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TruCap Finance Limited (IN:TRU)
:TRU
India Market
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TruCap Finance Limited (TRU) Price & Analysis

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TRU Stock Chart & Stats

₹8.58
-₹0.31(-2.00%)
At close: 4:00 PM EST
₹8.58
-₹0.31(-2.00%)

Bulls Say, Bears Say

Bulls Say
SME Lending FocusA defined focus on SME finance gives TruCap a clear market role and aligns its products with working-capital and growth needs. This specialization can support repeat customer relationships and a coherent lending strategy as SME financing demand develops over the medium term.
Debt ReductionYear-over-year debt reduction is a constructive balance-sheet development, showing some progress in managing funding obligations. If maintained, lower absolute debt could gradually improve financial flexibility, although the benefit remains limited while equity is compressed and leverage stays high.
Prior Cash GenerationStrong operating and free cash flow in FY2025 demonstrates that the business has previously been capable of converting operations into internally generated funding. That historical capacity could support resilience and investment if cash generation can be restored consistently.
Bears Say
Revenue And Profitability DeclineThe sharp revenue contraction and move to negative gross profit indicate deterioration in both business scale and underlying earnings quality. Repeated losses reduce the funds available for growth and make it harder to establish stable margins, weakening the company’s medium-term operating foundation.
High Financial LeverageA heavily debt-funded balance sheet leaves TruCap with limited equity protection if losses continue. Rising debt relative to a shrinking equity base increases financial sensitivity to operating setbacks, constrains capital allocation flexibility, and can make future funding requirements more consequential.
Negative Cash FlowThe return to negative operating and free cash flow shows that recent operations are not reliably funding the business. Combined with earnings losses, this can increase dependence on external funding or balance-sheet flexibility and reduce the company’s ability to absorb continued performance volatility.

TRU FAQ

What was TruCap Finance Limited’s price range in the past 12 months?
TruCap Finance Limited lowest stock price was ₹3.83 and its highest was ₹10.99 in the past 12 months.
    What is TruCap Finance Limited’s market cap?
    TruCap Finance Limited’s market cap is ₹522.16M.
      When is TruCap Finance Limited’s upcoming earnings report date?
      TruCap Finance Limited’s upcoming earnings report date is Nov 18, 2026 which is in 26 days.
        How were TruCap Finance Limited’s earnings last quarter?
        TruCap Finance Limited released its earnings results on Aug 13, 2026. The company reported -₹0.89 earnings per share for the quarter.
          Is TruCap Finance Limited overvalued?
          According to Wall Street analysts TruCap Finance Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does TruCap Finance Limited pay dividends?
            TruCap Finance Limited pays a Annually dividend of ₹0.01 which represents an annual dividend yield of 0.03%. See more information on TruCap Finance Limited dividends here
              What is TruCap Finance Limited’s EPS estimate?
              TruCap Finance Limited’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does TruCap Finance Limited have?
              TruCap Finance Limited has 119,761,870 shares outstanding.
                What happened to TruCap Finance Limited’s price movement after its last earnings report?
                TruCap Finance Limited reported an EPS of -₹0.89 in its last earnings report. Following the earnings report the stock price went down -4.784%.
                  Which hedge fund is a major shareholder of TruCap Finance Limited?
                  Currently, no hedge funds are holding shares in IN:TRU
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    TruCap Finance Limited

                    TruCap Finance Limited, a non-banking finance company, provides loans in India. The company operates in two segments, Fund Based Activities and Advisory Services. It offers micro enterprise loans, SME loans, other structured business, personal loans, and gold loans, as well as related ancillary services. The company was formerly known as Dhanvarsha Finvest Limited and changed its name to TruCap Finance Limited in August 2022. The company was incorporated in 1994 and is headquartered in Mumbai, India. TruCap Finance Limited operates as a subsidiary Wilson Holdings Private Limited.

                    TruCap Finance Limited (TRU) Earnings & Revenues

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