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51 Credit Card Inc. (2051) Price & Analysis

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2051 Stock Chart & Stats

HK$0.52

>-HK$0.01(-1.60%)

At close: Jan 09 4:00 PM EST

HK$0.52

>-HK$0.01(-1.60%)

Day’s Range― - ―

52-Week RangeHK$0.36 - HK$0.87

Previous CloseN/A

Volume45.00K

Average Volume (3M)3.55M

Market Cap

HK$692.74M

Enterprise ValueHK$462.21M

Total Cash (Recent Filing)HK$214.18M

Total Debt (Recent Filing)HK$16.02M

Price to Earnings (P/E)―

Beta1.08

Next Earnings

Aug 27, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)-0.10

Shares Outstanding1,629,984,300

10 Day Avg. Volume2,347,100

30 Day Avg. Volume3,554,366

Financial Highlights & Ratios

PEG Ratio-0.05

Price to Book (P/B)1.07

Price to Sales (P/S)2.96

P/FCF Ratio-7.49

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative Balance SheetThe sharply lower debt-to-equity provides durable financial flexibility and lower refinancing risk, enabling the firm to fund operations or restructure without immediate external financing. Over 2-6 months this buffer supports survival while management works to restore profitability.

Top-line RecoveryA material revenue rebound shows demand or distribution improvements that can underpin a sustainable turnaround if maintained. Over the medium term stronger top-line gives leverage to cover fixed costs and creates scope for margin recovery with disciplined execution.

History Of Positive FCFPrior periods of positive free cash flow indicate the business model can generate cash when operations normalize. This historical cash-generation capacity suggests the 2025 cash burn may be recoverable, providing a realistic pathway back to self-funded growth.

Bears Say

Negative Operating & Free Cash FlowSustained negative operating and free cash flow in 2025 creates structural liquidity pressure, forcing reliance on external financing or asset sales. Over months this limits reinvestment, increases financing costs, and raises execution risk if losses persist.

Large Net Losses And Negative ROEDeep net losses and negative ROE (~-22.5%) mean the company is currently destroying shareholder capital. This undermines ability to attract long-term capital, constrains strategic options, and requires sustained operational improvements to restore investor confidence.

Very Thin Gross MarginsExtremely thin gross margins leave little room to cover SG&A, credit provisions, or unexpected costs, making profitability highly sensitive to adverse trends. Structurally, margin compression limits scalability and makes durable profitability harder to achieve without business-model change.

51 Credit Card Inc. News

Vala Inc. Calls EGM to Approve Major Share Awards for Top Executives

The latest update is out from 51 Credit Card Inc. ( ($HK:2051) ). Vala Inc. has called an...

4d ago

Vala Inc. Shareholders Approve All Resolutions at 2026 AGM

51 Credit Card Inc. ( ($HK:2051) ) has provided an update. Vala Inc. reported that all resolutions proposed...

6d ago

Vala Inc. Shareholders Unanimously Approve Settlement Agreement

An announcement from 51 Credit Card Inc. ( ($HK:2051) ) is now available. Vala Inc. secured shareholder approval...

6d ago

Vala Inc. Tightens Performance Terms for 2026 Share Award Plan

An announcement from 51 Credit Card Inc. ( ($HK:2051) ) is now available. Vala Inc. has updated the...

7d ago

Vala Inc. Calls Extraordinary Meeting to Approve Key Settlement Agreement

51 Credit Card Inc. ( ($HK:2051) ) just unveiled an update. Vala Inc. has called an extraordinary general...

27d ago

Vala Inc. Sets 2026 AGM to Renew Share Issuance Mandate and Confirm Governance

51 Credit Card Inc. ( ($HK:2051) ) has shared an update. Vala Inc. has convened its annual general...

1M ago

Vala Inc. Delays Dispatch of Circular on Shouhui Kaizhuo Settlement

51 Credit Card Inc. ( ($HK:2051) ) has issued an update. Vala Inc. has announced a further postponement...

2M ago

Vala Inc. Teams With SAIC Maxus RV to Develop New-Energy “Vala House” Vehicles

51 Credit Card Inc. ( ($HK:2051) ) has shared an update. Vala Inc.’s valalife business focuses on transforming...

2M ago

Vala Inc. Partners With Wuling to Develop Exclusive New-Energy Camping Vehicle

51 Credit Card Inc. ( ($HK:2051) ) has provided an update. Vala Inc. has announced that its wholly...

2M ago

Vala Inc. Delays Dispatch of Circular on Shouhui Kaizhuo Settlement

51 Credit Card Inc. ( ($HK:2051) ) just unveiled an announcement. Vala Inc. has announced a further delay...

3M ago

2051 FAQ

What was 51 Credit Card Inc.’s price range in the past 12 months?

51 Credit Card Inc. lowest stock price was HK$0.35 and its highest was HK$0.87 in the past 12 months.

What is 51 Credit Card Inc.’s market cap?

51 Credit Card Inc.’s market cap is HK$692.74M.

When is 51 Credit Card Inc.’s upcoming earnings report date?

51 Credit Card Inc.’s upcoming earnings report date is Aug 27, 2026 which is in 58 days.

How were 51 Credit Card Inc.’s earnings last quarter?

51 Credit Card Inc. released its earnings results on Mar 27, 2026. The company reported -HK$0.07 earnings per share for the quarter, missing the consensus estimate of N/A by -HK$0.07.

Is 51 Credit Card Inc. overvalued?

According to Wall Street analysts 51 Credit Card Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does 51 Credit Card Inc. pay dividends?

51 Credit Card Inc. does not currently pay dividends.

What is 51 Credit Card Inc.’s EPS estimate?

51 Credit Card Inc.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does 51 Credit Card Inc. have?

51 Credit Card Inc. has 1,629,984,300 shares outstanding.

What happened to 51 Credit Card Inc.’s price movement after its last earnings report?

51 Credit Card Inc. reported an EPS of -HK$0.07 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -6.25%.

Which hedge fund is a major shareholder of 51 Credit Card Inc.?

Currently, no hedge funds are holding shares in HK:2051

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

51 Credit Card Inc.

Vala Inc. is a financial entity focused on credit card services. The firm provides solutions for consolidating the management of various credit cards from diverse banks, simplifies the process of applying for new cards, and streamlines credit card bill payments. Founded by Hai Tao Sun, Vala Inc. maintains its headquarters in Hangzhou, China.