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JSFB Stock Chart & Stats
₹537.80
₹0.30(0.06%)
At close: 4:00 PM EDT
₹537.80
₹0.30(0.06%)
Day’s Range― - ―
52-Week Range₹330.30 - ₹606.45
Previous CloseN/A
Volume428.23K
Average Volume (3M)61.14K
Market Cap
₹51.11B
Enterprise Value₹68.79B
Total Cash (Recent Filing)₹27.34B
Total Debt (Recent Filing)₹46.59B
Price to Earnings (P/E)13.4
Beta0.73
Next Earnings
Oct 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)36.07
Shares Outstanding105,822,100
10 Day Avg. Volume30,387
30 Day Avg. Volume61,143
Financial Highlights & Ratios
PEG Ratio-0.34
Price to Book (P/B)0.87
Price to Sales (P/S)0.61
P/FCF Ratio8.24
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)60.46
Revenue Forecast (FY)₹43.13B
Bulls Say, Bears Say
Bulls Say
Consistent Revenue GrowthSustained revenue growth indicates continued expansion of the bank’s customer and lending franchise. If maintained, a growing top line can support scale benefits across branches and digital channels, broaden the deposit and loan base, and provide a foundation for rebuilding earnings over time.
Expanding Balance SheetThe substantial increase in assets shows that Jana Small Finance Bank has expanded its operating scale and financial intermediation capacity. A larger balance sheet can deepen customer relationships, increase lending and deposit opportunities, and strengthen the platform for durable banking revenue growth.
Improved LeverageThe marked reduction in debt-to-equity represents a meaningful improvement in balance-sheet leverage compared with earlier years. Lower leverage can improve financial resilience, reduce dependence on borrowed funding, and give management greater flexibility to support growth while absorbing operating or credit-related pressures.
Bears Say
Falling Net IncomeThe sustained decline in net income despite continued revenue growth points to meaningful pressure on profitability and earnings quality. Weaker bottom-line performance can limit internal capital generation, reduce the benefit of operating scale, and make future growth less valuable unless margins recover.
Declining Capital EfficiencyA sharply lower return on equity shows that the bank is generating less profit from its capital base. Persistent deterioration would weaken capital efficiency, reduce the earnings contribution of balance-sheet expansion, and potentially constrain the attractiveness and sustainability of future growth investments.
Volatile Cash GenerationLarge year-to-year swings in operating and free cash flow make internally generated liquidity less predictable, even though both measures were positive in 2026. This volatility can complicate capital planning, reduce confidence in recurring cash generation, and limit flexibility during periods of weaker profitability.
Jana Small Finance Bank Ltd News
JSFB FAQ
What was Jana Small Finance Bank Ltd’s price range in the past 12 months?
Jana Small Finance Bank Ltd lowest stock price was ₹330.30 and its highest was ₹606.45 in the past 12 months.
What is Jana Small Finance Bank Ltd’s market cap?
Jana Small Finance Bank Ltd’s market cap is ₹51.11B.
When is Jana Small Finance Bank Ltd’s upcoming earnings report date?
Jana Small Finance Bank Ltd’s upcoming earnings report date is Oct 26, 2026 which is in 20 days.
How were Jana Small Finance Bank Ltd’s earnings last quarter?
Jana Small Finance Bank Ltd released its earnings results on Jul 15, 2026. The company reported ₹14.8 earnings per share for the quarter.
Is Jana Small Finance Bank Ltd overvalued?
According to Wall Street analysts Jana Small Finance Bank Ltd’s price is currently Overvalued.
Does Jana Small Finance Bank Ltd pay dividends?
Jana Small Finance Bank Ltd does not currently pay dividends.
What is Jana Small Finance Bank Ltd’s EPS estimate?
Jana Small Finance Bank Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Jana Small Finance Bank Ltd have?
Jana Small Finance Bank Ltd has 105,822,100 shares outstanding.
What happened to Jana Small Finance Bank Ltd’s price movement after its last earnings report?
Jana Small Finance Bank Ltd reported an EPS of ₹14.8 in its last earnings report. Following the earnings report the stock price went down -0.276%.
Which hedge fund is a major shareholder of Jana Small Finance Bank Ltd?
Currently, no hedge funds are holding shares in IN:JSFB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Jana Small Finance Bank Ltd
Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group and individual, and home loans, as well as consumer education on loan overdue concepts. It also offers life, general, and health insurance products; cards; and investment and payment services, as well as mobile, internet, and corporate internet banking services. The company was formerly known as Janalakshmi Financial Services Limited and changed its name to Jana Small Finance Bank Limited in March 2018. Jana Small Finance Bank Limited was founded in 1999 and is headquartered in Bengaluru, India.
Technical Analysis
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