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Nationwide Building Society (NBS) Price & Analysis
NBS Stock Chart & Stats
- Day’s Range
- GBX 12,450.00 - GBX 12,450.00
- 52-Week Range
- GBX 12,025.00 - GBX 13,400.00
- Previous Close
- GBX 12,500.00
- Volume
- 520
- Average Volume (3M)
- 611
- Market Cap
- GBP 1.32B
- Enterprise Value
- GBP 28194.78T
- Total Cash (Recent Filing)
- GBP 38.41B
- Total Debt (Recent Filing)
- GBP 65.43B
- Price to Earnings (P/E)
- 1.1
- Beta
- 0.06
- Next Earnings
- Nov 19, 2026
- EPS Estimate
- N/A
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Mutual Ownership Model
Member ownership aligns retained profits with capital strength and member value rather than shareholder dividends. This model can support reinvestment in savings and mortgage pricing while reinforcing Nationwide’s retail focus over the medium term.
Large Asset Base And Positive Equity
A large asset base gives Nationwide meaningful scale across retail deposits and lending, while positive equity provides an ongoing capital foundation. Together, these features support continued banking operations and the capacity to serve members through changing conditions.
Strong Latest-year Cash Generation
The latest period demonstrates that Nationwide can generate substantial operating and free cash flow, with free cash flow covering most of net income. This supports internal funding, balance-sheet resilience, and continued investment without relying solely on external capital.
Bears Say
Recent Earnings Deterioration
The latest annual results show a material weakening in profitability, with lower revenue, sharply compressed margins, and substantially reduced net income. If this downshift persists, it could reduce capital accumulation and limit the resources available for member pricing and growth.
Higher Leverage And Weaker Returns
Rising debt alongside falling equity increases balance-sheet leverage and reduces financial flexibility. The decline in return on equity also indicates weaker profit generation from the capital base, potentially constraining future capital allocation and resilience if operating conditions worsen.
Uneven Cash-flow Consistency
The sharp change from materially negative cash flow in 2025 to strong positive generation in 2026 indicates considerable volatility in cash movements. Such inconsistency makes internal funding less predictable and can complicate planning for lending, investment, and capital management.
Nationwide Building Society News
NBS FAQ
What was Nationwide Building Society’s price range in the past 12 months?
What is Nationwide Building Society’s market cap?
When is Nationwide Building Society’s upcoming earnings report date?
How were Nationwide Building Society’s earnings last quarter?
Is Nationwide Building Society overvalued?
Does Nationwide Building Society pay dividends?
What is Nationwide Building Society’s EPS estimate?
How many shares outstanding does Nationwide Building Society have?
What happened to Nationwide Building Society’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Nationwide Building Society?
What is the TipRanks Smart Score and how is it calculated?
Nationwide Building Society Stock Smart Score
Company Description
Nationwide Building Society
Nationwide Building Society, together with its subsidiaries, provides retail banking products and services in the United Kingdom. The company offers current, savings, and individual savings accounts; residential mortgages; overdrafts; personal, car, and home improvement loans; and credit cards. It also provides loans to registered social landlords, project finance initiatives, and commercial real estate investors. In addition, the company offers home, life, income protection, travel, mobile phone, and breakdown insurance; and investment products and services, such as financial planning services. Further, it provides treasury liquidity and derivatives services, as well as mobile, telephone, and internet banking services. The company was founded in 1846 and is headquartered in Swindon, the United Kingdom.
- Sector
- Financial
- Industry
- Banks
- CEO
- Debbie Crosbie
- Employees
- 26,890
- Website
- www.nationwide.co.uk
- Address
- Nationwide House, Swindon, WI, SN38 1NW, GB
Nationwide Building Society (NBS) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 3 | 6 | 13 |
| Technical Analysis | 3 | 4 | 3 |
| Moving Averages | 0 | 2 | 10 |









