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TRU Stock Chart & Stats
₹8.58
-₹0.31(-2.00%)
At close: 4:00 PM EST
₹8.58
-₹0.31(-2.00%)
Day’s Range― - ―
52-Week Range₹4.51 - ₹20.55
Previous CloseN/A
Volume256.70K
Average Volume (3M)68.05K
Market Cap
₹600.25M
Enterprise Value₹3.82B
Total Cash (Recent Filing)₹184.15M
Total Debt (Recent Filing)₹3.31B
Price to Earnings (P/E)―
Beta0.13
Next Earnings
Aug 07, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.12%
Share Statistics
EPS (TTM)-9.51
Shares Outstanding118,861,870
10 Day Avg. Volume65,470
30 Day Avg. Volume68,053
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)1.08
Price to Sales (P/S)0.64
P/FCF Ratio-2.14
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Niche Non-bank Lending FocusOperating as a dedicated non-bank lender gives TruCap a structural position serving borrowers outside traditional banks. That specialization can produce durable customer relationships, differentiated underwriting and pricing power in niche segments if credit performance and distribution channels remain intact.
Proven Cash-generation Potential (FY2025)The company showed an ability to generate strong operating and free cash flow in FY2025, demonstrating that its business model can be cash-positive under supportive conditions. This historical cash conversion supports potential recovery without permanent capital dilution if operations stabilize.
Signs Of DeleveragingA year-over-year reduction in absolute debt indicates management has at least begun to address leverage. If sustained, shrinking nominal debt can lower interest costs and refinancing exposure, improving financial flexibility and the equity cushion over the medium term.
Bears Say
Sharp Revenue And Profit DeteriorationA large FY2026 revenue decline with a swing to material net losses indicates weakening underlying demand or underwriting/pricing stress. Prolonged revenue contraction and volatile margins damage earnings predictability, impair credit quality and hinder sustainable operating leverage.
Very High LeverageLeverage at ~6.5x massively amplifies downside risk: limited equity cushion raises default and refinancing exposure if earnings remain weak. High debt elevates interest burden and reduces headroom for growth or provisioning, straining balance sheet durability over months ahead.
Inconsistent And Negative Cash FlowCash generation has been erratic, with FY2026 returning to negative operating and free cash flow. This volatility increases reliance on external funding, heightens liquidity risk and limits ability to invest or absorb losses, threatening medium-term solvency if weak cash flows persist.
TruCap Finance Limited News
TRU FAQ
What was TruCap Finance Limited’s price range in the past 12 months?
TruCap Finance Limited lowest stock price was ₹4.51 and its highest was ₹20.55 in the past 12 months.
What is TruCap Finance Limited’s market cap?
TruCap Finance Limited’s market cap is ₹600.25M.
When is TruCap Finance Limited’s upcoming earnings report date?
TruCap Finance Limited’s upcoming earnings report date is Aug 07, 2026 which is in 36 days.
How were TruCap Finance Limited’s earnings last quarter?
TruCap Finance Limited released its earnings results on May 25, 2026. The company reported -₹2.35 earnings per share for the quarter, missing the consensus estimate of N/A by -₹2.35.
Is TruCap Finance Limited overvalued?
According to Wall Street analysts TruCap Finance Limited’s price is currently Overvalued.
Does TruCap Finance Limited pay dividends?
TruCap Finance Limited pays a Annually dividend of ₹0.01 which represents an annual dividend yield of 0.12%. See more information on TruCap Finance Limited dividends here
What is TruCap Finance Limited’s EPS estimate?
TruCap Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does TruCap Finance Limited have?
TruCap Finance Limited has 118,861,870 shares outstanding.
What happened to TruCap Finance Limited’s price movement after its last earnings report?
TruCap Finance Limited reported an EPS of -₹2.35 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.493%.
Which hedge fund is a major shareholder of TruCap Finance Limited?
Currently, no hedge funds are holding shares in IN:TRU
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
TruCap Finance Limited
TruCap Finance Limited, a non-banking finance company, provides loans in India. The company operates in two segments, Fund Based Activities and Advisory Services. It offers micro enterprise loans, SME loans, other structured business, personal loans, and gold loans, as well as related ancillary services. The company was formerly known as Dhanvarsha Finvest Limited and changed its name to TruCap Finance Limited in August 2022. The company was incorporated in 1994 and is headquartered in Mumbai, India. TruCap Finance Limited operates as a subsidiary Wilson Holdings Private Limited.
Technical Analysis
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