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American Express Company (GB:0R3C)
NYSE:0R3C

American Express (0R3C) Price & Analysis

1 Followers

0R3C Stock Chart & Stats

$334.49
-$17.44(-5.11%)
At close: 4:00 PM EDT
$334.49
-$17.44(-5.11%)

Bulls Say, Bears Say

Bulls Say
Closed-loop Network And Premium EcosystemAmerican Express controls both card issuance and merchant acceptance, allowing it to capture payments and lending economics while enriching the proposition with rewards, travel, and expense tools. This integrated ecosystem supports differentiation and customer retention.
Sustained Card-fee And Spending GrowthLong-running double-digit card-fee expansion, strong billed-business growth, and premium-product demand indicate durable monetization of the customer base. Continued acquisition of younger customers and fee-paying accounts can support recurring revenue over time.
Strong Credit Quality And Cash GenerationStable credit performance protects lending profitability, while consistently positive free cash flow supports investment, dividends, and repurchases. The combination of high ROE and disciplined credit outcomes strengthens the durability of American Express's model.
Bears Say
Elevated Structural LeverageThe annual leverage pattern leaves American Express more exposed to funding conditions and credit-cycle deterioration than a less leveraged financial institution. Although leverage can enhance returns, it reduces balance-sheet flexibility when losses or funding costs rise.
Recent Slowdown In Revenue And ProfitabilityThe TTM deterioration contrasts with the company’s longer annual growth record and indicates that earnings conversion is not uniformly strong. If the slowdown persists, it could reduce the capacity to fund customer acquisition and technology while maintaining returns.
Rising Engagement And Investment CostsHigher rewards and engagement costs, together with increased marketing and technology investment, can limit operating leverage even when revenue grows. These expenditures may strengthen the franchise, but they raise the execution burden and delay margin benefits.

American Express News

0R3C FAQ

What was American Express Company’s price range in the past 12 months?
American Express Company lowest share price was $284.82 and its highest was $390.48 in the past 12 months.
    What is American Express Company’s market cap?
    American Express Company’s market cap is $226.87B.
      When is American Express Company’s upcoming earnings report date?
      American Express Company’s upcoming earnings report date is Oct 23, 2026 which is in 57 days.
        How were American Express Company’s earnings last quarter?
        American Express Company released its earnings results on Jul 24, 2026. The company reported $4.53 earnings per share for the quarter, beating the consensus estimate of $4.404 by $0.126.
          Is American Express Company overvalued?
          According to Wall Street analysts American Express Company’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does American Express Company pay dividends?
            American Express Company pays a Quarterly dividend of $0.95 which represents an annual dividend yield of 1.06%. See more information on American Express Company dividends here
              What is American Express Company’s EPS estimate?
              American Express Company’s EPS estimate is 4.55.
                How many shares outstanding does American Express Company have?
                American Express Company has 675,309,800 shares outstanding.
                  What happened to American Express Company’s price movement after its last earnings report?
                  American Express Company reported an EPS of $4.53 in its last earnings report, beating expectations of $4.404. Following the earnings report the stock price went down -5.11%.
                    Which hedge fund is a major shareholder of American Express Company?
                    Currently, no hedge funds are holding shares in GB:0R3C
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      American Express Company

                      Operating globally, American Express Company and its affiliated entities deliver a comprehensive suite of charge and credit payment card solutions, alongside a variety of travel-related offerings. Its business structure is organized into three primary divisions: the Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Among its core offerings are diverse payment and financing instruments, robust network infrastructure services, tools for managing accounts payable expenses, and comprehensive travel and lifestyle support. Furthermore, it facilitates merchant services such as acquisition, transaction processing, settlement, and point-of-sale marketing, providing vital information and assistance to businesses. The company also specializes in fraud mitigation and developing and managing customer loyalty initiatives. These products and services are made available to a broad clientele, encompassing individual consumers, small and mid-sized enterprises, and large corporate entities. Distribution channels include digital platforms (mobile and online applications), collaborations with third-party vendors and partners, direct communication methods like mail and telephone, dedicated internal sales forces, and direct response advertising campaigns. Established in 1850, American Express Company maintains its corporate headquarters in New York, New York.

                      American Express (0R3C) Earnings & Revenues

                      0R3C Company Deck

                      0R3C Earnings Call

                      Q2 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Positive
                      The call conveyed strong operating momentum: double-digit revenue growth, robust spend and card fee expansion, excellent credit metrics, international strength, healthy deposit growth, and high ROE. Management raised revenue guidance and emphasized reinvesting incremental performance into customer acquisition, technology and strategic partnerships (e.g., TheFork). Near-term headwinds include a higher VCE ratio, the staggered sale of small business co-brand portfolios that will depress spend and NII growth until lapped, and elevated marketing/integration spending that keeps EPS guidance unchanged. Overall, positives around growth, credit quality and capital returns materially outweigh the manageable, largely-transitory challenges.View all GB:0R3C earnings summaries

                      0R3C Revenue Breakdown

                      47.65%47.65%24.05%17.38%11.35%
                      47.65% U.S. Consumer Services
                      24.05% Commercial Services
                      17.38% International Card Services
                      11.35% Global Merchant and Network Services
                      tipranks

                      0R3C Stock 12 Month Forecast

                      Average Price Target

                      $380.11
                      ▲(13.64% Upside)
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