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8395 Stock Chart & Stats
¥4300.00
¥7.00(0.32%)
At close: 4:00 PM EST
¥4300.00
¥7.00(0.32%)
Day’s Range― - ―
52-Week Range¥2,988.00 - ¥7,280.00
Previous CloseN/A
Volume31.40K
Average Volume (3M)49.03K
Market Cap
¥110.39B
Enterprise Value-¥148.17B
Total Cash (Recent Filing)¥280.15B
Total Debt (Recent Filing)¥34.05B
Price to Earnings (P/E)11.0
Beta1.14
Next Earnings
Nov 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.73%
Share Statistics
EPS (TTM)508.03
Shares Outstanding16,935,910
10 Day Avg. Volume60,920
30 Day Avg. Volume49,030
Financial Highlights & Ratios
PEG Ratio0.64
Price to Book (P/B)0.62
Price to Sales (P/S)1.12
P/FCF Ratio-67.05
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Revenue And Earnings GrowthThe combination of sharp 2026 revenue growth and consistently higher net income indicates expanding earnings capacity across the regional banking franchise. If sustained, this progress can strengthen internal capital generation, support lending activity, and improve competitive resilience over the next several quarters.
Improving Capital StructureMeaningfully lower leverage and a larger equity base improve the bank’s ability to absorb credit or operating shocks while preserving funding flexibility. The stronger capital position also provides a more durable foundation for supporting customers and pursuing growth without relying as heavily on balance-sheet leverage.
Healthy Regional Banking ProfitabilityMaintaining positive operating profitability and a double-digit net margin on a multi-trillion-yen asset base demonstrates an established earnings platform. This scale can support recurring customer relationships and operating leverage, helping the bank remain relevant in its local market over the medium term.
Bears Say
Volatile Cash GenerationLarge swings in operating and free cash flow weaken confidence that reported profits consistently translate into financial resources. A return to negative free cash flow despite solid earnings may constrain discretionary investment and capital allocation, making the bank’s financial flexibility less dependable over the next several quarters.
Recent Margin PressureThe year-over-year margin decline suggests that earnings growth may be relying more on revenue expansion, mix, or costs than in the prior year. If this pressure persists, incremental revenue may produce less profit and the bank’s ability to compound earnings could weaken even with continued top-line growth.
History Of Higher LeverageAlthough leverage is now much more conservative, the earlier elevated levels show that the capital structure has not always been consistently cautious. This history remains relevant because a future reversal in leverage could reduce resilience and limit flexibility if the bank encounters weaker operating or credit conditions.
Bank of Saga Ltd. News
8395 FAQ
What was Bank of Saga Ltd.’s price range in the past 12 months?
Bank of Saga Ltd. lowest stock price was ¥2988.00 and its highest was ¥7280.00 in the past 12 months.
What is Bank of Saga Ltd.’s market cap?
Bank of Saga Ltd.’s market cap is ¥110.39B.
When is Bank of Saga Ltd.’s upcoming earnings report date?
Bank of Saga Ltd.’s upcoming earnings report date is Nov 06, 2026 which is in 24 days.
How were Bank of Saga Ltd.’s earnings last quarter?
Bank of Saga Ltd. released its earnings results on Aug 05, 2026. The company reported ¥172.14 earnings per share for the quarter.
Is Bank of Saga Ltd. overvalued?
According to Wall Street analysts Bank of Saga Ltd.’s price is currently Overvalued.
Does Bank of Saga Ltd. pay dividends?
Bank of Saga Ltd. pays a Semiannually dividend of ¥55 which represents an annual dividend yield of 1.73%. See more information on Bank of Saga Ltd. dividends here
What is Bank of Saga Ltd.’s EPS estimate?
Bank of Saga Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Bank of Saga Ltd. have?
Bank of Saga Ltd. has 16,935,910 shares outstanding.
What happened to Bank of Saga Ltd.’s price movement after its last earnings report?
Bank of Saga Ltd. reported an EPS of ¥172.14 in its last earnings report. Following the earnings report the stock price went up 5.455%.
Which hedge fund is a major shareholder of Bank of Saga Ltd.?
Currently, no hedge funds are holding shares in JP:8395
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Bank of Saga Ltd.
The Bank of Saga Ltd. provides a diverse range of banking products and financial services across Japan. Its offerings encompass a variety of deposit accounts, including current, savings, ordinary, notification, time, segregated, tax reserve, non-resident yen, and foreign currency options. The institution also extends various lending solutions such as mortgage, auto, education, and card loans, along with bill discounting services. To manage and fund its deposit base, the bank undertakes investments in government, municipal, and corporate bonds, as well as equities and other securities. Beyond these, it facilitates remittances, transfers, and collections, and delivers comprehensive foreign exchange services for both export and import transactions. The company further participates in bond contracting and registration, alongside financial futures trading. Additional services include safe deposit boxes, securities lending, debt guarantees, underwriting and sales of public bonds, diverse card services, commercial paper activities, defined contribution pension plans, and acting as a life insurance agency. As of March 31, 2021, its operational network comprised 103 branches and 78 off-branch ATMs. Established in 1882, the bank is headquartered in Saga, Japan.
Technical Analysis
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