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Essent Group (0U95) Share Price & Analysis

0U95 Stock Chart & Stats

$66.70-$0.38(-0.56%)
At close: 4:30 PM GMT
$60$65$703 Aug17 Aug31 Aug14 Sep28 Sep12 Oct27 Oct
Day’s Range
$66.70 - $67.36
52-Week Range
$55.60 - $70.41
Previous Close
$67.08
Volume
25
Average Volume (3M)
203
Market Cap
$6.02B
Enterprise Value
$6.37B
Total Cash (Recent Filing)
$6.11B
Total Debt (Recent Filing)
$495.97M
Price to Earnings (P/E)
9.3
Beta
0.68
Next Earnings
Nov 06, 2026 (Est.)
EPS Estimate
1.84
Next Dividend Ex-Date
N/A
Dividend Yield
2.05%

Bulls Say, Bears Say

Bulls Say

Profitability And Cash Generation

Very high profitability combined with cash generation that closely tracks earnings supports the quality of Essent’s results. This provides internal funding for capital returns, risk management, and investment while reducing reliance on external financing over the next several quarters.

Balance Sheet And Liquidity

Substantial liquidity, low leverage, and strong operating cash flow give Essent meaningful financial flexibility. The company can absorb credit volatility, maintain regulatory capital, pursue reinsurance capacity, and continue shareholder distributions without depending heavily on new borrowing.

Reinsurance Diversification

Rapid growth in reinsurance premiums broadens Essent’s earnings base beyond core mortgage insurance. The expansion creates additional underwriting and fee opportunities, while the reported 77.9% combined ratio remained below 100%, indicating current underwriting contribution is positive.

Bears Say

Affordability-Constrained Growth

Housing affordability is limiting mortgage origination activity and keeping insurance-in-force growth near 1% year over year. This constrains new insurance written and reduces the near-term opportunity to expand premium revenue, even where Essent sees selective market opportunities.

Margin Normalization

Although earnings remain strong, lower gross and operating margins versus prior peak periods indicate that exceptional profitability has normalized. If this pattern persists, less revenue will convert into earnings and the pace of book value accumulation and capital generation could moderate.

Higher Mortgage Loss Provisions

The year-over-year increase in mortgage insurance provisions signals greater current credit-cost pressure within the insured portfolio. Even with a sequential improvement, persistently higher provisions could reduce underwriting profitability and weaken the conversion of premium revenue into future earnings.

Essent Group News

0U95 FAQ

What was Essent Group’s price range in the past 12 months?
Essent Group lowest share price was $55.60 and its highest was $70.41 in the past 12 months.
What is Essent Group’s market cap?
Essent Group’s market cap is $6.02B.
When is Essent Group’s upcoming earnings report date?
Essent Group’s next earnings report is estimated for Nov 06, 2026 (not yet confirmed), which is in 5 days.
How were Essent Group’s earnings last quarter?
Essent Group released its earnings results on Aug 07, 2026. The company reported $2.08 earnings per share for the quarter, beating the consensus estimate of $1.759 by $0.321.
Is Essent Group overvalued?
According to Wall Street analysts Essent Group’s price is currently Undervalued.
Does Essent Group pay dividends?
Essent Group does not currently pay dividends.
What is Essent Group’s EPS estimate?
Essent Group’s EPS estimate is 1.84.
How many shares outstanding does Essent Group have?
Essent Group has 89,876,495 shares outstanding.
What happened to Essent Group’s price movement after its last earnings report?
Essent Group reported an EPS of $2.08 in its last earnings report, beating expectations of $1.759. Following the earnings report the stock price went up 5.407%.
Which hedge fund is a major shareholder of Essent Group?
Hedge funds hold Essent Group shares: the largest hedge-fund position in Essent Group is 1,099,526,350 shares, and hedge funds increased their holdings by 30.3K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology