Want to see HK:0900 full AI Analyst Report?
0900 Stock Chart & Stats
HK$9.06
HK$0.06(0.68%)
At close: 4:00 PM EDT
HK$9.06
HK$0.06(0.68%)
Day’s Range― - ―
52-Week RangeHK$7.05 - HK$9.29
Previous CloseN/A
Volume134.00K
Average Volume (3M)79.95K
Market Cap
HK$3.81B
Enterprise ValueHK$6.93K
Total Cash (Recent Filing)HK$267.81M
Total Debt (Recent Filing)HK$3.39B
Price to Earnings (P/E)7.8
Beta0.27
Next Earnings
Dec 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield6.36%
Share Statistics
EPS (TTM)1.17
Shares Outstanding418,765,600
10 Day Avg. Volume95,224
30 Day Avg. Volume79,955
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)0.73
Price to Sales (P/S)1.77
P/FCF Ratio49.74
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.3
Revenue Forecast (FY)HK$1.97B
Bulls Say, Bears Say
Bulls Say
Strong ProfitabilityA roughly 24% TTM net margin indicates the lending and payment model is generating substantial earnings from its revenue base. Healthy operating profitability can support reinvestment in customer acquisition, underwriting and servicing while providing resilience across the next several quarters.
Positive Revenue GrowthPositive overall revenue growth, together with TTM acceleration, suggests the company continues to expand its credit and payment activity. Sustained top-line progress can enlarge receivables and fee-generating transactions, strengthening the platform’s earnings base over the medium term.
Improving Free Cash Flow QualityFree cash flow near 92% of net income is a constructive sign that reported earnings are translating into cash in the latest period. Exceptionally strong free-cash-flow growth also improves internal funding capacity, provided the recent improvement persists through normal lending cycles.
Bears Say
Rising Leverage TrendAlthough leverage is described as moderate and the balance sheet generally stable, debt has drifted higher relative to equity over multiple years. Continued leverage growth could reduce financial flexibility and increase sensitivity to funding costs or weaker credit conditions.
Uneven Cash ConversionLow TTM operating-cash-flow conversion and prior large negative cash-flow periods show that profits have not converted to cash consistently. Such volatility can complicate funding and capital allocation, especially when receivables or other working-capital movements change materially.
Revenue VolatilityThe 2025 revenue decline demonstrates that growth has not been uniform across reporting periods. This variability makes the medium-term earnings trajectory less predictable and could limit the reliability of expansion assumptions even while the latest TTM trend is improving.
AEON Credit Service (Asia) Co., Ltd. News
0900 FAQ
What was AEON Credit Service (Asia) Co., Ltd.’s price range in the past 12 months?
AEON Credit Service (Asia) Co., Ltd. lowest stock price was HK$7.05 and its highest was HK$9.29 in the past 12 months.
What is AEON Credit Service (Asia) Co., Ltd.’s market cap?
AEON Credit Service (Asia) Co., Ltd.’s market cap is HK$3.81B.
When is AEON Credit Service (Asia) Co., Ltd.’s upcoming earnings report date?
AEON Credit Service (Asia) Co., Ltd.’s upcoming earnings report date is Dec 17, 2026 which is in 76 days.
How were AEON Credit Service (Asia) Co., Ltd.’s earnings last quarter?
AEON Credit Service (Asia) Co., Ltd. released its earnings results on Sep 28, 2026. The company reported HK$0.618 earnings per share for the quarter.
Is AEON Credit Service (Asia) Co., Ltd. overvalued?
According to Wall Street analysts AEON Credit Service (Asia) Co., Ltd.’s price is currently Overvalued.
Does AEON Credit Service (Asia) Co., Ltd. pay dividends?
AEON Credit Service (Asia) Co., Ltd. pays a Semiannually dividend of HK$0.28 which represents an annual dividend yield of 6.36%. See more information on AEON Credit Service (Asia) Co., Ltd. dividends here
What is AEON Credit Service (Asia) Co., Ltd.’s EPS estimate?
AEON Credit Service (Asia) Co., Ltd.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does AEON Credit Service (Asia) Co., Ltd. have?
AEON Credit Service (Asia) Co., Ltd. has 418,765,600 shares outstanding.
What happened to AEON Credit Service (Asia) Co., Ltd.’s price movement after its last earnings report?
AEON Credit Service (Asia) Co., Ltd. reported an EPS of HK$0.618 in its last earnings report. Following the earnings report the stock price went up 0.33%.
Which hedge fund is a major shareholder of AEON Credit Service (Asia) Co., Ltd.?
Currently, no hedge funds are holding shares in HK:0900
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
AEON Credit Service (Asia) Co., Ltd. Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
33.54%
12-Months-Change
Fundamentals
Return on Equity
6.36%
Trailing 12-Months
Asset Growth
4.02%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
AEON Credit Service (Asia) Co., Ltd.
AEON Credit Service (Asia) Company Limited, alongside its associated companies, operates predominantly within the consumer financial sector across Hong Kong. The organization structures its operations into three main divisions: Credit Cards, Personal Loans, and Insurance. The Credit Card segment furnishes credit facilities to individual clients and handles merchant acquisition services for affiliated stores. Its Personal Loans division provides various financing solutions directly to individuals. Meanwhile, the Insurance segment functions as both an agency and a brokerage, offering diverse insurance products. Additionally, the company delivers card payment processing and microfinance services. Established in 1987, the firm's principal office is located in Tsim Sha Tsui, Hong Kong. AEON Credit Service (Asia) Company Limited operates as a subsidiary of AEON Financial Service (Hong Kong) Co., Limited.
Technical Analysis
Gome Finance Technology Co
―
51 Credit Card Inc.
―
VCREDIT Holdings Limited
―
Qfin Holdings
―
Lufax Holding Ltd Class A
―