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3698 Stock Chart & Stats
HK$4.85
HK$0.04(0.82%)
At close: 4:00 PM EDT
HK$4.85
HK$0.04(0.82%)
Day’s Range― - ―
52-Week RangeHK$3.10 - HK$5.49
Previous CloseN/A
Volume4.71M
Average Volume (3M)2.05M
Market Cap
HK$65.42B
Enterprise ValueHK$541.04B
Total Cash (Recent Filing)HK$83.38B
Total Debt (Recent Filing)HK$564.91B
Price to Earnings (P/E)3.6
Beta0.50
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.1%
Share Statistics
EPS (TTM)1.14
Shares Outstanding3,478,750,000
10 Day Avg. Volume1,309,640
30 Day Avg. Volume2,047,238
Financial Highlights & Ratios
PEG Ratio0.45
Price to Book (P/B)0.24
Price to Sales (P/S)0.53
P/FCF Ratio1.43
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.25
Revenue Forecast (FY)HK$40.20B
Bulls Say, Bears Say
Bulls Say
Diversified Revenue MixHuishang derives earnings from net interest income, fee/commission services and other non-interest income. This multi-channel revenue mix reduces reliance on a single income stream, improving resilience to interest-cycle swings and supporting steadier medium-term cash flows and strategic flexibility.
Sustained Revenue & Net Income GrowthThe bank's multi-year revenue and net income expansion, with a notable acceleration in 2025, reflects successful client penetration and scalable franchise dynamics. Persistent top-line growth enhances operating leverage, supports reinvestment in distribution and digital capabilities, and underpins earnings durability over months.
Stable ROE And Strong Recent Net MarginConsistent ROE near 9–11% alongside a healthy net margin (~21% in 2025) indicates the bank can generate attractive returns on capital. Stable profitability supports retained earnings for capital build, dividend capacity and underwriting of future loans without immediate dilutive capital raises, aiding medium-term stability.
Bears Say
Elevated Leverage SpikeA sharp rise in debt-to-equity to ~3.36 in 2025 signals a more aggressive funding profile and higher balance-sheet risk. Elevated leverage increases sensitivity to funding-cost shocks, may heighten regulatory capital scrutiny, and constrains strategic flexibility for lending or absorbing credit stress over the medium term.
Inconsistent Cash GenerationMaterial swings in operating and free cash flow, with deeply negative years followed by rebounds, undermine confidence in cash conversion. Persistent volatility can force external funding needs, constrain dividends or loan growth, and complicate capital allocation and provisioning decisions over coming quarters.
Volatile Operating ProfitabilitySignificant volatility in operating margins and episodic very low or negative operating profitability suggest uneven core earnings and potential reliance on one-offs or non-comparable items. This reduces earnings quality, complicates forecasting and valuation of recurring franchise cash flow over the medium term.
Huishang Bank News
3698 FAQ
What was Huishang Bank Corporation Limited Class H’s price range in the past 12 months?
Huishang Bank Corporation Limited Class H lowest stock price was HK$3.10 and its highest was HK$5.49 in the past 12 months.
What is Huishang Bank Corporation Limited Class H’s market cap?
Huishang Bank Corporation Limited Class H’s market cap is HK$65.42B.
When is Huishang Bank Corporation Limited Class H’s upcoming earnings report date?
Huishang Bank Corporation Limited Class H’s upcoming earnings report date is Sep 01, 2026 which is in 22 days.
How were Huishang Bank Corporation Limited Class H’s earnings last quarter?
Huishang Bank Corporation Limited Class H released its earnings results on Mar 26, 2026. The company reported HK$0.534 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.534.
Is Huishang Bank Corporation Limited Class H overvalued?
According to Wall Street analysts Huishang Bank Corporation Limited Class H’s price is currently Overvalued.
Does Huishang Bank Corporation Limited Class H pay dividends?
Huishang Bank Corporation Limited Class H pays a Annually dividend of HK$0.287 which represents an annual dividend yield of 6.1%. See more information on Huishang Bank Corporation Limited Class H dividends here
What is Huishang Bank Corporation Limited Class H’s EPS estimate?
Huishang Bank Corporation Limited Class H’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Huishang Bank Corporation Limited Class H have?
Huishang Bank Corporation Limited Class H has 3,478,750,000 shares outstanding.
What happened to Huishang Bank Corporation Limited Class H’s price movement after its last earnings report?
Huishang Bank Corporation Limited Class H reported an EPS of HK$0.534 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.613%.
Which hedge fund is a major shareholder of Huishang Bank Corporation Limited Class H?
Currently, no hedge funds are holding shares in HK:3698
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Huishang Bank Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
34.21%
12-Months-Change
Fundamentals
Return on Equity
6.10%
Trailing 12-Months
Asset Growth
20.59%
Trailing 12-Months
Company Description
Huishang Bank Corporation Limited Class H
Huishang Bank Corporation Limited, along with its associated entities, delivers a comprehensive suite of commercial banking services throughout the People's Republic of China. Its operations are structured into four main divisions: Corporate Banking, Retail Banking, Treasury, and Other Services. The bank offers a variety of financial products to corporate clients, government bodies, and financial institutions. These include checking and deposit accounts, overdraft facilities, diverse loan options, trade-related financial instruments, and other credit solutions. It also facilitates foreign currency transactions and provides wealth management products. For individual customers, the bank supplies savings accounts, personal credit and advances, credit and debit cards, payment processing, investment products (such as wealth management and funds), and insurance brokerage services. Furthermore, the company actively participates in securities investments, money market operations, and repurchase agreements. It also provides digital banking solutions through online and mobile platforms. Additional services encompass the management of both Renminbi and foreign currency deposits, clearing and settlement functionalities, asset safekeeping, and financial leasing. As of December 31, 2021, Huishang Bank boasted a significant physical footprint with 21 main branches and 478 customer service points. Its extensive self-service network included 609 self-service banking centers and a total of 2,002 automated cash machines, comprising 1,213 cash recycling machines and 789 smart terminals. Established in 1997 under its original name, Hefei Commercial Bank Co., Ltd., the institution was rebranded as Huishang Bank Corporation Limited in November 2005. Its headquarters are located in Hefei, China.
Technical Analysis
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