tiprankstipranks
Starteck Finance Ltd. (IN:STARTECK)
:STARTECK
India Market
Want to see IN:STARTECK full AI Analyst Report?

Starteck Finance Ltd. (STARTECK) Price & Analysis

4 Followers

STARTECK Stock Chart & Stats

₹283.50
₹1.75(0.55%)
At close: 4:00 PM EST
₹283.50
₹1.75(0.55%)

Bulls Say, Bears Say

Bulls Say
Revenue & Profit ReboundA strong revenue and net income rebound in FY2026 reflects renewed loan demand and better underwriting execution. A higher earnings base improves internal capital generation, supports reinvestment into lending operations, and increases resilience to moderate credit shocks over the next several quarters.
Improving Operating Cash FlowConsistent improvement in operating cash flow indicates core lending operations are converting earnings into cash more reliably. Stronger OCF supports debt servicing and working capital for loan growth, reducing dependence on short-term external funding and improving medium-term financial flexibility.
Scale Growth And Relative Deleveraging Vs FY2021Asset growth to 6.75B signals expanding scale of the loan book, which can enable better risk diversification and operating leverage. Historical deleveraging since FY2021 shows management capability to reduce relative leverage over cycles, supporting longer-term solvency if trends continue.
Bears Say
Rising LeverageA renewed increase in borrowings raises solvency and liquidity risk for an NBFC. Higher debt magnifies interest expense sensitivity to rate shocks, narrows buffer against credit losses, and constrains capital allocation flexibility, making the balance sheet less conservative over the medium term.
Free Cash Flow DeteriorationZero reported free cash flow after prior positive years weakens the company's ability to self-fund growth, pay dividends, or reduce debt. Reliance on external funding increases refinancing and execution risk, and volatile FCF history reduces predictability of capital returns in coming months.
Margin And Earnings VolatilityPronounced margin swings across periods point to sensitivity to credit cycles, pricing, or cost dynamics. For a lending franchise, inconsistent margins hinder reliable forecasting and capital planning, increasing the risk that peak profitability may not be sustained over multiple quarters.

STARTECK FAQ

What was Starteck Finance Ltd.’s price range in the past 12 months?
Starteck Finance Ltd. lowest stock price was ₹220.05 and its highest was ₹361.80 in the past 12 months.
    What is Starteck Finance Ltd.’s market cap?
    Starteck Finance Ltd.’s market cap is ₹2.71B.
      When is Starteck Finance Ltd.’s upcoming earnings report date?
      Starteck Finance Ltd.’s upcoming earnings report date is Aug 07, 2026 which is in 47 days.
        How were Starteck Finance Ltd.’s earnings last quarter?
        Starteck Finance Ltd. released its earnings results on May 13, 2026. The company reported ₹5.28 earnings per share for the quarter, beating the consensus estimate of N/A by ₹5.28.
          Is Starteck Finance Ltd. overvalued?
          According to Wall Street analysts Starteck Finance Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Starteck Finance Ltd. pay dividends?
            Starteck Finance Ltd. pays a Annually dividend of ₹0.25 which represents an annual dividend yield of 0.09%. See more information on Starteck Finance Ltd. dividends here
              What is Starteck Finance Ltd.’s EPS estimate?
              Starteck Finance Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Starteck Finance Ltd. have?
              Starteck Finance Ltd. has 9,910,330 shares outstanding.
                What happened to Starteck Finance Ltd.’s price movement after its last earnings report?
                Starteck Finance Ltd. reported an EPS of ₹5.28 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.398%.
                  Which hedge fund is a major shareholder of Starteck Finance Ltd.?
                  Currently, no hedge funds are holding shares in IN:STARTECK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Starteck Finance Ltd.

                    Starteck Finance Limited operates as an Indian non-banking financial institution, extending a variety of financing solutions. The company caters to individual consumers, small and medium-sized enterprises (SMEs), and larger commercial entities situated throughout India's urban and semi-urban areas. Established in 1985, the firm adopted its current name, Starteck Finance Limited, in November 2018, having previously traded as Nivedita Mercantile and Financing Limited. Its primary base of operations is in Mumbai, India.

                    Starteck Finance Ltd. (STARTECK) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Ascom Leasing & Investments Ltd.
                    Baid Finserv Limited
                    Mangal Credit & Fincorp Ltd.
                    Muthoot Capital Services Ltd.
                    U. Y. Fincorp Limited
                    Popular Stocks