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U. Y. Fincorp Limited (UYFINCORP) Stock Price & Analysis

1 Followers

UYFINCORP Stock Chart & Stats

₹28.34-₹0.88(-3.01%)
At close: 3:30 PM GMT+5:30
₹20₹25₹30Aug 10Aug 24Sep 7Sep 21Oct 5Oct 19Nov 2
Day’s Range
INR 27.80 - INR 29.98
52-Week Range
INR 11.50 - INR 31.93
Previous Close
INR 29.22
Volume
N/A
Average Volume (3M)
46.16K
Market Cap
INR 5.56B
Enterprise Value
INR 3.92B
Total Cash (Recent Filing)
INR 196.06M
Total Debt (Recent Filing)
INR 39.49M
Price to Earnings (P/E)
7.1
Beta
0.56
Next Earnings
Feb 10, 2027 (Est.)
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

Profitability Expansion

The sharp FY2026 increase in revenue and margins indicates stronger earnings capacity and operating leverage. If the improved profitability persists, it can support internal capital formation, reinforce the company’s financial base, and provide greater flexibility to expand lending or related financial services.

Very Low Leverage

Very low leverage gives UYFINCORP substantial balance-sheet flexibility and limits the burden of debt servicing on earnings. Growing equity and assets provide a stronger foundation for future financing activity, while conservative funding reduces vulnerability to financial stress during weaker operating periods.

Stronger Operating Cash Flow

The significant improvement in operating cash generation provides stronger support for reported profitability and enhances balance-sheet flexibility. More internally generated cash can help fund lending activity, meet obligations, and reduce reliance on external funding, provided the improvement remains consistent across future periods.

Bears Say

Revenue Volatility

The large rebound after a relatively flat FY2025 makes the latest growth rate less predictable and raises questions about the durability of the current earnings run-rate. Inconsistent revenue progression can complicate planning, reduce confidence in recurring growth, and make future profitability more dependent on execution.

Weak Free Cash Flow Conversion

Zero free cash flow means that stronger operating inflows did not translate into additional cash available to shareholders or for discretionary use. Heavier reinvestment or working-capital impacts may constrain near-term capital allocation and make cash conversion less dependable than the income statement suggests.

Returns Remain Moderate

Although ROE improved materially, the stated level is not yet exceptional for the industry, leaving room for further efficiency and profitability gains. Sustaining stronger returns will be important because moderate capital productivity may limit the pace at which equity growth translates into durable shareholder value creation.

U. Y. Fincorp Limited News

UYFINCORP FAQ

What was U. Y. Fincorp Limited’s price range in the past 12 months?
U. Y. Fincorp Limited lowest stock price was ₹11.50 and its highest was ₹31.93 in the past 12 months.
What is U. Y. Fincorp Limited’s market cap?
U. Y. Fincorp Limited’s market cap is ₹5.56B.
When is U. Y. Fincorp Limited’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were U. Y. Fincorp Limited’s earnings last quarter?
U. Y. Fincorp Limited released its earnings results on Nov 02, 2026. The company reported ₹1.163 earnings per share for the quarter.
Is U. Y. Fincorp Limited overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does U. Y. Fincorp Limited pay dividends?
U. Y. Fincorp Limited does not currently pay dividends.
What is U. Y. Fincorp Limited’s EPS estimate?
U. Y. Fincorp Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does U. Y. Fincorp Limited have?
U. Y. Fincorp Limited has 190,238,340 shares outstanding.
What happened to U. Y. Fincorp Limited’s price movement after its last earnings report?
U. Y. Fincorp Limited reported an EPS of ₹1.163 in its last earnings report. Following the earnings report the stock price went up 1.755%.
Which hedge fund is a major shareholder of U. Y. Fincorp Limited?
Currently, no hedge funds are holding shares in IN:UYFINCORP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology