0J22 Stock Chart & Stats
$180.34
-$3.25(-1.80%)
At close: 4:00 PM EDT
$180.34
-$3.25(-1.80%)
Day’s Range― - ―
52-Week Range$145.00 - $210.20
Previous CloseN/A
Volume27.00
Average Volume (3M)31.00
Market Cap
$2.32B
Enterprise Value$2.38K
Total Cash (Recent Filing)$942.69M
Total Debt (Recent Filing)$67.47M
Price to Earnings (P/E)7.2
Beta1.07
Next Earnings
Nov 10, 2026EPS Estimate
2.89Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)25.92
Shares Outstanding12,438,867
10 Day Avg. Volume15
30 Day Avg. Volume31
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)2.10
Price to Sales (P/S)2.43
P/FCF Ratio4.92
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$241.67Price Target Upside34.01% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)18.64
Revenue Forecast (FY)$973.47M
Bulls Say, Bears Say
Bulls Say
Strong Underwriting PerformanceA 20% loss ratio and 57% combined ratio indicate disciplined pricing, claims management and operating efficiency. Sustaining this underwriting quality would support durable earnings and help HCI compound surplus through the insurance cycle.
Strengthened Balance Sheet And LiquidityVery low debt-to-capital of 6%, substantial liquid investments and more than $1 billion of equity provide resilience against catastrophe losses and financing needs. This stronger capital base also supports reinsurance capacity and measured future growth.
Premium Growth And Expanded CapabilitiesPremium growth across four profitable carriers demonstrates expanding distribution and operating scale rather than dependence on one platform. The addition of Fortex Re also increases reinsurance optionality, supporting controlled growth in property insurance.
Bears Say
Persistent Catastrophe ExposureHCI remains concentrated in Florida and exposed to hurricanes and severe weather, which can produce large earnings swings even after reinsurance. Catastrophe frequency, severity and event timing therefore remain durable threats to underwriting consistency and capital.
Softening Insurance RatesA softer rate environment could limit premium increases and weaken pricing adequacy as policies renew. If claims inflation or catastrophe costs remain elevated, stable premiums may compress underwriting margins and reduce the benefit of recent operating improvements.
Volatile Cash GenerationAlthough free cash flow generally tracks earnings, large swings reflect underwriting timing, claims payments and working-capital demands. This variability can constrain confidence in recurring cash generation and make capital deployment less predictable during adverse loss periods.
HCI Group News
0J22 FAQ
What was HCI Group Inc’s price range in the past 12 months?
HCI Group Inc lowest share price was $145.00 and its highest was $210.20 in the past 12 months.
What is HCI Group Inc’s market cap?
HCI Group Inc’s market cap is $2.32B.
When is HCI Group Inc’s upcoming earnings report date?
HCI Group Inc’s upcoming earnings report date is Nov 10, 2026 which is in 73 days.
How were HCI Group Inc’s earnings last quarter?
HCI Group Inc released its earnings results on Aug 06, 2026. The company reported $5.6 earnings per share for the quarter, beating the consensus estimate of $5.037 by $0.563.
Is HCI Group Inc overvalued?
According to Wall Street analysts HCI Group Inc’s price is currently Undervalued.
Does HCI Group Inc pay dividends?
HCI Group Inc does not currently pay dividends.
What is HCI Group Inc’s EPS estimate?
HCI Group Inc’s EPS estimate is 2.89.
How many shares outstanding does HCI Group Inc have?
HCI Group Inc has 12,438,867 shares outstanding.
What happened to HCI Group Inc’s price movement after its last earnings report?
HCI Group Inc reported an EPS of $5.6 in its last earnings report, beating expectations of $5.037. Following the earnings report the stock price went up 9.108%.
Which hedge fund is a major shareholder of HCI Group Inc?
Currently, no hedge funds are holding shares in GB:0J22
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
HCI Group Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$241.67 (34.01% Upside)
$241.67 (34.01% Upside)
Blogger Sentiment
Bullish
GB:0J22 Sentiment 100%
Sector Average 55%
Sector Average 55%
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.96%
12-Months-Change
Fundamentals
Return on Equity
0.86%
Trailing 12-Months
Asset Growth
24.93%
Trailing 12-Months
Company Description
HCI Group Inc
Headquartered in Tampa, Florida, HCI Group, Inc., originally established in 2006 as Homeowners Choice, Inc. before its name change in May 2013, is a diversified holding company. It conducts business across four main segments: property and casualty insurance, reinsurance, real estate, and information technology. Within Florida, the company underwrites residential insurance policies for homeowners, condominium owners, and tenants, offering coverage types such as homeowners, fire, flood, and wind-only, alongside reinsurance services. Its real estate portfolio encompasses ownership and management of waterfront properties, retail shopping centers, an office building, and various commercial investment properties. Additionally, HCI Group's technology division designs and builds web-based applications and mobile solutions, including its online policy administration platforms SAMS and Harmony, the end-to-end claims management system ClaimColony, and the mapping and data visualization tool AtlasViewer.
0J22 Company Deck
0J22 Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operating and financial results: double-digit revenue growth, 15% pretax income growth, very low loss and combined ratios, substantial balance sheet strength, and active share repurchases. Management also highlighted new reinsurance capabilities and value creation from Exzeo. The primary risks discussed were a softening rate environment, uncertainty around final reinsurance placements, and weather/catastrophe exposure. Overall, the positives — robust profitability, capital strength, and clear capital deployment plans — materially outweigh the discussed risks.View all GB:0J22 earnings summaries0J22 Stock 12 Month Forecast
Average Price Target
$241.67
▲(34.01% Upside)
Technical Analysis
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