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HCI Group (0J22) Share Price & Analysis

0J22 Stock Chart & Stats

$198.50-$1.61(-0.80%)
At close: 4:30 PM GMT
$180$190$2003 Aug17 Aug31 Aug14 Sep28 Sep13 Oct26 Oct
Day’s Range
$193.22 - $205.22
52-Week Range
$145.00 - $213.00
Previous Close
$200.11
Volume
27
Average Volume (3M)
21
Market Cap
$2.46B
Enterprise Value
$2.38B
Total Cash (Recent Filing)
$942.69M
Total Debt (Recent Filing)
$67.47M
Price to Earnings (P/E)
7.6
Beta
1.03
Next Earnings
Nov 04, 2026 (Est.)
EPS Estimate
4.96
Next Dividend Ex-Date
N/A
Dividend Yield
0.81%

Bulls Say, Bears Say

Bulls Say

Strong Profitability

HCI’s recent profitability is strong, with high net and EBITDA margins alongside a very robust return on equity. This indicates effective underwriting and capital use in current conditions, creating internal capacity to support growth and strengthen the business over the next several quarters.

Revenue Expansion

Sharp revenue expansion demonstrates stronger business volume and improved earnings scale across recent periods. If sustained, this growth can broaden the premium base, improve operating leverage, and reinforce HCI’s competitive position in its targeted residential insurance markets.

Improved Balance Sheet

The dramatic reduction in leverage materially improves HCI’s financial flexibility and lowers balance-sheet strain. A stronger capital position can help the company absorb insurance volatility, manage reinsurance needs, and fund operations without relying as heavily on external financing.

Bears Say

Florida Catastrophe Exposure

HCI’s concentration in Florida homeowners insurance creates durable exposure to hurricanes and other catastrophe losses. Severe events can increase claims, reinsurance costs, and earnings volatility, making results more dependent on regional weather patterns and the availability of affordable protection.

Earnings Cyclicality

The history of a significant loss and wide margin changes shows that HCI’s earnings are highly cyclical rather than consistently predictable. This volatility can complicate capital planning, reduce confidence in normalized profitability, and make future results sensitive to catastrophe and underwriting conditions.

Uneven Cash Generation

Although free cash flow generally tracks earnings in many periods, the sharp TTM decline and prior negative year reveal meaningful cash-flow variability. Such swings may constrain reinvestment and capital returns during weaker underwriting or working-capital periods, even when reported earnings remain strong.

HCI Group News

0J22 FAQ

What was HCI Group’s price range in the past 12 months?
HCI Group lowest share price was $145.00 and its highest was $213.00 in the past 12 months.
What is HCI Group’s market cap?
HCI Group’s market cap is $2.46B.
When is HCI Group’s upcoming earnings report date?
HCI Group’s next earnings report is estimated for Nov 04, 2026 (not yet confirmed), which is in 3 days.
How were HCI Group’s earnings last quarter?
HCI Group released its earnings results on Aug 06, 2026. The company reported $5.6 earnings per share for the quarter, beating the consensus estimate of $5.037 by $0.563.
Is HCI Group overvalued?
According to Wall Street analysts HCI Group’s price is currently Undervalued.
Does HCI Group pay dividends?
HCI Group does not currently pay dividends.
What is HCI Group’s EPS estimate?
HCI Group’s EPS estimate is 4.96.
How many shares outstanding does HCI Group have?
HCI Group has 12,438,867 shares outstanding.
What happened to HCI Group’s price movement after its last earnings report?
HCI Group reported an EPS of $5.6 in its last earnings report, beating expectations of $5.037. Following the earnings report the stock price went up 9.108%.
Which hedge fund is a major shareholder of HCI Group?
Hedge funds hold HCI Group shares: the largest hedge-fund position in HCI Group is 1,159,604,242 shares, and hedge funds decreased their holdings by 6.8K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology