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American Express (IT:1AXP)
:1AXP

American Express (1AXP) Price & Analysis

2 Followers

1AXP Stock Chart & Stats

€294.60
€0.60(0.20%)
At close: 4:00 PM EDT
€294.60
€0.60(0.20%)

Bulls Say, Bears Say

Bulls Say
Durable Premium Payments FranchiseAmerican Express's closed-loop network and premium rewards drive high-margin card fees that have expanded consistently for years. Sustained double-digit card-fee growth reflects durable pricing power, strong member engagement and recurring revenue that support margin resilience over multi-quarter horizons.
Consistent Cash Generation And High ROEReliable FCF generation close to reported earnings and very high ROE signal efficient capital deployment and earnings quality. This financial cash engine underpins reinvestment, dividends and buybacks, providing durable flexibility to fund growth and return capital through changing cycles.
Premium Customer Acquisition & International MomentumRapid premium card acquisitions, strong international spend and younger cohort uptake create a long-term runway for higher lifetime spend, cross-sell into deposits and travel/merchant ecosystems. Diversified geographic growth reduces single-market exposure and supports sustained revenue expansion.
Bears Say
Elevated Balance-sheet LeverageHigh structural leverage amplifies returns but increases sensitivity to credit cycles and funding cost spikes. Reliance on debt-funded lending and note issuances raises refinancing and liquidity risk in tighter markets, making capital deployment and dividend/share buyback optionality more contingent on funding conditions.
Rising Variable Cardmember Expense (VCE)A structurally higher VCE compresses operating leverage because an outsized share of incremental spend is offset by engagement/rewards costs. If sustained, elevated VCE requires consistently stronger revenue or tighter non-marketing spend to protect margins, limiting near-term profit conversion of higher billed business.
Co-brand Portfolio Transfers And Near-term NII/revenue DragThe planned transfers reduce billed business and net interest income until lapped, creating a multi-quarter headwind to revenue and NII growth. This structural portfolio shift temporarily weakens top-line momentum and complicates growth visibility while integration and re-acquisition efforts play out.

American Express News

1AXP FAQ

What was American Express’s price range in the past 12 months?
American Express lowest stock price was €246.00 and its highest was €484.00 in the past 12 months.
    What is American Express’s market cap?
    American Express’s market cap is €196.83B.
      When is American Express’s upcoming earnings report date?
      American Express’s upcoming earnings report date is Oct 23, 2026 which is in 81 days.
        How were American Express’s earnings last quarter?
        American Express released its earnings results on Jul 24, 2026. The company reported €3.955 earnings per share for the quarter, beating the consensus estimate of €3.845 by €0.11.
          Is American Express overvalued?
          According to Wall Street analysts American Express’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does American Express pay dividends?
            American Express does not currently pay dividends.
            What is American Express’s EPS estimate?
            American Express’s EPS estimate is 4.01.
              How many shares outstanding does American Express have?
              American Express has 675,309,800 shares outstanding.
                What happened to American Express’s price movement after its last earnings report?
                American Express reported an EPS of €3.955 in its last earnings report, beating expectations of €3.845. Following the earnings report the stock price went down -4.955%.
                  Which hedge fund is a major shareholder of American Express?
                  Currently, no hedge funds are holding shares in IT:1AXP
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    American Express

                    Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

                    American Express (1AXP) Earnings & Revenues

                    1AXP Company Deck

                    1AXP Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call conveyed strong operating momentum: double-digit revenue growth, robust spend and card fee expansion, excellent credit metrics, international strength, healthy deposit growth, and high ROE. Management raised revenue guidance and emphasized reinvesting incremental performance into customer acquisition, technology and strategic partnerships (e.g., TheFork). Near-term headwinds include a higher VCE ratio, the staggered sale of small business co-brand portfolios that will depress spend and NII growth until lapped, and elevated marketing/integration spending that keeps EPS guidance unchanged. Overall, positives around growth, credit quality and capital returns materially outweigh the manageable, largely-transitory challenges.View all IT:1AXP earnings summaries

                    1AXP Revenue Breakdown

                    47.65%47.65%24.05%17.38%11.35%
                    47.65% U.S. Consumer Services
                    24.05% Commercial Services
                    17.38% International Card Services
                    11.35% Global Merchant and Network Services
                    tipranks

                    1AXP Stock 12 Month Forecast

                    Average Price Target

                    €334.87
                    ▲(13.67% Upside)
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