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8541 Stock Chart & Stats
¥1569.00
-¥10.00(-0.89%)
At close: 4:00 PM EST
¥1569.00
-¥10.00(-0.89%)
Day’s Range― - ―
52-Week Range¥1,120.00 - ¥3,445.00
Previous CloseN/A
Volume155.40K
Average Volume (3M)176.86K
Market Cap
¥132.45B
Enterprise Value-¥12.62K
Total Cash (Recent Filing)¥166.82B
Total Debt (Recent Filing)¥70.41B
Price to Earnings (P/E)18.4
Beta0.94
Next Earnings
Nov 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.99%
Share Statistics
EPS (TTM)184.37
Shares Outstanding39,426,777
10 Day Avg. Volume148,610
30 Day Avg. Volume176,860
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)0.42
Price to Sales (P/S)0.90
P/FCF Ratio7.48
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthRevenue increased from 36.9B in 2022 to 66.99B in 2026, indicating broadening earning capacity and stronger operating scale for the regional bank. If sustained, this trend can support investment in customer services and reinforce competitiveness with local households and SMEs.
Improving Net IncomeNet income rose from 5.06B in 2024 to 7.21B in 2026, alongside solid 2025 net and EBIT margins of about 9.4% and 12.7%. This profitability provides internal capital to absorb credit costs, maintain service capacity, and fund measured growth, although margin direction needs monitoring.
Capital BaseEquity reached 144.14B in 2026, while debt-to-equity improved from about 0.95 in 2022 to roughly 0.52–0.53 in 2024–2025. The stronger capital base and historically lower leverage provide resilience and support lending capacity, even as the latest debt increase tempers this benefit.
Bears Say
Sharp Debt IncreaseTotal debt rose sharply to 120.22B in 2026 from 71.01B in 2025. For a bank funded through interest-bearing obligations, this increases sensitivity to funding costs and weak profitability or credit conditions, potentially reducing flexibility for lending and capital allocation over the next several quarters.
Cash Flow VolatilityOperating cash flow swung from 84.61B in 2022 to outflows of 74.62B in 2023 and 24.97B in 2024; 2025 line items are zero-recorded. Although 2026 recovered to 9.16B with 8.06B free cash flow, the uneven pattern weakens confidence in recurring cash generation.
Margin CompressionRevenue growth has not translated fully into stable profitability: margins were notably higher in 2022–2023, while 2025 net margin was about 9.4% and EBIT margin about 12.7%. This compression suggests efficiency or pricing pressure could limit earnings conversion if growth continues.
Ehime Bank, Ltd. News
8541 FAQ
What was Ehime Bank, Ltd.’s price range in the past 12 months?
Ehime Bank, Ltd. lowest stock price was ¥1120.00 and its highest was ¥3445.00 in the past 12 months.
What is Ehime Bank, Ltd.’s market cap?
Ehime Bank, Ltd.’s market cap is ¥132.45B.
When is Ehime Bank, Ltd.’s upcoming earnings report date?
Ehime Bank, Ltd.’s upcoming earnings report date is Nov 16, 2026 which is in 55 days.
How were Ehime Bank, Ltd.’s earnings last quarter?
Ehime Bank, Ltd. released its earnings results on Aug 03, 2026. The company reported ¥44.39 earnings per share for the quarter.
Is Ehime Bank, Ltd. overvalued?
According to Wall Street analysts Ehime Bank, Ltd.’s price is currently Overvalued.
Does Ehime Bank, Ltd. pay dividends?
Ehime Bank, Ltd. pays a Annually dividend of ¥24 which represents an annual dividend yield of 0.99%. See more information on Ehime Bank, Ltd. dividends here
What is Ehime Bank, Ltd.’s EPS estimate?
Ehime Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ehime Bank, Ltd. have?
Ehime Bank, Ltd. has 39,426,777 shares outstanding.
What happened to Ehime Bank, Ltd.’s price movement after its last earnings report?
Ehime Bank, Ltd. reported an EPS of ¥44.39 in its last earnings report. Following the earnings report the stock price went down -3.812%.
Which hedge fund is a major shareholder of Ehime Bank, Ltd.?
Currently, no hedge funds are holding shares in JP:8541
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Ehime Bank, Ltd.
Operating within Japan, The Ehime Bank, Ltd. delivers a comprehensive array of banking and financial solutions. Its offerings encompass a wide range of deposit accounts, including standard savings, interest-free savings, checking accounts, foreign currency savings, and various time deposit options such as notification, automatic savings, super time, large time, negotiable deposits, certificates of deposit (CDs), and foreign currency time deposits. Complementing these are diverse lending products, with the bank extending its services to include specialized loans for business support, corporate associations/tax accountants, and the shipping/shipbuilding sectors. Furthermore, it facilitates guarantee services, institutional financing, and co-financing arrangements. Beyond core banking, Ehime Bank supplies a suite of insurance products, covering pension, life, non-life, medical, and cancer needs. Customers can also access wealth management services like asset and fund management, trust agency functions, and general management/business support. Digital conveniences include farm banking, internet banking, and e-net payment collection. With its origins dating back to its establishment in Matsuyama, Japan, in 1915, the bank maintained a network of 112 branches as of March 31, 2020.
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