Quanzhou Huixin Micro-credit Co., Ltd. Class H (HK:1577)
:1577
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1577 Stock Chart & Stats
HK$1.00
-HK$0.01(-1.41%)
At close: 4:00 PM EST
HK$1.00
-HK$0.01(-1.41%)
Day’s Range― - ―
52-Week RangeHK$0.30 - HK$1.18
Previous CloseN/A
Volume26.00K
Average Volume (3M)52.67K
Market Cap
HK$612.00M
Enterprise ValueHK$653.73M
Total Cash (Recent Filing)HK$59.35M
Total Debt (Recent Filing)HK$109.33M
Price to Earnings (P/E)7.8
Beta0.71
Next Earnings
Sep 01, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5.46%
Share Statistics
EPS (TTM)0.11
Shares Outstanding180,000,000
10 Day Avg. Volume6,000
30 Day Avg. Volume52,666
Financial Highlights & Ratios
PEG Ratio0.82
Price to Book (P/B)0.47
Price to Sales (P/S)4.28
P/FCF Ratio3.01
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Profitability And MarginsSustained, exceptionally high gross, operating and net margins indicate a defensible business model in micro‑credit with favourable pricing power and efficient underwriting. High margins provide durable earnings cushion against cyclical shocks and support internal reinvestment, dividends and capital buffers over 2–6 months and beyond.
Strong Operating Cash GenerationConsistent operating cash flow that covers earnings and close free cash flow tracking imply high earnings quality and real cash conversion. This strengthens funding flexibility, supports ongoing lending capacity and dividend payouts, and lowers refinancing risk relative to peers over the medium term.
Conservative Balance Sheet And Modest LeverageA large equity base and historically low leverage provide resilience to credit stress and regulatory shocks. Modest leverage preserves room to absorb loan losses or fund growth without immediate external financing, supporting stability of operations and strategic optionality for at least the next several quarters.
Bears Say
Revenue Volatility And 2025 DeclineTop‑line swings and a notable 2025 revenue decline undermine predictability of earnings and loan portfolio growth. For a micro‑credit lender, inconsistent origination or collections can alter provisioning, capital needs and profitability, complicating 2–6 month planning and investor visibility on sustainable growth.
Sharp Rise In Debt In 2025A marked increase in borrowings shifts the company from very low leverage toward higher dependence on external funding. Rising debt can raise interest expense, reduce flexibility for opportunistic lending, and increase refinancing and liquidity risk, which is material for capital allocation and stress resilience over the medium term.
Volatile Free Cash Flow GrowthIrregular free cash flow trends hamper reliable dividend policy and reinvestment planning. For a small lender, cash flow volatility can force reliance on external funding in weaker periods, increasing cost of capital and constraining sustainable loan origination or reserve building over the next several quarters.
Quanzhou Huixin Micro-credit Co., Ltd. Class H News
1577 FAQ
What was Quanzhou Huixin Micro-credit Co., Ltd. Class H’s price range in the past 12 months?
Quanzhou Huixin Micro-credit Co., Ltd. Class H lowest stock price was HK$0.29 and its highest was HK$1.18 in the past 12 months.
What is Quanzhou Huixin Micro-credit Co., Ltd. Class H’s market cap?
Quanzhou Huixin Micro-credit Co., Ltd. Class H’s market cap is HK$612.00M.
When is Quanzhou Huixin Micro-credit Co., Ltd. Class H’s upcoming earnings report date?
Quanzhou Huixin Micro-credit Co., Ltd. Class H’s upcoming earnings report date is Sep 01, 2026 which is in 75 days.
How were Quanzhou Huixin Micro-credit Co., Ltd. Class H’s earnings last quarter?
Quanzhou Huixin Micro-credit Co., Ltd. Class H released its earnings results on Mar 26, 2026. The company reported HK$0.092 earnings per share for the quarter, beating the consensus estimate of N/A by HK$0.092.
Is Quanzhou Huixin Micro-credit Co., Ltd. Class H overvalued?
According to Wall Street analysts Quanzhou Huixin Micro-credit Co., Ltd. Class H’s price is currently Overvalued.
Does Quanzhou Huixin Micro-credit Co., Ltd. Class H pay dividends?
Quanzhou Huixin Micro-credit Co., Ltd. Class H pays a Annually dividend of HK$0.057 which represents an annual dividend yield of 5.46%. See more information on Quanzhou Huixin Micro-credit Co., Ltd. Class H dividends here
What is Quanzhou Huixin Micro-credit Co., Ltd. Class H’s EPS estimate?
Quanzhou Huixin Micro-credit Co., Ltd. Class H’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Quanzhou Huixin Micro-credit Co., Ltd. Class H have?
Quanzhou Huixin Micro-credit Co., Ltd. Class H has 180,000,000 shares outstanding.
What happened to Quanzhou Huixin Micro-credit Co., Ltd. Class H’s price movement after its last earnings report?
Quanzhou Huixin Micro-credit Co., Ltd. Class H reported an EPS of HK$0.092 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.916%.
Which hedge fund is a major shareholder of Quanzhou Huixin Micro-credit Co., Ltd. Class H?
Currently, no hedge funds are holding shares in HK:1577
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Quanzhou Huixin Micro-credit Co., Ltd. Class H Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
30.43%
12-Months-Change
Fundamentals
Return on Equity
6.16%
Trailing 12-Months
Asset Growth
21.09%
Trailing 12-Months
Company Description
Quanzhou Huixin Micro-credit Co., Ltd. Class H
Quanzhou Huixin Micro-credit Co., Ltd., a microfinance firm operating in the People's Republic of China, specializes in providing a range of short-duration financial products. Its lending portfolio encompasses revolving credit lines, jointly guaranteed loans, specific payment-focused advances, interim (bridge) financing, and swiftly accessible collateral-based loans. The company's clientele includes aspiring entrepreneurs, small and medium-sized enterprises (SMEs), and micro-businesses. Additionally, it extends its services to include investment and information technology advisory, financial leasing, real estate brokerage, and the wholesale supply of building materials. Established in 2010, the company's primary operational base is situated in Quanzhou, PRC.
Technical Analysis
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