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GICHSGFIN Stock Chart & Stats
₹177.80
-₹0.32(-0.16%)
At close: 4:00 PM EST
₹177.80
-₹0.32(-0.16%)
Day’s Range― - ―
52-Week Range₹130.15 - ₹183.90
Previous CloseN/A
Volume55.96K
Average Volume (3M)7.01K
Market Cap
₹7.56B
Enterprise Value₹97.83K
Total Cash (Recent Filing)₹0.00
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)4.8
Beta1.16
Next Earnings
Nov 18, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.21%
Share Statistics
EPS (TTM)29.24
Shares Outstanding53,851,063
10 Day Avg. Volume5,507
30 Day Avg. Volume7,008
Financial Highlights & Ratios
PEG Ratio-1.31
Price to Book (P/B)0.34
Price to Sales (P/S)0.65
P/FCF Ratio1.94
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Decent Mortgage-Lending ProfitabilityThe company remains profitable despite softer earnings, with healthy reported margins for a mortgage lender. This provides an earnings base that can support internal capital generation and ongoing lending if credit performance remains controlled.
Meaningful Deleveraging Since 2021Lower leverage improves the balance-sheet position and reduces risk relative to prior years. Although borrowing remains high, the sustained reduction in debt relative to equity provides greater resilience against funding-cost increases and credit-cycle stress.
Latest Free Cash Flow Supports EarningsFree cash flow broadly matching net income indicates that the latest reported earnings were supported by cash generation rather than only accounting gains. This strengthens the company’s ability to fund operations, lending activity, and capital needs.
Bears Say
Largely Flat Revenue TrendLimited top-line growth points to constrained expansion in the loan book or lending income. Without stronger sustained growth, the company may have less operating leverage and fewer opportunities to offset funding, credit, and operating-cost pressures.
Earnings And Return Efficiency Have DeterioratedLower earnings power and declining return on equity indicate that capital is generating less profit than in earlier periods. Persistent margin compression could limit retained-capital growth and weaken the lender’s ability to improve shareholder returns.
High Leverage Increases Funding And Credit-Cycle RiskHousing finance relies on substantial borrowing, but leverage at this level leaves earnings and liquidity sensitive to funding costs, refinancing conditions, and borrower defaults. Stress in the credit cycle could therefore amplify pressure on profitability and capital.
GIC Housing Finance Limited News
GICHSGFIN FAQ
What was GIC Housing Finance Limited’s price range in the past 12 months?
GIC Housing Finance Limited lowest stock price was ₹130.15 and its highest was ₹183.90 in the past 12 months.
What is GIC Housing Finance Limited’s market cap?
GIC Housing Finance Limited’s market cap is ₹7.56B.
When is GIC Housing Finance Limited’s upcoming earnings report date?
GIC Housing Finance Limited’s upcoming earnings report date is Nov 18, 2026 which is in 72 days.
How were GIC Housing Finance Limited’s earnings last quarter?
GIC Housing Finance Limited released its earnings results on Aug 12, 2026. The company reported ₹1.872 earnings per share for the quarter.
Is GIC Housing Finance Limited overvalued?
According to Wall Street analysts GIC Housing Finance Limited’s price is currently Overvalued.
Does GIC Housing Finance Limited pay dividends?
GIC Housing Finance Limited pays a Annually dividend of ₹4.5 which represents an annual dividend yield of 3.21%. See more information on GIC Housing Finance Limited dividends here
What is GIC Housing Finance Limited’s EPS estimate?
GIC Housing Finance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does GIC Housing Finance Limited have?
GIC Housing Finance Limited has 53,851,063 shares outstanding.
What happened to GIC Housing Finance Limited’s price movement after its last earnings report?
GIC Housing Finance Limited reported an EPS of ₹1.872 in its last earnings report. Following the earnings report the stock price went down -1.192%.
Which hedge fund is a major shareholder of GIC Housing Finance Limited?
Currently, no hedge funds are holding shares in IN:GICHSGFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
GIC Housing Finance Limited
GIC Housing Finance Limited, an Indian company established in 1989, delivers a range of financial services for housing needs across the country. The firm provides home loans to individuals and also finances businesses and developers involved in the construction of residential properties. As of March 31, 2021, it managed 75 operational branches. Originally known as GIC Grih Vitta Limited, the company adopted its current name, GIC Housing Finance Limited, in November 1993. Its main office is situated in Mumbai, India.
Technical Analysis
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