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M&T Bank (0JW2) Share Price & Analysis

0JW2 Stock Chart & Stats

$219.83-$3.85(-1.72%)
At close: 4:30 PM GMT
$220$230$240$2503 Aug17 Aug31 Aug14 Sep28 Sep12 Oct26 Oct
Day’s Range
$219.83 - $224.77
52-Week Range
$178.35 - $260.00
Previous Close
$223.69
Volume
386
Average Volume (3M)
203
Market Cap
$31.88B
Enterprise Value
$52.83B
Total Cash (Recent Filing)
$1.94B
Total Debt (Recent Filing)
$18.18B
Price to Earnings (P/E)
11.5
Beta
0.85
Next Earnings
Jan 19, 2027 (Est.)
EPS Estimate
4.98
Last Dividend Ex-Date
Sep 01, 2026
Dividend Yield
2.71%

Bulls Say, Bears Say

Bulls Say

Profitability And Cash Generation

Strong TTM profitability is supported by operating and free cash flow of approximately $3.8 billion, with free cash flow roughly matching net income. This indicates solid earnings quality and provides internal capacity to support lending growth, technology investment, capital needs, and shareholder distributions.

Loan And Deposit Growth

Synchronized loan and deposit growth shows continued customer demand and funding strength across M&T's franchise. Deposit growth exceeding loan growth reduces reliance on short-term borrowings while expanding earning assets and deepening relationships that can support future interest and fee revenue.

Repricing And Fee Diversification

Meaningful asset repricing creates a durable opportunity to improve interest income as eligible securities and loans reset. Meanwhile, fee income near 28% of revenue and management's goal to increase it into the 30s can broaden revenue sources and reduce dependence on banking spreads.

Bears Say

Rising Leverage

The upward leverage trend and lower equity reduce financial flexibility relative to prior periods. If credit costs rise or funding conditions tighten, a more leveraged balance sheet can absorb less stress and may constrain M&T's ability to pursue growth, return capital, or respond aggressively to market changes.

Credit Quality Deterioration

Higher criticized and non-accrual commercial loans indicate emerging pressure in parts of the credit portfolio, particularly office and assisted-living exposures. Persistent deterioration could require greater provisions, reduce interest income, and weaken profitability or capital generation over the coming quarters.

Margin And Funding-Cost Pressure

The combination of higher funding costs and lower loan yields is compressing the core banking spread that drives a large share of revenue. Continued repricing pressure could limit net interest income growth, especially if deposit pricing remains competitive or loan demand and credit conditions weaken.

M&T Bank News

0JW2 FAQ

What was M&T Bank’s price range in the past 12 months?
M&T Bank lowest share price was $178.35 and its highest was $260.00 in the past 12 months.
What is M&T Bank’s market cap?
M&T Bank’s market cap is $31.88B.
When is M&T Bank’s upcoming earnings report date?
M&T Bank’s next earnings report is estimated for Jan 19, 2027 (not yet confirmed), which is in 78 days.
How were M&T Bank’s earnings last quarter?
M&T Bank released its earnings results on Oct 16, 2026. The company reported $5.04 earnings per share for the quarter, beating the consensus estimate of $4.933 by $0.107.
Is M&T Bank overvalued?
According to Wall Street analysts M&T Bank’s price is currently Undervalued.
Does M&T Bank pay dividends?
M&T Bank pays a Quarterly dividend of $1.5 which represents an annual dividend yield of 2.71%. See more information on M&T Bank dividends here
What is M&T Bank’s EPS estimate?
M&T Bank’s EPS estimate is 4.98.
How many shares outstanding does M&T Bank have?
M&T Bank has 144,416,260 shares outstanding.
What happened to M&T Bank’s price movement after its last earnings report?
M&T Bank reported an EPS of $5.04 in its last earnings report, beating expectations of $4.933. Following the earnings report the stock price went down -2.35%.
Which hedge fund is a major shareholder of M&T Bank?
Hedge funds hold M&T Bank shares: the largest hedge-fund position in M&T Bank is 355,567,489 shares, and hedge funds decreased their holdings by 35.0K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology