tiprankstipranks
Yamagata Bank, Ltd. (JP:8344)
:8344
Japanese Market
Want to see JP:8344 full AI Analyst Report?

Yamagata Bank, Ltd. (8344) Price & Analysis

0 Followers

8344 Stock Chart & Stats

¥2060.00
-¥8.00(-0.79%)
At close: 4:00 PM EST
¥2060.00
-¥8.00(-0.79%)

Bulls Say, Bears Say

Bulls Say
Material Profit ReboundA substantial increase in revenue and net income demonstrates that core banking operations have recently regained traction. Sustained higher earnings power supports reinvestment, provisioning buffers and the ability to fund strategic initiatives over the medium term, improving franchise resilience.
Traditional Deposit-funded ModelA deposit-funded lending and fee-income business is structurally durable for a regional bank. Stable local deposit franchises and diversified non-interest fees reduce reliance on market funding, supporting steady net interest margins and recurring cashflows across economic cycles.
Sizable Equity CapitalA substantial equity base relative to earnings and moderate leverage provide loss-absorption and regulatory flexibility. This capital buffer supports credit extension and strategic initiatives while reducing insolvency risk, enabling durable lending capacity in a regional market.
Bears Say
Volatile Cash GenerationNegative free cash flow despite positive net income indicates earnings are not reliably converting to cash. This weak cash conversion raises structural concerns about funding dividends, loan growth and securities portfolio management, increasing reliance on balance sheet or external funding.
Low Return On EquityA persistently low ROE signals limited profitability relative to the equity base, constraining shareholder returns and reducing room for aggressive capital deployment. Over the medium term this may pressure management to adjust strategy or payout policies to improve capital efficiency.
Uneven Revenue And Margin TrendsIrregular top-line growth and margin volatility point to sensitivity to local economic cycles and interest rate shifts. This structural variability makes earnings less predictable, complicates planning for credit costs and investment, and limits confidence in sustained profit improvement.

Yamagata Bank, Ltd. News

8344 FAQ

What was Yamagata Bank, Ltd.’s price range in the past 12 months?
Yamagata Bank, Ltd. lowest stock price was ¥1465.00 and its highest was ¥3660.00 in the past 12 months.
    What is Yamagata Bank, Ltd.’s market cap?
    Yamagata Bank, Ltd.’s market cap is ¥101.00B.
      When is Yamagata Bank, Ltd.’s upcoming earnings report date?
      Yamagata Bank, Ltd.’s upcoming earnings report date is Aug 04, 2026 which is in 39 days.
        How were Yamagata Bank, Ltd.’s earnings last quarter?
        Yamagata Bank, Ltd. released its earnings results on May 15, 2026. The company reported ¥77.68 earnings per share for the quarter, beating the consensus estimate of N/A by ¥77.68.
          Is Yamagata Bank, Ltd. overvalued?
          According to Wall Street analysts Yamagata Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Yamagata Bank, Ltd. pay dividends?
            Yamagata Bank, Ltd. pays a Semiannually dividend of ¥49 which represents an annual dividend yield of 2.89%. See more information on Yamagata Bank, Ltd. dividends here
              What is Yamagata Bank, Ltd.’s EPS estimate?
              Yamagata Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Yamagata Bank, Ltd. have?
              Yamagata Bank, Ltd. has 32,216,114 shares outstanding.
                What happened to Yamagata Bank, Ltd.’s price movement after its last earnings report?
                Yamagata Bank, Ltd. reported an EPS of ¥77.68 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.721%.
                  Which hedge fund is a major shareholder of Yamagata Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8344
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Yamagata Bank, Ltd.

                    Operating extensively throughout Japan, The Yamagata Bank, Ltd. delivers a diverse range of financial products and services. Its business is organized into three primary segments: Banking, Leasing, and Credit Guarantee. The bank's core activities encompass taking customer deposits, extending various loans, and engaging in securities investments. Additionally, it provides services such as currency exchange and equipment leasing. As of March 31, 2021, its operational footprint included 81 branches and 299 automated teller machines (ATMs) across the region. Founded in 1896, The Yamagata Bank maintains its headquarters in Yamagata, Japan.

                    Yamagata Bank, Ltd. (8344) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Oita Bank
                    Akita Bank, Ltd.
                    Toho Bank, Ltd.
                    Yamanashi Chuo Bank, Ltd.
                    Miyazaki Bank Ltd.

                    Options Prices

                    Currently, No data available
                    ---
                    Popular Stocks