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Yamagata Bank, Ltd. (JP:8344)
:8344
Japanese Market
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Yamagata Bank, Ltd. (8344) Price & Analysis

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8344 Stock Chart & Stats

¥2060.00
-¥8.00(-0.79%)
At close: 4:00 PM EST
¥2060.00
-¥8.00(-0.79%)

Bulls Say, Bears Say

Bulls Say
Earnings GrowthThe latest annual results show materially stronger earnings, giving the bank a larger internal profit base to support capital, lending capacity, and investment. If maintained, this improvement can strengthen resilience and provide a durable foundation for regional franchise growth over coming quarters.
Diversified Regional ModelServing individuals, small and mid-sized businesses, and local governments gives the bank a broad regional customer base, while interest, fee, securities, and ancillary income provide several revenue channels. That model can diversify earnings beyond any single banking service over the medium term.
Margin ImprovementStronger operating and net profit margins indicate that the recent earnings improvement was not limited to volume growth. Better profitability can improve retained earnings and operating flexibility, although sustaining the gains remains important because the pack notes prior margin fluctuations.
Bears Say
Weak Cash ConversionNegative free cash flow despite positive net income shows that accounting profits are not consistently converting into cash. Volatile operating cash flow can constrain internally funded lending, investment, and shareholder distributions, while making the bank's medium-term financial planning less predictable.
Modest Capital ReturnsROE of about 4.3% is modest relative to the sizable equity base, indicating that the bank is generating limited profit from its capital. Unless returns improve, this can restrain capital efficiency and reduce the earnings compounding available to support long-term growth.
Variable LeverageDebt is roughly equal to equity, with debt-to-equity around 1.07, and leverage has varied meaningfully across periods, including a much higher level in 2022. This reduces balance-sheet consistency and can limit flexibility when credit or funding conditions worsen.

Yamagata Bank, Ltd. News

8344 FAQ

What was Yamagata Bank, Ltd.’s price range in the past 12 months?
Yamagata Bank, Ltd. lowest stock price was ¥1610.00 and its highest was ¥6000.00 in the past 12 months.
    What is Yamagata Bank, Ltd.’s market cap?
    Yamagata Bank, Ltd.’s market cap is ¥141.12B.
      When is Yamagata Bank, Ltd.’s upcoming earnings report date?
      Yamagata Bank, Ltd.’s upcoming earnings report date is Nov 13, 2026 which is in 14 days.
        How were Yamagata Bank, Ltd.’s earnings last quarter?
        Yamagata Bank, Ltd. released its earnings results on Aug 03, 2026. The company reported ¥85.52 earnings per share for the quarter.
          Is Yamagata Bank, Ltd. overvalued?
          According to Wall Street analysts Yamagata Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Yamagata Bank, Ltd. pay dividends?
            Yamagata Bank, Ltd. pays a Semiannually dividend of ¥49 which represents an annual dividend yield of 2.29%. See more information on Yamagata Bank, Ltd. dividends here
              What is Yamagata Bank, Ltd.’s EPS estimate?
              Yamagata Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Yamagata Bank, Ltd. have?
              Yamagata Bank, Ltd. has 32,216,114 shares outstanding.
                What happened to Yamagata Bank, Ltd.’s price movement after its last earnings report?
                Yamagata Bank, Ltd. reported an EPS of ¥85.52 in its last earnings report. Following the earnings report the stock price went up 1.07%.
                  Which hedge fund is a major shareholder of Yamagata Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8344
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Yamagata Bank, Ltd.

                    Operating extensively throughout Japan, The Yamagata Bank, Ltd. delivers a diverse range of financial products and services. Its business is organized into three primary segments: Banking, Leasing, and Credit Guarantee. The bank's core activities encompass taking customer deposits, extending various loans, and engaging in securities investments. Additionally, it provides services such as currency exchange and equipment leasing. As of March 31, 2021, its operational footprint included 81 branches and 299 automated teller machines (ATMs) across the region. Founded in 1896, The Yamagata Bank maintains its headquarters in Yamagata, Japan.

                    Yamagata Bank, Ltd. (8344) Earnings & Revenues

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