Mizrahi Tefahot Bank Ltd (IL:MZTF)
TASE:MZTF
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MZTF Stock Chart & Stats
24110.00
-1.10(-0.68%)
At close: 4:00 PM EST
24110.00
-1.10(-0.68%)
Day’s Range― - ―
52-Week Range18,192.21 - 25,504.25
Previous CloseN/A
Volume353.60K
Average Volume (3M)409.64K
Market Cap
₪51.11B
Enterprise Value20.66B
Total Cash (Recent Filing)₪74.96B
Total Debt (Recent Filing)₪44.72B
Price to Earnings (P/E)9.2
Beta1.10
Next Earnings
Aug 17, 2026EPS Estimate
498.6Next Dividend Ex-DateN/A
Dividend Yield4.11%
Share Statistics
EPS (TTM)21.47
Shares Outstanding260,091,220
10 Day Avg. Volume420,187
30 Day Avg. Volume409,640
Financial Highlights & Ratios
PEG Ratio3.80
Price to Book (P/B)1.66
Price to Sales (P/S)1.95
P/FCF Ratio3.59
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)21.89
Revenue Forecast (FY)₪14.93B
Bulls Say, Bears Say
Bulls Say
Strong Revenue AccelerationSustained ~33% TTM revenue acceleration implies expanding core loan and fee volumes, reflecting durable franchise momentum. Over 2–6 months this supports persistent earnings power and scale benefits, improving resilience to cyclical headwinds and underpinning long-term growth.
Solid Profitability And ROENet margin near 19% and mid-teens ROE indicate efficient lending and fee businesses with strong capital returns. Such profitability provides internal capital generation, supports dividends and buffers loan-loss cycles, strengthening multi-month capital durability.
Established Mortgage Franchise And Deposit BaseA large residential mortgage franchise and deposit-funded model create stable core lending volumes and low-cost funding. This structural market position supports predictable net interest income and customer relationships, a durable advantage for medium-term earnings stability.
Bears Say
Meaningful Bank LeverageLeverage around 1.3x equity, typical for banking, elevates sensitivity to credit losses and market shocks. Over several months, higher leverage can amplify earnings volatility and constrain capital flexibility if credit conditions deteriorate, increasing cyclical downside risk.
Cash-flow VolatilitySharp recent swings in free cash flow reduce predictability of internal funding and dividend coverage. Persistent volatility over the coming months can complicate capital planning, increase reliance on external funding, and weaken resilience to unexpected loan losses.
Margin Normalization PressureDeclining margins versus prior years suggest normalization after prior expansion, limiting upside from rate or pricing tailwinds. If margins remain under pressure, sustainable profitability and loan pricing power may be constrained over a multi-month horizon.
Mizrahi Tefahot News
MZTF FAQ
What was Mizrahi Tefahot Bank Ltd’s price range in the past 12 months?
Mizrahi Tefahot Bank Ltd lowest stock price was 18192.21 and its highest was 25504.25 in the past 12 months.
What is Mizrahi Tefahot Bank Ltd’s market cap?
Mizrahi Tefahot Bank Ltd’s market cap is ₪51.11B.
When is Mizrahi Tefahot Bank Ltd’s upcoming earnings report date?
Mizrahi Tefahot Bank Ltd’s upcoming earnings report date is Aug 17, 2026 which is in 61 days.
How were Mizrahi Tefahot Bank Ltd’s earnings last quarter?
Mizrahi Tefahot Bank Ltd released its earnings results on May 27, 2026. The company reported 475.7 earnings per share for the quarter, the consensus estimate of 475.7 by 0.
Is Mizrahi Tefahot Bank Ltd overvalued?
According to Wall Street analysts Mizrahi Tefahot Bank Ltd’s price is currently Overvalued.
Does Mizrahi Tefahot Bank Ltd pay dividends?
Mizrahi Tefahot Bank Ltd pays a Quarterly dividend of 237.995 which represents an annual dividend yield of 4.11%. See more information on Mizrahi Tefahot Bank Ltd dividends here
What is Mizrahi Tefahot Bank Ltd’s EPS estimate?
Mizrahi Tefahot Bank Ltd’s EPS estimate is 498.6.
How many shares outstanding does Mizrahi Tefahot Bank Ltd have?
Mizrahi Tefahot Bank Ltd has 260,091,220 shares outstanding.
What happened to Mizrahi Tefahot Bank Ltd’s price movement after its last earnings report?
Mizrahi Tefahot Bank Ltd reported an EPS of 475.7 in its last earnings report, expectations of 475.7. Following the earnings report the stock price went up 0.445%.
Which hedge fund is a major shareholder of Mizrahi Tefahot Bank Ltd?
Currently, no hedge funds are holding shares in IL:MZTF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Mizrahi Tefahot Bank Ltd
Established in 1923 and headquartered in Ramat Gan, Israel, Mizrahi Tefahot Bank Ltd. operates as a full-service financial institution, delivering a broad spectrum of international, commercial, domestic, and personal banking solutions. It caters to both individual and corporate clients within Israel, Switzerland, and various international markets. The bank structures its diverse activities across six primary divisions: Household, Small Business, Private Banking, Commercial Banking, Business Banking, and Financial Management. Its core offerings encompass essential banking products such as checking, savings, and deposit accounts, complemented by a wide range of loan options including instant, home renovation, automotive, general-purpose, student, and business loans, alongside mortgages. Credit card services are also a part of its portfolio. Beyond traditional banking, Mizrahi Tefahot provides specialized services such as foreign trade support (covering import, export, and documentary credit), bank guarantees, and foreign currency management, which includes trading in derivative instruments and factoring services, as well as investments in deposits and securities. The bank also finances real estate and construction projects, offers advisory services for mergers and acquisitions, and provides both private and online banking platforms. In the capital markets, the company delivers consultancy, distributes mutual funds, manages client securities portfolios, and offers pension and trust advisory services. It is also involved in operating provident and mutual funds, providing insurance related to mortgages, participating in syndication transactions, and conducting various credit operations. As of December 31, 2021, the bank boasted a substantial network of 225 branches and business centers across Israel, incorporating 52 Bank Yahav and 29 Union Bank locations, in addition to two international bank affiliates. The company changed its name from United Mizrahi Bank Limited to Mizrahi Tefahot Bank Ltd. in November 2005.