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Nationwide Building Society (GB:NBS)
LSE:NBS
UK Market
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Nationwide Building Society (NBS) Price & Analysis

26 Followers

NBS Stock Chart & Stats

13050.00 p
0.00 p(0.00%)
At close: 4:00 PM EST
13050.00 p
0.00 p(0.00%)

Bulls Say, Bears Say

Bulls Say
Mutual, Member-owned Funding ModelAs a mutual, Nationwide relies on member deposits and focuses on long-term member value rather than external shareholder payouts. This aligns incentives toward stable deposit gathering, lower payout pressure, and conservative capital retention—supporting funding stability and durable retail franchise strength.
Large Scale And Capital BaseScale and a sizable equity cushion provide structural advantages in mortgage markets: diversified loan book, greater pricing and distribution reach, and stronger loss-absorption capacity. These structural attributes support competitive positioning and resilience through economic cycles.
Ability To Generate Strong Cash In Normalizing YearThe strong cash-flow rebound in 2026 demonstrates the franchise can generate meaningful operating and free cash when conditions normalize. Durable cash-generation capacity supports reinvestment, organic capital build, and financial flexibility for member-focused initiatives over the medium term.
Bears Say
Margin Compression And Earnings DownshiftA meaningful recent drop in margins and profits signals reduced core spread earnings and weaker profitability. If sustained, compressed net interest margin and lower earnings will erode the society's ability to build capital, invest in digital/branches, or absorb future credit shocks over the coming quarters.
Elevated And Rising LeverageHigher leverage reduces financial flexibility and increases sensitivity to funding stresses and interest-cost moves. Rising debt alongside falling equity constrains capital management, may raise regulatory scrutiny, and limits strategic options such as mortgage pricing or balance-sheet expansion over the medium term.
Volatile Cash Generation And Earnings ConsistencyLarge year-to-year swings in operating and free cash flow indicate earnings and funding are cyclical and can be unstable. This volatility complicates planning for capital improvements, member benefits, and provisioning, and may force reliance on wholesale funding or balance-sheet adjustments in weaker periods.

Nationwide Building Society News

NBS FAQ

What was Nationwide Building Society’s price range in the past 12 months?
Nationwide Building Society lowest share price was 12025.00 p and its highest was 13400.00 p in the past 12 months.
    What is Nationwide Building Society’s market cap?
    Nationwide Building Society’s market cap is £1.36B.
      When is Nationwide Building Society’s upcoming earnings report date?
      Nationwide Building Society’s upcoming earnings report date is Nov 13, 2026 which is in 143 days.
        How were Nationwide Building Society’s earnings last quarter?
        Nationwide Building Society released its earnings results on May 21, 2026. The company reported 78.708 p earnings per share for the quarter, beating the consensus estimate of N/A by 78.708 p.
          Is Nationwide Building Society overvalued?
          According to Wall Street analysts Nationwide Building Society’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Nationwide Building Society pay dividends?
            Nationwide Building Society does not currently pay dividends.
            What is Nationwide Building Society’s EPS estimate?
            Nationwide Building Society’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Nationwide Building Society have?
            Nationwide Building Society has 10,555,500 shares outstanding.
              What happened to Nationwide Building Society’s price movement after its last earnings report?
              Nationwide Building Society reported an EPS of 78.708 p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
                Which hedge fund is a major shareholder of Nationwide Building Society?
                Currently, no hedge funds are holding shares in GB:NBS
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Nationwide Building Society Stock Smart Score

                  3
                  Underperform
                  1
                  2
                  3
                  4
                  5
                  6
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                  8
                  9
                  10

                  Technicals

                  SMA
                  Negative
                  20 days / 200 days
                  Momentum
                  -1.51%
                  12-Months-Change

                  Fundamentals

                  Return on Equity
                  11.68%
                  Trailing 12-Months
                  Asset Growth
                  3.93%
                  Trailing 12-Months

                  Company Description

                  Nationwide Building Society

                  Nationwide Building Society, along with its various subsidiaries, delivers a wide range of retail financial services across the United Kingdom. For individual customers, these offerings include various current, savings, and individual savings accounts, alongside diverse lending solutions such as residential mortgages, personal loans (for purposes like vehicles or home improvements), overdrafts, and credit cards. Beyond consumer banking, the society also provides financing to registered social landlords, engages in private finance initiatives, and extends commercial real estate loans. Its extensive insurance portfolio covers home, life, income protection, travel, mobile phone, and breakdown needs. Furthermore, Nationwide offers investment products and services, including expert financial planning. The company also manages treasury liquidity, provides derivative and discretionary services, and supports modern mobile and Internet banking platforms. Established in 1846, its main offices are located in Swindon, UK.

                  Nationwide Building Society (NBS) Earnings & Revenues

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