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Ehime Bank, Ltd. (JP:8541)
:8541
Japanese Market
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Ehime Bank, Ltd. (8541) Price & Analysis

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8541 Stock Chart & Stats

¥1569.00
-¥10.00(-0.89%)
At close: 4:00 PM EST
¥1569.00
-¥10.00(-0.89%)

Bulls Say, Bears Say

Bulls Say
Revenue And Earnings GrowthRevenue nearly doubled over the period while net income also improved, demonstrating stronger earnings capacity. Sustained growth can support lending activity, customer investment and resilience across the next several quarters.
Solid ProfitabilityPositive net and EBIT margins show that the bank converts revenue into meaningful profit despite some recent compression. This profitability provides an operating cushion and supports continued investment in its regional banking franchise.
Improved Capital PositionHigher equity and materially lower debt-to-equity levels in recent years indicate a stronger capital buffer than in 2022. That balance-sheet support can help absorb credit losses and sustain lending through regional economic cycles.
Bears Say
Volatile Cash GenerationLarge year-to-year cash-flow swings reduce visibility into the quality and repeatability of earnings. Although operating and free cash flow turned positive in 2026, the uneven record limits confidence in durable internal funding.
Sharp 2026 Debt IncreaseThe sharp increase in debt raises funding and leverage risk despite earlier balance-sheet improvement. If profitability weakens or credit conditions deteriorate, higher obligations could constrain lending flexibility and pressure future returns.
Margin CompressionRecent growth has occurred alongside lower margins than in 2022–2023, suggesting some efficiency or pricing pressure. Continued compression would reduce the earnings benefit of revenue growth and weaken capital accumulation over time.

Ehime Bank, Ltd. News

8541 FAQ

What was Ehime Bank, Ltd.’s price range in the past 12 months?
Ehime Bank, Ltd. lowest stock price was ¥1120.00 and its highest was ¥3345.00 in the past 12 months.
    What is Ehime Bank, Ltd.’s market cap?
    Ehime Bank, Ltd.’s market cap is ¥123.27B.
      When is Ehime Bank, Ltd.’s upcoming earnings report date?
      Ehime Bank, Ltd.’s upcoming earnings report date is Nov 16, 2026 which is in 72 days.
        How were Ehime Bank, Ltd.’s earnings last quarter?
        Ehime Bank, Ltd. released its earnings results on Aug 03, 2026. The company reported ¥44.39 earnings per share for the quarter.
          Is Ehime Bank, Ltd. overvalued?
          According to Wall Street analysts Ehime Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Ehime Bank, Ltd. pay dividends?
            Ehime Bank, Ltd. pays a Notavailable dividend of ¥24 which represents an annual dividend yield of 1.04%. See more information on Ehime Bank, Ltd. dividends here
              What is Ehime Bank, Ltd.’s EPS estimate?
              Ehime Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Ehime Bank, Ltd. have?
              Ehime Bank, Ltd. has 39,426,777 shares outstanding.
                What happened to Ehime Bank, Ltd.’s price movement after its last earnings report?
                Ehime Bank, Ltd. reported an EPS of ¥44.39 in its last earnings report. Following the earnings report the stock price went down -3.812%.
                  Which hedge fund is a major shareholder of Ehime Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8541
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Ehime Bank, Ltd.

                    Operating within Japan, The Ehime Bank, Ltd. delivers a comprehensive array of banking and financial solutions. Its offerings encompass a wide range of deposit accounts, including standard savings, interest-free savings, checking accounts, foreign currency savings, and various time deposit options such as notification, automatic savings, super time, large time, negotiable deposits, certificates of deposit (CDs), and foreign currency time deposits. Complementing these are diverse lending products, with the bank extending its services to include specialized loans for business support, corporate associations/tax accountants, and the shipping/shipbuilding sectors. Furthermore, it facilitates guarantee services, institutional financing, and co-financing arrangements. Beyond core banking, Ehime Bank supplies a suite of insurance products, covering pension, life, non-life, medical, and cancer needs. Customers can also access wealth management services like asset and fund management, trust agency functions, and general management/business support. Digital conveniences include farm banking, internet banking, and e-net payment collection. With its origins dating back to its establishment in Matsuyama, Japan, in 1915, the bank maintained a network of 112 branches as of March 31, 2020.

                    Ehime Bank, Ltd. (8541) Earnings & Revenues

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