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Shikoku Bank Ltd. (JP:8387)
:8387
Japanese Market
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Shikoku Bank Ltd. (8387) Price & Analysis

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8387 Stock Chart & Stats

¥1892.00
-¥2.00(-0.17%)
At close: 4:00 PM EST
¥1892.00
-¥2.00(-0.17%)

Bulls Say, Bears Say

Bulls Say
Improved ProfitabilityA sharp step-up to ~21% net margin in 2026 reflects structurally stronger core earnings and better expense or interest spread control. Sustained higher margins increase internal capital generation, support dividend capacity and loan growth, and provide a buffer versus cyclical headwinds.
Stronger Cash ConversionOperating and free cash flow turned positive and closely tracked net income in 2025–2026, indicating improved cash conversion. Durable cash generation strengthens funding for lending, capital expenditures and distributions, and reduces reliance on volatile wholesale funding over the medium term.
Accelerating RevenueA large revenue step-up in 2026 suggests renewed business momentum across lending and fee activities. For a regional bank with retail, SME and local government clients, durable top-line growth supports scale benefits, improved risk diversification and the ability to invest in branch and service capabilities.
Bears Say
Cash Flow VolatilityPrior episodes of very large negative operating and free cash flow (notably 2023) indicate material cash volatility. That detracts from confidence in funding stability and capital planning, increasing sensitivity to deposit flows and market funding during stress periods over the medium term.
Higher, Variable LeverageLeverage has risen and become more variable, reducing balance-sheet consistency. A higher debt-to-equity ratio increases sensitivity to funding costs and credit shocks, constrains capacity for risk-taking or lending expansion, and may pressure regulatory capital buffers if stressed.
Inconsistent Revenue TrajectoryIntermittent revenue declines across recent years point to a cyclical or uneven business mix. For a regional bank, this unpredictability complicates provisioning, budgeting and strategic investment decisions, and heightens downside risk if local economic activity or interest margins weaken.

Shikoku Bank Ltd. News

8387 FAQ

What was Shikoku Bank Ltd.’s price range in the past 12 months?
Shikoku Bank Ltd. lowest stock price was ¥1090.00 and its highest was ¥3000.00 in the past 12 months.
    What is Shikoku Bank Ltd.’s market cap?
    Shikoku Bank Ltd.’s market cap is ¥118.71B.
      When is Shikoku Bank Ltd.’s upcoming earnings report date?
      Shikoku Bank Ltd.’s upcoming earnings report date is Jul 31, 2026 which is in 43 days.
        How were Shikoku Bank Ltd.’s earnings last quarter?
        Shikoku Bank Ltd. released its earnings results on May 12, 2026. The company reported ¥36.13 earnings per share for the quarter, beating the consensus estimate of N/A by ¥36.13.
          Is Shikoku Bank Ltd. overvalued?
          According to Wall Street analysts Shikoku Bank Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Shikoku Bank Ltd. pay dividends?
            Shikoku Bank Ltd. pays a Semiannually dividend of ¥43 which represents an annual dividend yield of 3.05%. See more information on Shikoku Bank Ltd. dividends here
              What is Shikoku Bank Ltd.’s EPS estimate?
              Shikoku Bank Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Shikoku Bank Ltd. have?
              Shikoku Bank Ltd. has 42,400,000 shares outstanding.
                What happened to Shikoku Bank Ltd.’s price movement after its last earnings report?
                Shikoku Bank Ltd. reported an EPS of ¥36.13 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.447%.
                  Which hedge fund is a major shareholder of Shikoku Bank Ltd.?
                  Currently, no hedge funds are holding shares in JP:8387
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Shikoku Bank Ltd.

                    The Shikoku Bank, Ltd. offers a comprehensive array of commercial banking products and services, catering to both individual consumers and corporate clients throughout Japan. Its diverse financial offerings include various deposit accounts, such as time deposits, property accumulation schemes, and foreign currency accounts. The bank provides a wide spectrum of lending solutions, encompassing guaranteed loans, residential mortgages, card-based financing, owner's loans, educational and automotive loans, specialized purpose loans, remodeling funds, pension-free loans, proxy and syndicated credit, and even support for demolishing vacant properties. Clients can also utilize loan simulation tools, factoring services, and a selection of payment instruments like prepaid, credit, and cash cards. Beyond core banking, The Shikoku Bank extends its services to include personal annuity, life, and pet insurance policies, alongside investment opportunities in government and privately placed bonds. For businesses, it delivers payroll administration, international remittance services, payment processing, trust management, management consulting, M&A intermediary support, business succession planning, financial and grant diagnostic services, and specialized farm banking. Additionally, the bank provides secure safe deposit boxes and convenient internet banking platforms. Established in 1878, the institution was initially known as Koichi Bank, Ltd. It rebranded to its current name, The Shikoku Bank, Ltd., in 1923. The company maintains its headquarters in Kochi, Japan.

                    Shikoku Bank Ltd. (8387) Earnings & Revenues

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