ 2.0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
11.87%
12-Months-Change
Fundamentals
Return on Equity
6.13%
Trailing 12-Months
Asset Growth
12.12%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Pagseguro Digital
PagSeguro Digital Ltd., together with its subsidiaries, engages in the provision of financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. It provides digital banking solutions, including deposits, top-ups, debt management services, tax collections, wire transfers, ATM withdrawals, and various online and point-of-sale (POS) payment solutions; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. The company offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as investment and portfolio advisory, financial education, brokerage, fund management, treasury, and research services; and operates Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; and PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology. The company was founded in 2006 and is headquartered in São Paulo, Brazil.
PAGS Company Deck
PAGS Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted multiple operational and financial strengths: continued TPV expansion, rapid on‑balance credit growth (+31% YoY), strong deposit inflows (+15% YoY), high product penetration gains, resilient profitability (EPS +10% YoY) and low NPLs (3.4%). Headwinds include a higher‑than‑expected interest‑rate environment pressuring financial costs, modest revenue growth relative to activity, an increase in credit losses as the portfolio scales, and near‑term expense items (World Cup, collective bargaining). Management emphasized disciplined execution, funding optimization and product rollout momentum, and expects to meet full‑year guidance (likely toward the lower end). On balance, operational momentum, asset quality and shareholder returns outweigh the macro and mix‑related headwinds.View all PAGS earnings summariesPAGS Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$10.12
▲(13.33% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ownership Overview
74.90% Insiders
10.19% Mutual Funds
5.25% Other Institutional Investors
0.24% Public Companies and
Individual Investors







